—°F Boise, ID
◈ Cross-Vertical Intelligence · Treasure Valley · Boise Standard

Coworking Commercial Space ↔ relates to ↔ Mortgage Lending

27 Wikipedia bridge articles confirmed in both vertical ledgers. 270 deterministic cross-vertical edges. 6,342 external source links harvested. Every edge provenance-stamped. Every claim auditable.

27 QID Bridge Articles
270 Cross Edges
6,342 External Sources
302 Wikipedia Articles
26 🌲 Evergreen
188 🌿 Branch
HIGH SIGNAL · refinery-treasurevalley-v1.0.0
◈ Machine-Readable Schema
Deterministic Cross-Vertical Summary
PASS 2 · ZERO LLM
Entities Compared
Coworking Commercial Space
× Mortgage Lending
QID Bridge Articles
27
confirmed Wikipedia overlap
Total Cross Edges
270
External Sources Harvested
6,342
from Wikipedia external links
Geography
Treasure Valley, Ada County, Canyon County, Idaho, United States
Gate Tier
high
Haiku FAQ generated
Strongest Edge
Boise State University
score: 1.1500  ·  type: exact_title_cross  ·  19 shared tokens
QID Bridge Titles (20)
Boise State UniversityConstructionBoise metropolitan areaZoningLand-use planningReal estateFranchisingCollege of Western IdahoTreasure ValleyEagle, IdahoUrban sprawlNampa, IdahoPlanning permissionMergers and acquisitionsBrownfield landBoise, IdahoPrivate equityReal estate developmentReal estate appraisalUnited States Department of Housing and Urban Development
Shared Semantics (20 tokens)
idahoboisepopulationdevelopmentlandmetropolitancensusadaurbanplanningpropertycapitalbusinesspublicbuildingcanyonnorthwestgovernmentcollegeindustrial
Pipeline
refinery-treasurevalley-v1.0.0
Generated
2026-07-17 20:09:00 UTC
Content Hash
30269d8cc880e0e7
◈ Wikipedia Bridge Articles
QID Overlap — Confirmed in Both Vertical Ledgers
27 BRIDGES
Boise State University
Q891082 EXACT TITLE 1.150
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, Arts & Sciences, and Education; MPA program in the School of Public Service; and the MPH program in the College of Health Sciences. It is classified among "R2: Doctoral Universities – High research activity".
The university also has an honors college. Within the College of Arts and Sciences is the School of the Environment, approved by the Idaho State Board of Education in 2022 and established in 2023. Boise State's fall enrollment in 2016 was 23,886 students, and approximately 76 percent of these students were Idaho residents. More than 90 percent of Boise State's first-year students come directly from high school. In the 2015–16 school year, Boise State awarded diplomas to 3,916 distinct graduates, including 18 doctorates, 10 education specialists, 670 master's and 2,998 bachelor's degrees. The university is classified among "R2: Doctoral Universities – High research spending and doctorate production".
Boise State University (BSU) is a public research university in Boise, Idaho, United States. Founded in 1932 by the Episcopal Church, it became an independent junior college in 1934 and has been awarding baccalaureate and master's degrees since 1965. It became a public institution in 1969. Boise State offers more than 100 graduate programs, including a variety of MBA programs and the MAcc program in the College of Business and Economics; master's and PhD programs in the Colleges of Engineering, Arts & Sciences, and Education; MPA program in the School of Public Service; and the MPH program in the College of Health Sciences. It is classified among "R2: Doctoral Universities – High research activity".
Construction
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Construction is the process involved in delivering buildings, infrastructure, industrial facilities, and associated activities through to the end of their life. It typically starts with planning, financing, and design that continues until the asset is built and ready for use. Construction also covers repairs and maintenance work, any work to expand, extend, and improve the asset, and its eventual demolition, dismantling, or decommissioning. The construction industry contributes significantly to many countries' gross domestic products (GDP). Global expenditure on construction activities was about $4 trillion in 2012. In 2022, expenditure on the construction industry exceeded $11 trillion a year, equivalent to about 13 percent of global GDP. This spending was forecasted to rise to around $14.8 trillion in 2030. The construction industry promotes economic development and brings many non-monetary benefits to many countries, but it is one of the most hazardous industries.
and its eventual demolition, dismantling, or decommissioning. The construction industry contributes significantly to many countries' gross domestic products (GDP). Global expenditure on construction activities was about $4 trillion in 2012. In 2022, expenditure on the construction industry exceeded $11 trillion a year, equivalent to about 13 percent of global GDP. This spending was forecasted to rise to around $14.8 trillion in 2030. The construction industry promotes economic development and brings many non-monetary benefits to many countries, but it is one of the most hazardous industries.
Construction processes Some construction projects are small renovations or repair jobs, like repainting or fixing leaks, where the owner may act as designer, paymaster and labourer for the entire project. However, more complex or ambitious projects usually require additional multi-disciplinary expertise and manpower, so the owner may commission one or more specialist businesses to undertake detailed planning, design, construction and handover of the work. Often the owner will appoint one business to oversee the project (this may be a designer, a contractor, a construction manager, or other advisors); such specialists are normally appointed for their expertise in project delivery and construction management and will help the owner define the project brief, agree on a budget and schedule, liaise with relevant public authorities, and procure materials and the services of other specialists (the supply chain, comprising subcontractors and materials suppliers). Contracts are agreed for the delivery of services by all businesses, alongside other detailed plans aimed at ensuring legal, timely, on-budget and safe delivery of the specified works. Design, finance, and legal aspects overlap and interrelate. The design must be not only structurally sound and appropriate for the use and location, but must also be financially possible to build, and legal to use. The financial structure must be adequate to build the design provided and must pay amounts that are legally owed. Legal structures integrate design with other activities and enforce financial and other construction processes. These processes also affect procurement strategies. Clients may, for example, appoint a business to design the project, after which a competitive process is undertaken to appoint a lead contractor to construct the asset (design–bid–build); they may appoint a business to lead both design and construction (design-build); or they may directly appoint a designer, contractor and specialist subcontractors (construction management). Some forms of procurement emphasize collaborative relationships (partnering, alliancing) between the client, the contractor, and other stakeholders within a construction project, seeking to ameliorate often highly competitive and adversarial industry practices.
Boise metropolitan area
Q4938481 EXACT TITLE 1.000
QID OVERLAP: Q4938481 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:branch). | SHARED TOKENS (18): "ada", "boise", "canyon", "combined", "commonly", "component", "counties", "idaho", "larger", "meridian", "metropolitan", "nampa", "northwest", "percent", "population", "section", "treasure", "valley". | EXACT TITLE in coworking_commercial_space: "Boise metropolitan area".
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The Boise, Idaho Metropolitan Statistical Area (MSA) (commonly known as the Boise Metropolitan Area or the Treasure Valley) is an area that encompasses Ada, Boise, Canyon, Gem, and Owyhee counties in southwestern Idaho, anchored by the cities of Boise and Nampa. It is the main component of the wider Boise–Mountain Home–Ontario, ID–OR Combined Statistical Area, which adds Elmore and Payette counties in Idaho and Malheur County, Oregon. It is the state's largest officially designated metropolitan area and includes Idaho's three largest cities: Boise, Nampa, and Meridian.
Four-year colleges and universities Northwest Nazarene University (NNU), Nampa, Idaho The College of Idaho (C of I), Caldwell, Idaho University of Idaho (U of I), Boise; Extension Campus Idaho State University (ISU), Meridian, Idaho; Extension Campus Community colleges and trade schools College of Western Idaho, Nampa, Idaho (CWI) Nampa; Main Campus, Aspen Classroom Bldg., Canyon County Extension Boise; Ada County Campus Treasure Valley Community College, Caldwell, Idaho (TVCC) Ontario, Oregon; Main Campus Caldwell, Idaho; Caldwell Campus Northwest Lineman College (NLC), Kuna, Idaho Heavy Equipment Operator School of Idaho, Boise Carrington College, Boise Broadview University, Meridian, Idaho University of Phoenix Meridian; Main Campus Boise Bible College, Boise
tistical Area, which adds Elmore and Payette counties in Idaho and Malheur County, Oregon. It is the state's largest officially designated metropolitan area and includes Idaho's three largest cities: Boise, Nampa, and Meridian. Nearly 40 percent of Idaho's total population lives in the area. As of the 2021 estimate, the Boise–Nampa, Idaho Metropolitan Statistical Area (MSA) had a population of 795,268, while the larger Boise City–Mountain Home–Ontario, ID–OR Combined Statistical Area (CSA) had a population of 850,341. The metro area is currently the third largest in the U.S.
Zoning
Q702232 EXACT TITLE 1.000
QID OVERLAP: Q702232 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:evergreen). | SHARED TOKENS (31): "activities", "building", "combine", "common", "density", "determine", "developed", "development", "different", "exceptions", "form", "government", "growth", "industrial", "land", "land-use", "local", "places", "planning", "policy".... | EXACT TITLE in coworking_commercial_space: "Zoning". | EXACT TITLE in mortgage_lending: "Zoning".
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s", each of which has a set of regulations for new development that differs from other zones. Zones may be defined for a single use (e.g. residential, industrial), they may combine several compatible activities by use, or in the case of form-based zoning, the differing regulations may govern the density, size and shape of allowed buildings whatever their use. The planning rules for each zone determine whether planning permission for a given development may be granted. Zoning may specify a variety of outright and conditional uses of land. It may indicate the size and dimensions of lots that land may be subdivided into, or the form and scale of buildings. These guidelines are set in order to guide urban growth and development. Zoning is the most common regulatory urban planning method used by local governments in developed countries. Exceptions include the United Kingdom and the city of Houston, Texas.
History The origins of zoning districts can be traced back to antiquity. The ancient walled city was the predecessor for classifying and regulating land, based on use. Outside the city walls were the undesirable functions, which were usually based on noise and smell. The space between the walls is where unsanitary and dangerous activities occurred such as butchering, waste disposal, and brick-firing. Within the walls were civic and religious places, and where the majority of people lived. Beyond distinguishing between urban and non-urban land, most ancient cities further classified land types and uses inside their walls. This was practiced in many regions of the world – for example, in China during the Zhou Dynasty (1046 – 256 BC), in India during the Vedic Era (1500 – 500 BC), and in the military camps that spread throughout the Roman Empire (31 BC – 476 AD). Throughout the Age of Enlightenment and Industrial Revolution, cultural and socio-economic shifts led to the rapid increase in the enforcement and invention of urban regulations. The shifts were informed by a new scientific rationality, the advent of mass production and complex manufacturing, and the subsequent onset of urbanisation. Industry leaving the home reshaped modern cities. The definition of home was tied to the definition of economy, which caused a much greater mixing of uses within the residential quarters of cities. Separation between uses is a feature of many planned cities designed before the advent of zoning. A notable example is Adelaide in South Australia, whose city centre, along with the suburb of North Adelaide, is surrounded on all sides by a park, the Adelaide Park Lands. The park was designed by Colonel William Light in 1836 in order to physically separate the city centre from its suburbs. Low density residential areas surround the park, providing a pleasant walk between work in the city within and the family homes outside. Sir Ebenezer Howard, founder of the garden city movement, cited Adelaide as an example of how green open space could be used to prevent cities from expanding beyond their boundaries and coalescing. His design for an ideal city, published in his 1902 book Garden Cities of To-morrow, envisaged separate concentric rings of public buildings, parks, retail space, residential areas and industrial areas, all surrounded by open space and farmland. All retail activity was to be conducted within a single glass-roofed building, an early concept for the modern shopping centre inspired by the Crystal Palace. However, these planned or ideal cities were static designs embodied in a single masterplan. What was lacking was a regulatory mechanism to allow the city to develop over time, setting guidelines to developers and private citizens over what could be built where.
Mixed-use zoning combines residential, commercial, office, and public uses into a single space. Mixed-use zoning can be vertical, within a single building, or horizontal, involving multiple buildings. Planning and community activist Jane Jacobs wrote extensively on the connections between the separation of uses and the failure of urban renewal projects in New York City. She advocated dense mixed-use developments and walkable streets. In contrast to villages and towns, in which many residents know one another, and low-density outer suburbs that attract few visitors, cities and inner city areas have the problem of maintaining order between strangers. This order is maintained when, throughout the day and evening, there are sufficient people present with eyes on the street. This can be accomplished in successful urban districts that have a great diversity of uses, creating interest and attracting visitors. Jacobs' writings, along with increasing concerns about urban sprawl, are often credited with inspiring the New Urbanism movement. To accommodate the New Urbanist vision of walkable communities combining cafés, restaurants, offices and residential development in a single area, mixed-use zones have been created within some zoning systems. These still use the basic regulatory mechanisms of zoning, excluding incompatible uses such as heavy industry or sewage farms, while allowing compatible uses such as residential, commercial and retail activities so that people can live, work and socialise within a compact geographic area. The mixing of land uses is common throughout the world.
Land-use planning
Q60738778 EXACT TITLE 1.000
QID OVERLAP: Q60738778 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:branch). | SHARED TOKENS (41): "act", "applied", "association", "assume", "authority", "behavior", "central", "change", "changes", "communities", "community", "comparable", "conditions", "costs", "creating", "definition", "depend", "depends", "development", "districts".... | EXACT TITLE in coworking_commercial_space: "Land-use planning".
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The American Planning Association states that the goal of land use planning is to further the welfare of people and their communities by creating convenient, equitable, healthful, efficient, and attractive environments for present and future generations.
able legislation applicable in Scotland and Northern Ireland. History Land use planning nearly always requires land use regulation, which typically encompasses zoning. Zoning regulates the types of activities that can be accommodated on a given piece of land, as well as the amount of space devoted to those activities, and the ways that buildings may be situated and shaped. The ambiguous nature of the term "planning", as it relates to land use, is historically tied to the practice of zoning. Zoning in the United States came about in the late 19th and early 20th centuries to protect the interests of property owners. The practice was found to be constitutionally sound by the Supreme Court decision of Village of Euclid v. Ambler Realty Co. in 1926. Soon after, the model law known as the Standard State Zoning Enabling Act was enacted by many state legislatures, which gave authority to the states and its subdivisions to regulate land use. Even so, the practice remains controversial today, particularly in its impact on economic and racial segregation, as some critics argue that zoning has often been used to exclude certain populations from particular neighborhoods. The "taking clause" of the Fifth Amendment to the United States Constitution prohibits the government from taking private property for public use without just compensation. The case of Dolan v. City of Tigard demonstrated the criteria that determine the threshold of what is considered taking. One interpretation of the taking clause is that any restriction on the development potential of land through zoning regulation is a "taking". A deep-rooted anti-zoning sentiment exists in America, that no one has the right to tell another what he can or cannot do with his land. Ironically, although people are often averse to being told how to develop their own land, they tend to expect the government to intervene when a proposed land use is undesirable. Conventional zoning has not typically regarded the manner in which buildings relate to one another or the public spaces around them, but rather has provided a pragmatic system for mapping jurisdictions according to permitted land use. This system, combined with the interstate highway system, widespread availability of mortgage loans, growth in the automobile industry, and the over-all post-World War II economic expansion, destroyed most of the character that gave distinctiveness to American cities. The urban sprawl that most US cities began to experience in the mid-twentieth century was, in part, created by a flat approach to land use regulations. Zoning without planning created unnecessarily exclusive zones. Thoughtless mapping of these zones over large areas was a big part of the recipe for suburban sprawl.
As America grew and urban sprawl was rampant, the much-loved America of the older towns, cities, or streetcar suburbs essentially became illegal through zoning. Unparalleled growth and unregulated development changed the look and feel of landscapes and communities. They strained commercial corridors and affected housing prices, causing citizens to fear a decline in the social, economic and environmental attributes that defined their quality of life. Zoning regulations became politically contentious as developers, legislators, and citizens struggled over altering zoning maps in a way that was acceptable to all parties. Land use planning practices evolved as an attempt to overcome these challenges.
R
Q684740 EXACT TITLE 1.000
QID OVERLAP: Q684740 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:evergreen). | SHARED TOKENS (26): "acquisition", "business", "commercial", "different", "entity", "estate", "general", "government", "growing", "housing", "intended", "land", "law", "legal", "ownership", "person", "personal", "private", "property", "public".... | EXACT TITLE in coworking_commercial_space: "Real estate". | EXACT TITLE in mortgage_lending: "Real estate".
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lic. One example where ownership and purpose might differ would be an apartment block that is owned by a business but intended for residential use. In the United States, the transfer, ownership, or acquisition of real estate can be done by business corporations, individuals, nonprofit corporations, fiduciaries, or any legal entity as seen within the law of each U.S. state. History of real estate The natural right of a person to own property as a concept can be seen as having roots in Roman law as well as Greek philosophy. The profession of appraisal can be seen as beginning in England during the 1500s, as agricultural needs required land clearing and land preparation. Textbooks on the subject of surveying began to be written and the term "surveying" was used in England, while the term "appraising" was more commonly used in North America. Natural law which can be seen as "universal law" was discussed among writers of the 15th and 16th centuries as it pertained to "property theory" and the inter-state relations dealing with foreign investments and the protection of citizens' private property abroad. Natural law can be seen as having an influence in Emerich de Vattel's 1758 treatise The Law of Nations which conceptualized the idea of private property. One of the largest initial real estate deals in history known as the "Louisiana Purchase" happened in 1803 when the Louisiana Purchase Treaty was signed. This treaty paved the way for western expansion and made the U.S. the owners of the "Louisiana Territory" as the land was bought from France for fifteen million dollars, making each acre roughly 4 cents. The oldest real estate brokerage firm was established in 1855 in Chicago, Illinois, and was initially known as "L. D. Olmsted & Co." but is now known as "Baird & Warner". In 1908, the National Association of Realtors was founded in Chicago and in 1916, the name was changed to the National Association of Real Estate Boards and this was also when the term "realtor" was coined to identify real estate professionals. The stock market crash of 1929 and the Great Depression in the U.S. caused a major drop in real estate value and prices and ultimately resulted in a depreciation of 50% for the four years after 1929. Housing financing in the U.S. was greatly affected by the Banking Act of 1933 and the National Housing Act in 1934 because it allowed for mortgage insurance for home buyers and this system was implemented by the Federal Deposit Insurance as well as the Federal Housing Administration. In 1938, an amendment was made to the National Housing Act and Fannie Mae, a government agency, was established to serve as a secondary market for mortgages and to give lenders more money in order for new homes to be funded. Title VIII of the Civil Rights Act in the U.S., which is also known as the Fair Housing Act, was put into place in 1968 and dealt with the incorporation of African Americans into neighborhoods as the issues of discrimination were analyzed with the renting, buying, and financing of homes.
ats, jewelry, furniture, tools, and the rolling stock of a farm and farm animals. The term real estate includes any land and buildings under private ownership, public (state) ownership or commercial (business) ownership. The purpose or usage of the real estate in question may differ from its ownership status. The property may be for residential or commercial use, used by the state, government or the general public. One example where ownership and purpose might differ would be an apartment block that is owned by a business but intended for residential use. In the United States, the transfer, ownership, or acquisition of real estate can be done by business corporations, individuals, nonprofit corporations, fiduciaries, or any legal entity as seen within the law of each U.S.
History of real estate The natural right of a person to own property as a concept can be seen as having roots in Roman law as well as Greek philosophy. The profession of appraisal can be seen as beginning in England during the 1500s, as agricultural needs required land clearing and land preparation. Textbooks on the subject of surveying began to be written and the term "surveying" was used in England, while the term "appraising" was more commonly used in North America. Natural law which can be seen as "universal law" was discussed among writers of the 15th and 16th centuries as it pertained to "property theory" and the inter-state relations dealing with foreign investments and the protection of citizens' private property abroad. Natural law can be seen as having an influence in Emerich de Vattel's 1758 treatise The Law of Nations which conceptualized the idea of private property. One of the largest initial real estate deals in history known as the "Louisiana Purchase" happened in 1803 when the Louisiana Purchase Treaty was signed. This treaty paved the way for western expansion and made the U.S. the owners of the "Louisiana Territory" as the land was bought from France for fifteen million dollars, making each acre roughly 4 cents. The oldest real estate brokerage firm was established in 1855 in Chicago, Illinois, and was initially known as "L. D. Olmsted & Co." but is now known as "Baird & Warner". In 1908, the National Association of Realtors was founded in Chicago and in 1916, the name was changed to the National Association of Real Estate Boards and this was also when the term "realtor" was coined to identify real estate professionals. The stock market crash of 1929 and the Great Depression in the U.S. caused a major drop in real estate value and prices and ultimately resulted in a depreciation of 50% for the four years after 1929. Housing financing in the U.S. was greatly affected by the Banking Act of 1933 and the National Housing Act in 1934 because it allowed for mortgage insurance for home buyers and this system was implemented by the Federal Deposit Insurance as well as the Federal Housing Administration. In 1938, an amendment was made to the National Housing Act and Fannie Mae, a government agency, was established to serve as a secondary market for mortgages and to give lenders more money in order for new homes to be funded. Title VIII of the Civil Rights Act in the U.S., which is also known as the Fair Housing Act, was put into place in 1968 and dealt with the incorporation of African Americans into neighborhoods as the issues of discrimination were analyzed with the renting, buying, and financing of homes. Internet real estate as a concept began with the first appearance of real estate platforms on the World Wide Web (www) and occurred in 1999. Residential real estate Residential real estate may contain either a single-family or multifamily structure that is available for occupation or for non-business purposes. Residences can be classified by how they are connected to neighbouring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residences might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns. According to the Congressional Research Service, in 2021, 65% of homes in the U.S.
Franchising
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QID OVERLAP: Q171947 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:branch). | SHARED TOKENS (35): "another", "brand", "branded", "business", "capital", "chain", "conditions", "corporate", "direct", "entity", "expansion", "fees", "growth", "individual", "investment", "large", "laws", "legal", "licenses", "licensing".... | EXACT TITLE in coworking_commercial_space: "Franchising".
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Franchising is a business practice where a company licenses its business model to another company. It can involve the franchisor licensing some or part of its knowhow, procedures, intellectual property and other rights to sell its branded products and services to a franchisee. In return, the franchisee pays certain fees and agrees to comply with certain obligations, typically set out in a franchise agreement. For the franchisor, use of a franchise system is an alternative business growth strategy, compared to expansion through corporate owned outlets or "chain stores". Adopting a franchise system is a business growth strategy that minimizes the franchisor's capital investment and liability risk. Franchising is rarely an equal partnership, especially in the typical arrangement where the franchisee is an individual, unincorporated partnership or small privately-held corporation, as this ensures the franchisor has substantial legal and/or economic advantages over the franchisee. The usual exception to this rule is when the prospective franchisee is also a powerful corporate entity controlling a highly lucrative location, and/or captive market. For example, a large sports stadium for which prospective franchisors must compete to exclude one another.
e is also a powerful corporate entity controlling a highly lucrative location, and/or captive market. For example, a large sports stadium for which prospective franchisors must compete to exclude one another.
History The boom in franchising did not take place until after World War II. Nevertheless, the rudiments of modern franchising date back to the Middle Ages when landowners made franchise-like agreements with tax collectors, who retained a percentage of the money they collected and turned the rest over. The practice ended around 1562, but spread into other endeavors. For example, in 17th-century England, franchisees were granted the right to sponsor markets and fairs or operate ferries. There was little growth in franchising, though, until the mid-19th century, when it appeared in the United States for the first time. One of the first successful American franchising operations was started by an enterprising druggist named John S. Pemberton. In 1886, he concocted a beverage comprising sugar, molasses, spices, and cocaine. Pemberton licensed selected people to bottle and sell the drink, which was an early version of what is now known as Coca-Cola. His was one of the earliest and most successful franchising operations in the United States. The Singer Company implemented a franchising plan in the 1850s to distribute its sewing machines. The operation failed, though, because the company did not earn much money even though the machines sold well. The dealers, who had exclusive rights to their territories, absorbed most of the profits because of deep discounts. Some failed to push Singer products, so competitors were able to outsell the company. Under the existing contract, Singer could neither withdraw rights granted to franchisees nor send in its own salaried representatives. So, the company started repurchasing the rights it had sold. The experiment proved to be a failure. That may have been one of the first times a franchisor failed, but it was by no means the last. Colonel Harland Sanders did not initially succeed in his early efforts at franchising KFC. Still, the Singer venture did not put an end to franchising. Other companies attempted franchising in one form or another after the Singer experience. For example, several decades later, General Motors established a somewhat successful franchising operation in order to raise capital. Perhaps the father of modern franchising, though, is Louis K. Liggett. In 1902, Liggett invited a group of druggists to join a "drug cooperative". As he explained to them, they could increase profits by paying less for their purchases, especially if they set up their own manufacturing company. His idea was to market private-label products. About 40 druggists pooled $4,000 of their own money and adopted the name Rexall. Sales soared, and Rexall became a franchisor. The chain's success set a pattern for other franchisors to follow. Although many business owners did affiliate with cooperative ventures of one type or another, there was little growth in franchising until the early 20th century, and in whatever form franchising existed, it looked nothing like what it is today. As the United States shifted from an agricultural to an industrial economy, manufacturers licensed individuals to sell automobiles, trucks, gasoline, beverages, and a variety of other products. The franchisees did little more than selling the products, though. The sharing of responsibility associated with contemporary franchising arrangement did not exist to a great extent. Consequently, franchising was not a growth industry in the United States. It was not until the 1960s and 1970s that people began to take a close look at the attractiveness of franchising. The concept intrigued people with entrepreneurial spirit.
College of Western Idaho
Q5146875 EXACT TITLE 1.000
QID OVERLAP: Q5146875 in coworking_commercial_space (tier:evergreen) and mortgage_lending (tier:evergreen). | SHARED TOKENS (23): "academic", "ada", "boise", "canyon", "college", "community", "counties", "credit", "cwi", "development", "education", "idaho", "large", "nampa", "population", "primary", "programs", "public", "students", "treasure".... | EXACT TITLE in coworking_commercial_space: "College of Western Idaho". | EXACT TITLE in mortgage_lending: "College of Western Idaho".
academicadaboisecanyoncollegecommunitycountiescreditcwidevelopmenteducationidaholargenampapopulationprimaryprogramspublicstudentstreasurevalleywesternworkforce
Southern Idaho and North Idaho College, in Idaho and is governed by a five-member board of trustees elected at large by voters in Ada and Canyon counties. CWI offers over 120 programs in the areas of Academic Transfer, Dual Credit, Career and Technical Education, Workforce Development, and Adult Education. In fall of 2023, CWI served 21,359 credit students and 14,951 noncredit students. CWI reported the gender of their students to be 55% female and 45% male.
History Prior to the creation of CWI, Boise was one of the largest metropolitan statistical areas in the United States without a community college. CWI was created on May 22, 2007, when voters of Canyon and Ada counties passed a measure to allow the formation of the new community college district. In June 2007, the Albertson Foundation announced it was donating $10 million to help found the college. In July 2007, the Idaho State Board of Education selected an initial five-member board of trustees. The following month Boise State University faculty member Dennis Griffin was named to a two-year term as the college's first president and CWI began offering academic classes on January 20, 2009, with an enrollment of over 1,100 students. In the summer of 2009 the professional-technical programs from Boise State University's Selland College of Applied Technology transitioned to CWI. By the fall 2009 semester, CWI enrollment had expanded to over 3,600 students. In January 2010, CWI applied for accreditation from the Northwest Commission on Colleges and Universities (NWCCU). NWCCU granted candidacy status at the associate degree level in 2012 and initial accreditation in 2016. President Griffin retired in August 2009 and was succeeded by Bert Glandon. After serving as president for 12 years, Glandon retired from CWI on May 15, 2021. The college's board of trustees named Denise Aberle-Cannata the interim president. CWI Board of Trustees extended an offer to Gordon Jones on Dec. 9, 2021 to be the next president at College of Western Idaho. Gordon Jones accepted the position of President at CWI and began his tenure as the third president in CWI's history on Jan.
Catchment area The college's catchment area includes all of the following counties: Ada, Adams, Boise, Canyon, Gem, Payette, Valley, and Washington. It also includes portions of Elmore and Owyhee counties. Ada and Canyon counties are the taxation zone for the college. Student life CWI has over 30 student clubs and organizations. Student clubs have been created with academic focus as well as special interests. Student groups range from art to physics, horticulture, psychology, Glee, Birdies and Bogies, a Veterans Association, and more. The Associated Students of the College of Western Idaho (ASCWI) serve as the voice of the student body. ASCWI is governed by five officers and eight senators elected by the student body each spring. CWI students participate in competitive, skills-based organizations like Business Professionals of America, SkillsUSA, and Speech and Debate. CWI students have found success at state, regional, and national levels in all three organizations. CWI Speech and Debate captured seven Pi Kappa Delta Community College National Championships in 2011, 2012, 2013, 2015, 2016, 2017, and 2018. Students have earned individual medals at national skills competitions as well. Students have the opportunity to engage on campus through the CWI Presidential Ambassador Program, which promotes leadership and connects students to campus and community events.
Treasure Valley
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, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas. As the Boise Metropolitan Area grows, more and more undeveloped and agricultural land is being urbanized. History Settling the region The tribes that roamed the area, specifically, were the Northern Paiute and Shoshone. In 1834, Thomas McKay built the original Fort Boise, in the area near present-day Parma, which was run for a time by Francois Payette. It later was moved because of flooding troubles and was abandoned in 1854. The Oregon Trail runs through the Treasure Valley. The valley was settled for the most part by ranchers and farmers, initially to supply the gold and silver mining communities in the higher elevations nearby: Idaho City in the Boise Basin and Silver City in the Owyhees. A new Fort Boise was constructed by the U.S. Army in 1863 in present-day Boise, from which the city grew.
ern Oregon to Boise, and is the most populated area in Idaho. Historically, the valley had been known as the Lower Snake River Valley or the Boise River Valley. Pete Olesen, president of the valley's association of local Chambers of Commerce, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas.
The Treasure Valley is a valley in the western United States, primarily in southwestern Idaho, where the Payette, Boise, Weiser, Malheur, and Owyhee rivers drain into the Snake River. It includes all the lowland areas from Vale in rural eastern Oregon to Boise, and is the most populated area in Idaho. Historically, the valley had been known as the Lower Snake River Valley or the Boise River Valley. Pete Olesen, president of the valley's association of local Chambers of Commerce, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas.
Eagle, Idaho
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adaboisecensuseagleidahonorthwestpopulation
Eagle is a city in Ada County, Idaho, ten miles (16 km) northwest of downtown Boise. The population was 30,346 at the 2020 census. History 19th century Eagle Island in Idaho was settled in 1863 by Truman Coe Catlin, who later shifted from crop farming to dairy farming, starting the island's dairy tradition. He also pioneered irrigation in the area by constructing a wide irrigation ditch. The most notable early community developer was Thomas Hugh Aiken, a Canadian surveyor, who helped establish the Eagle community in the 1870s.
Parks and recreation The city features numerous parks, including Arboretum Park, Friendship Park, Heritage Park, Orval Krasen Park, Reid W. Merrill Sr. Community Park, and Stephen C. Guerber Park, among others. The Parks and Recreation department offers youth sports leagues, camps, special events (such as Eagle Fun Days), and maintains extensive trails. Nearby Eagle Island State Park provides a swimming beach, trails, disc golf, and winter sports. Education Most of Eagle is in the West Ada School District, with a small portion in the Boise School District.
20th century The Eagle Fish Hatchery, established in the late 1940s in Idaho, was originally part of a trout program until the 1980s. In 1991, it was restructured to support the conservation of Snake River sockeye salmon, an endangered species listed that year. The hatchery's mission shifted to preserving the species and its genetic diversity through the development of eight broodstocks derived from smolts, anadromous adults, and residual populations. It also houses the IDFG Eagle Fish Health Laboratory. Geography According to the United States Census Bureau, the city has a total area of 29.40 square miles (76.15 km2), of which 28.92 square miles (74.90 km2) is land and 0.48 square miles (1.24 km2) is water. Climate This region experiences warm to hot, dry summers, and cold, dry winters averaging ten inches (25 cm) of snow, with summer high temperatures averaging 79.6 °F (26.4 °C) and winter low temperatures averaging 30.6 °F (−0.8 °C).
Urban sprawl
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oads over large expanses of land, with little concern for very dense urban planning. Urban sprawl refers to a special form of urbanization, and it relates to the social and environmental consequences associated with such development. In modern times some suburban areas described as "sprawl" have less detached housing and higher density than the nearby core city. Medieval suburbs suffered from the loss of protection of city walls, before the advent of industrial warfare. Sometimes the urban areas described as the most "sprawling" are the most densely populated. The modern disadvantages and costs of urban sprawl include increased travel time, transport costs, pollution, and destruction of the countryside. The revenue for building and maintaining urban infrastructure in these areas are gained mostly through property and sales taxes. Most jobs in the US are now located in suburbs generating much of the revenue, although a lack of growth will require higher tax rates. In Europe, the term peri-urbanisation is often used to denote similar dynamics and phenomena, but the term urban sprawl is currently being used by the European Environment Agency. There is widespread disagreement about what constitutes sprawl and how to quantify it. For example, some commentators measure sprawl by residential density, using the average residential units per acre in a given area. Others associate it with decentralization (spread of population without a well-defined centre), discontinuity (leapfrogging development, as defined below), segregation of uses, and so forth. The term urban sprawl is highly politicized and almost always has negative connotations. It is criticized for causing environmental degradation, intensifying segregation, and undermining the vitality of existing urban areas, and is attacked on aesthetic grounds. Few people openly support urban sprawl as such, due to the pejorative connotations of the term.
Another prominent form of retail development in areas characterized by sprawl is the shopping mall. Unlike the strip mall, this is usually composed of a single building surrounded by a parking lot that contains multiple shops, usually "anchored" by one or more department stores. The function and size is also distinct from the strip mall. The focus is almost exclusively on recreational shopping rather than daily goods. Shopping malls also tend to serve a wider (regional) public and require higher-order infrastructure such as highway access and can have floorspaces in excess of 1 million sq ft (93,000 m2). Shopping malls are often detrimental to downtown shopping centres of nearby cities since the shopping malls act as a surrogate for the city centre. Some downtowns have responded to this challenge by building shopping centres of their own. Fast food chains are often built early in areas with low property values where the population is expected to boom and where large traffic is predicted, and set a precedent for future development. Eric Schlosser, in his book Fast Food Nation, argues that fast food chains accelerate suburban sprawl and help set its tone with their expansive parking lots, flashy signs, and plastic architecture (65). Duany Plater Zyberk & Company believe that this reinforces a destructive pattern of growth in an endless quest to move away from the sprawl that only results in creating more of it. Effects Environmental One of the major environmental problems associated with urban sprawl is land consumption, habitat loss, land pollution, subsequent reduction in biodiversity and destruction of local ecosystems. A review by Brian Czech and colleagues, finds that urbanization endangers more species and is more geographically ubiquitous in the mainland United States than any other human activity. Urban sprawl is disruptive to native flora & fauna and introduces invasive plants into their environments, which are considered to be harmful to local biomes. Although the effects can be mitigated through careful maintenance of native vegetation, the process of ecological succession and public education, sprawl represents one of the primary threats to biodiversity. Regions with high birth rates and immigration are therefore faced with environmental problems due to unplanned urban growth and emerging megacities such as Kolkata, Shenzen, and Chongqing. Unregulated urban sprawl in these areas contributes to severe pollution, resource depletion, and ecosystem degradation. For instance, Kolkata's expansion has led to extensive deforestation and wetland destruction, endangering biodiversity and increasing flood risks. Additionally, Chongqing, as one of China's fastest-growing urban centers. struggles with severe air pollution due to its reliance on coal-powered industries, with particulate matter (PM2.5) levels often exceeding World Health Organization safety limits. The rapid expansion of urban infrastructure in such megacities increases greenhouse gas emissions, with transportation and construction sectors contributing significantly to climate change.
Proposed alternatives Many critics concede that sprawl produces some negative externalities; however there is some dispute about the most effective way to reduce these negative effects. Gordon & Richardson for example argue that the costs of building new public transit is disproportionate to the actual environmental or economic benefits, that land use restrictions will increase the cost of housing and restrict economic opportunity, that infill possibilities are too limited to make a major difference to the structure of American cities, and that the government would need to coerce most people to live in a way that they do not want to in order to substantially change the impact of sprawl. They argue that the property market should be deregulated to allow different people to live as they wish, while providing a framework of market based fees (such as emission fees, congestion charging or road pricing) to mitigate many of the problems associated with sprawl such as congestion and increased pollution. Several cities have adopted strategies to curb urban sprawl effectively. Portland, Oregon, established an Urban Growth Boundary (UGB) to contain development within a designated area, promoting higher-density, walkable neighborhoods and preserving surrounding farmland. Singapore has pioneered Transit-Oriented Development (TOD), concentrating housing, employment, and services around an extensive mass transit system to minimize automobile dependency and urban expansion.
Nampa, Idaho
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state 84, and 6 miles (9.7 km) west of Meridian. It is the second principal city of the Boise metropolitan area. The name "Nampa" may have come from a Shoshoni word meaning 'moccasin' or 'footprint'. According to toponymist William O. Bright, the name comes from the Shoshoni word /nampai/, meaning "foot".
W. J. McClelland, c.1901–1903 Frank H. Sutherland, c.1903–1904 H. A. Partridge, c.1904–1905, 1907–1908, 1913–1914 Rudolphus W. Purdum, c.1905–1906 E. H. Dewey, c.1909–1911 T. E. Munhall, c.1915–1917 Robert A. Davis, c.1917–1919 H. H. Keim, c.1919–1920 J. Fremont Bow, 1921–1923 Eugene Emerson, c.1923–1925 George Meffan, 1925–1929 Eustace Smallwood, c.1929–1930 E. W. Rising, c.1933–1935 George I. Van Name, 1935–1937 R. Lewis Ord, 1937–1939 Ben H. Waigand, 1939–1943 A. E. Lindsey, c.1943–1945 Sevren G. Honstead, 1945–1947 Peter Johnson, 1947–1951 Preston Capell, c.1951–1957 Thomas Leupp, 1957–1961 Ernest Starr, 1961–1981 Winston K.
pa ( ) is the most populous city in Canyon County, Idaho, United States. The population was 100,200 at the 2020 census. It is Idaho's third-most populous city. Nampa is about 20 miles (32 km) west of Boise along Interstate 84, and 6 miles (9.7 km) west of Meridian. It is the second principal city of the Boise metropolitan area. The name "Nampa" may have come from a Shoshoni word meaning 'moccasin' or 'footprint'. According to toponymist William O. Bright, the name comes from the Shoshoni word /nampai/, meaning "foot".
Planning permission
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approvalbuildingcannotcodecodescompletioncomplianceconstructiondevelopmentemploymentexpansiongenerallygovernmentlawlocalnationalneededobtainpermitpermitsplanningplansprocessesregionalrequiredsubjecturban
Planning permission or building permit refers to the approval needed for construction or expansion (including significant renovation), and sometimes for demolition, in some jurisdictions. House building permits, for example, are subject to building codes. There is also a "plan check" (PLCK) to check compliance with plans for the area, if any. For example, one cannot obtain permission to build a nightclub in an area where it is inappropriate such as a high-density suburb. The criteria for planning permission are a part of urban planning and construction law, and are usually managed by town planners employed by local governments. Failure to obtain a permit can result in fines, penalties, and demolition of unauthorized construction if it cannot be made to meet code. Generally, the new construction must be inspected during construction and after completion to ensure compliance with national, regional, and local building codes. Since building permits usually precede outlays for construction, employment, financing and furnishings, they are often used as a leading indicator for development in other areas of the economy. The number of building permits issued per year varies by country.
oyment, financing and furnishings, they are often used as a leading indicator for development in other areas of the economy. The number of building permits issued per year varies by country. By-right approval processes can be faster than discretionary approval processes. In specific industries Broadcasting As part of broadcast law, the term is also used in broadcasting, where individual radio and television stations typically must apply for and receive permission to construct radio towers and radio antennas. This type of permit is issued by a national broadcasting authority, but does not imply zoning any other permission that must be given by local government. The permit itself also does not necessarily imply permission to operate the station once constructed. In the U.S., a construction permit is valid for three years. Afterwards, the station must receive a full license to operate, which is good for seven years. This is provided by a separate broadcast license, also called a "license to cover" by the Federal Communications Commission (FCC) in the United States. Further permission or registration for towers may be needed from aviation authorities. In the U.S., construction permits for new commercial stations are now assigned by auction, rather than the former process of determining who would serve the community of license best.
ized construction if it cannot be made to meet code. Generally, the new construction must be inspected during construction and after completion to ensure compliance with national, regional, and local building codes. Since building permits usually precede outlays for construction, employment, financing and furnishings, they are often used as a leading indicator for development in other areas of the economy. The number of building permits issued per year varies by country.
Mergers and acquisitions
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acquisitionactactivityanotherassetsbusinesscapitalcentralcombinecombinedconsolidationcontrolcorporatecreatedepartmentdescribeddirecteconomicallyentitiesentityfederalgovernmentlawlegalmanagementmarketnoticeoperatingoperationsorganization+20
In business, mergers and acquisitions (M&A) are transactions where the ownership of a company, business organization, or one of their operating units is transferred to or consolidated with another entity. They may happen through direct absorption, a merger, a tender offer or a hostile takeover. As a central aspect of corporate strategy and strategic management, M&A activity enables companies to expand, diversify, restructure, or realign their competitive position. In legal terms, a merger is the consolidation of two entities into a single legal entity, whereas an acquisition occurs when one entity takes ownership of another entity's share capital, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
tivity enables companies to expand, diversify, restructure, or realign their competitive position. In legal terms, a merger is the consolidation of two entities into a single legal entity, whereas an acquisition occurs when one entity takes ownership of another entity's share capital, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
al, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
Brownfield land
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ground wastes can increase the cost for study and cleanup. Depending on the contaminants and damage present adaptive re-use and disposal of a brownfield can require advanced and specialized appraisal analysis techniques. Definition Canada The Federal Government of Canada defines brownfields as "abandoned, idle or underused commercial or industrial properties [typically located in urban areas] where past actions have caused environmental contamination, but which still have potential for redevelopment or other economic opportunities."
United States The U.S. Environmental Protection Agency (EPA) defined brownfield as a property where expansion, redevelopment or reuse may be complicated by the presence or potential presence of a hazardous substance, pollutant or contaminant. This comports well with an available general definition of the term, which scopes to "industrial or commercial property". The term brownfield first came into use on June 28, 1992, at a U.S. congressional field hearing hosted by the Northeast Midwest Congressional Coalition. Also in 1992, the first detailed policy analysis of the issue was convened by the Cuyahoga County, Ohio Planning Commission. EPA selected Cuyahoga County as its first brownfield pilot project in September 1993. The term applies more generally to previously used land or to sections of industrial or commercial facilities that are to be upgraded. In 2002, President George W. Bush signed the Small Business Liability Relief and Brownfields Revitalization Act (the "Brownfields Law") which provides grants and tools to local governments for the assessment, cleanup, and revitalization of brownfields as well as unique technical and program management experience, and public and environmental health expertise to individual brownfield communities. The motivation for this act was the success of the EPA's brownfields program, which it started in the 1990s in response to several court cases that caused lenders to redline contaminated property for fear of liability under the Superfund.
United States United States estimates suggest there are over 500,000 brownfield sites contaminated at levels below the Superfund caliber (the most contaminated) in the country. While historic land use patterns created contaminated sites, the Superfund law has been criticized as creating the brownfield phenomenon where investment moves to greenfields for new development due to severe, no-fault liability schemes and other disincentives. The Clinton-Gore administration and US EPA launched a series of brownfield policies and programs in 1993 to tackle this problem. Redevelopment Valuation and financing Acquisition, adaptive re-use, and disposal of a brownfield site requires advanced and specialized appraisal analysis techniques. For example, the highest and best use of the brownfield site may be affected by the contamination, both before and after remediation. Additionally, the value should take into account residual stigma and potential for third-party liability. Normal appraisal techniques frequently fail, and appraisers must rely on more advanced techniques, such as contingent valuation, case studies, or statistical analyses. A 2011 University of Delaware study has suggested a 17.5:1 return on dollars invested on brownfield redevelopment. A 2014 study of EPA brownfield cleanup grants from 2002 through 2008 found an average benefit value of almost $4 million per brownfield site (with a median of $2.1 million). To expedite the cleanup of brownfield sites in the US, some environmental firms have teamed up with insurance companies to underwrite the cleanup and provide a guaranteed cleanup cost to limit land developers' exposure to environmental remediation costs and pollution lawsuits.
Boise, Idaho
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Boise (locally also ) is the capital and most populous city in the U.S. state of Idaho. It is the county seat of Ada County. The population of the city was 235,685 at the 2020 census. The Boise metropolitan area, located in the Treasure Valley, includes five counties of Idaho with an estimated population of 846,000, the most populous metropolitan area in Idaho and 95th-most populous in the United States. Located on the Boise River in southwestern Idaho, it is 41 miles (66 km) east of the Oregon border and 110 miles (177 km) north of the Nevada border. Downtown Boise's elevation is 2,704 feet (824 m) above sea level. Boise is home to major employers in the technology, manufacturing, and service sectors, including companies such as Micron Technology and Hewlett-Packard.
an area in Idaho and 95th-most populous in the United States. Located on the Boise River in southwestern Idaho, it is 41 miles (66 km) east of the Oregon border and 110 miles (177 km) north of the Nevada border. Downtown Boise's elevation is 2,704 feet (824 m) above sea level. Boise is home to major employers in the technology, manufacturing, and service sectors, including companies such as Micron Technology and Hewlett-Packard.
...that the military should continue killing Indians 'until the last Indian in the Territories was either on his reservation or enriched the sagebrush with his decaying carcass.' ...if the Indians refused to move there, 'they will be killed or put on the reservation by force, and certainly shot if they don't stay there.' Furthermore, the editor continues, 'The idea that the Indians have any right to the soil is ridiculous. ...They have no more rights to the soil of the Territories of the United States than wolves or coyotes...' This would be our plan of establishing friendship upon an eternal basis with our Indians: Let all the hostile bands of Idaho Territory be called in (they will not be caught in any other manner) to attend a grand treaty; plenty of blankets and nice little trinkets distributed among them; plenty of grub on hand; have a real jolly time with them; then just before the big feast put strychnine in their meat and poison to death the last mother's son of them. At the same time, native warriors around the valley, under the leadership of Howluck also known as "Bigfoot" among white settlers, among others, waged an escalating and intensified guerrilla campaign of harassment of passerby caravans along the Oregon Trail. The United States Army also escalated and intensified "punitive expeditions" against formations of warriors and against civilian communities as well. This marked the start of the "unofficial" Snake War in 1866. This war lasted until 1868, and is statistically the deadliest of the Indian Wars in the West in terms of casualties. In the end, 1,762 men were counted as the casualties of this war from both sides. In 1868, Fort Hall Indian Reservation was established in Southeastern Idaho, about 220 miles upstream, according to the terms of Fort Bridger Treaty. The Boise Valley Shoshone and Bannock Tribes were not party to this treaty. Nevertheless, in April 1869, the United States Military embarked on a campaign of "Removal, rounding up of natives in the region including in and around Boise, and expelling them with cavalry escort to Fort Hall Indian Reservation. This period is known among the Shoshone and Bannock people as Idaho's Trail of Tears. Some of the natives managed to escape, and they ran to either Duck Valley or Fort McDermitt in Nevada. Incorporation and growth Boise's early growth was significantly driven by its role in supplying the nearby gold towns that sprung up in the 1860s northeast and then southwest of the town. Miners sometimes wintered in Boise and a number of early prominent businessmen were miners who settled in town in the years after the gold rush waned. By 1864 substantial agricultural production was underway on easily irrigated lands near the river and three canal companies had been incorporated. Early transportation improvements were largely a result of toll road franchises awarded by the territorial legislature starting in the 1860s. These first ran from Fort Boise to the mining centers in the Boise Basin and east to Rocky Bar and to Rattlesnake Station where they connected to the Oregon Trail. Territorial census records from a special 1864 enumeration list the population of Boise as 1,658, and an act of December 12, 1864, was the first attempt by the Idaho Territorial Legislature to incorporate the city. This was rejected by voters the following March. Two more unsuccessful attempts were made to organize a city administration by election before the 1866 version of the city charter was approved by voters on January 6, 1868. The growing number of homes and businesses, for which owners wanted proper legal title, may have contributed to the eventual success of incorporation. All of these rejected efforts to incorporate the city came after Boise had been controversially made the state capital in 1864 over strong opposition from northern Idaho interests. This decision reflected the rapid shift of population growth from north to south after the discovery of gold in southern Idaho. By 1868 Boise had over 400 permanent buildings with a wide range of commercial services. 1868 also marked the formal beginning of a long advocacy for railroad connections to other Idaho communities and, just as importantly, to other growing cities in the west such as Portland, Oregon. Competing railroad and western state government interests frustrated these efforts for many years. Designed by Alfred B. Mullett, the U.S. Assay Office at 210 Main Street was built in 1871 and today is a National Historic Landmark. It first began accepting gold and silver for purchase on March 2, 1872, largely eliminating the need to transport ore to the mint in San Francisco. A territorial penitentiary, now known as the Old Idaho State Penitentiary, opened the same month several miles east of town. Mining continued to be important to Boise's economic growth and periodic booms contributed to population growth as well, though production of gold and silver probably peaked in the 1860s. 1882's gold and silver production of $3,500,000 declined to $1,488,315 (including lead) by 1899. Boise began to earn its City of Trees nickname in this period with a popular focus on a range of tree planting projects. Thomas J. Davis planted several thousand fruit trees in 1864 and several other early businessmen either founded nurseries or orchards of their own. In the 1870s tree planting began in earnest in downtown Boise led by prominent hotels as well as businessmen and residents. In 1907 Davis donated 43 acres of his orchard property to the city for use as a park in the name of his wife Julia. Commercial agriculture continued to expand, but was slowed by the lack of reliable rail links to regional and national markets and by a lack of large scale irrigation projects, which themselves were often tied to hoped-for railroad projects for financing. A.D. Foote, a successful mining engineer, drew up plans to irrigate up to 500,000 acres immediately south of Boise in 1882, but progress was halting and smaller farms were the norm until after the turn of the century with most located near to the river bottom where soil was productive and irrigation more easily achieved. Fruit orchards proliferated and sugar beets, still an important agricultural industry in Idaho, began to be widely cultivated in the 1890s. Cattle and sheep farming became increasingly important as the century closed. With the exception of dairy, most livestock products were exported from Idaho, unlike other agricultural products which were still largely scaled to support local markets. The timber industry also increasingly thrived in the Boise market in the 1880s and 1890s. Large quantities of timber were exported from elsewhere in Idaho, but a growing Boise supported the expansion of Alexander Rossi's sawmill, first established in 1865. Prominent early Boisean William Ridenbaugh had inherited control of the canal now bearing his name from his uncle William Morris in 1878 and later partnered with Rossi to expand the sawmill capacity under the name Rossi and Ridenbaugh Lumber Company. Their materials supported bridge building and the rapid expansion of Boise in the 1890s. As with many early infrastructure ventures, electrification succeeded only after at least one false start. July 4, 1887, marked the start of electrical transmission from a plant located on the Bench. William Ridenbaugh provided expertise and manpower for the water supply and several months were spent rigging poles and lines from the Bench to the service area across the river. Additional electrical supplies allowed the building of an electric streetcar line in 1891. This ran without interruption until buses replaced the lines in 1927, tracking—and sometimes driving—the development of Boise and nearby communities. This system expanded over several decades, reaching into the North End, South Boise and across the river on Front St. A loop line, completed in 1912, ran as far as Caldwell and Nampa, providing transport throughout the valley. Three early trolley companies merged in 1912 to form the Idaho Traction Company with a depot at 7th and Bannock Streets downtown. Additional services and urban amenities arrived in the 1890s as Boise grew. Exploratory drilling for hot water was successful in 1890 and by the end of the decade many homes along Warm Springs avenue were being heated by this source. A natatorium was built in 1892 close to the source of the hot water near the Idaho State Penitentiary. Churches serving several denominations, a Jewish synagogue, a major hardware store and department store, a Masonic hall, the Columbia Theater, Saint Alphonsus' Hospital, a number of parochial and secular schools, a City Hall and a new Union Pacific passenger station, constructed when service was finally extended to downtown, were all built during the 1890s. Falk's Department Store sponsored a semi-professional baseball team representing Boise from at least 1892 and the city supported other organized sports as they became popular.
P
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activebusinesscapitalchangescontroldescribeddevelopmentexpansionfinancefirmgeneralinvestmentlong-termmanagementoperationalownershipprivateproductproductsprovidepublicratherrolespecializedspecificstrategy
Private equity (PE) is stock in a private company that does not offer stock to the general public. Instead, it is offered to specialized investment funds and limited partnerships that take an active role in managing and structuring the companies. In colloquial usage, "private equity" can refer to these investment firms rather than the companies in which they invest. Private-equity capital is invested into a target company either by an investment management company (private equity firm), a venture capital fund, or an angel investor; each category of investor has specific financial goals, management preferences, and investment strategies for profiting from their investments. Private equity can provide working capital to finance a target company's expansion, including the development of new products and services, operational restructuring, management changes, and shifts in ownership and control. As a financial product, a private-equity fund is private capital for financing a long-term investment strategy in an illiquid business enterprise.
Leveraged buyout (LBO) refers to a strategy of making equity investments as part of a transaction in which a company, business unit, or business asset is acquired from the current shareholders typically with the use of financial leverage. The companies involved in these transactions are typically mature and generate operating cash flows. Private-equity firms view target companies as either Platform companies, which have sufficient scale and a successful business model to act as a stand-alone entity, or as add-on / tuck-in / bolt-on acquisitions, which would include companies with insufficient scale or other deficits. Leveraged buyouts involve a financial sponsor agreeing to an acquisition without itself committing all the capital required for the acquisition. To do this, the financial sponsor will raise acquisition debt, which looks to the cash flows of the acquisition target to make interest and principal payments. Acquisition debt in an LBO is often non-recourse to the financial sponsor and has no claim on other investments managed by the financial sponsor. Therefore, an LBO transaction's financial structure is particularly attractive to a fund's limited partners, allowing them the benefits of leverage, but limiting the degree of recourse of that leverage. This kind of financing structure leverage benefits an LBO's financial sponsor in two ways: (1) the investor only needs to provide a fraction of the capital for the acquisition, and (2) the returns to the investor will be enhanced, as long as the return on assets exceeds the cost of the debt. As a percentage of the purchase price for a leverage buyout target, the amount of debt used to finance a transaction varies according to the financial condition and history of the acquisition target, market conditions, the willingness of lenders to extend credit (both to the LBO's financial sponsors and the company to be acquired) and the interest costs and the ability of the company to cover those costs. Historically the debt portion of a LBO will range from 60 to 90% of the purchase price.
"Distressed-to-Control" ("Loan-to-Own") investment whereby the investor buys debt securities in hope of acquiring ownership and control of the company's equity after financing the corporate restructuring of the target company; "Special Situations" ("Turnaround") investment wherein the investor buys debt securities and equity investments, to be used as rescue financing that will restore the profitability of the financially-weak target company. Moreover, the private-equity investment strategies of hedge funds also include actively trading the loans held and the bonds issued by the financially-weak target companies. Secondaries Secondary investments refer to investments made in existing private-equity assets. These transactions can involve the sale of private equity fund interests or portfolios of direct investments in privately held companies through the purchase of these investments from existing institutional investors. By its nature, the private-equity asset class is illiquid, intended to be a long-term investment for buy and hold investors. Secondary investments allow institutional investors, particularly those new to the asset class, to invest in private equity from older vintages than would otherwise be available to them. Secondaries also typically experience a different cash flow profile, diminishing the j-curve effect of investing in new private-equity funds. Often investments in secondaries are made through third-party fund vehicle, structured similar to a fund of funds although many large institutional investors have purchased private-equity fund interests through secondary transactions.
Real estate development
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actagentsapprovalapprovalsapprovedassumebuildingcommercialconstructioncontextcostscreatesdeterminedevelopmentdifferentengineersenvironmentalestateexistingexpandsgrowthhousingincreaselandmarketingmixed-useobtainpermitsplaceplanning+16
ersee construction or renovation. Developers usually take significant financial risks in the creation or renovation of real estate and receive the greatest rewards. Typically, developers purchase a tract of land, determine the marketing of the property, develop the building program and design, obtain the necessary public approval and financing, build the structures, and rent out, manage, and ultimately sell it. Real estate development has been criticized for contributing to urban sprawl and environmental degradation. Supporters argue that development expands housing supply, reduces housing costs, stimulates economic growth and creates jobs.
Some developers only handle part of the process. For example, some developers source a property and get the plans and permits approved before selling the property with the plans and permits to a builder at a premium price. Alternatively, a developer who is also a builder may purchase a property with the plans and permits in place so that they do not have the risk of failing to obtain planning approval and can start construction on the development immediately. Financial difficulties in development and investing differ because of leverage. Developers work with many different counterparts along each step of this process, including architects, city planners, engineers, surveyors, inspectors, contractors, lawyers, leasing agents, etc. In the Town and Country Planning context in the United Kingdom, “development” is defined in the Town and Country Planning Act 1990 s55. Organizing for development Development teams vary in size, bigger companies may provide all services in-house. At the other end of the spectrum, a development company might consist of one principal and a few staff who hire or contract with other companies and professionals for each service as needed. Assembling a team of professionals to address the environmental, economic, private, physical and political issues inherent in a complex development project is critical. A developer's success depends on the ability to coordinate and lead the completion of a series of interrelated activities efficiently and at the appropriate time. Development process requires skills of many professionals: architects, landscape architects, civil engineers and site planners to address project design; market consultants to determine demand and a project's economics; attorneys to handle agreements and government approvals; environmental consultants and soils engineers to analyze a site's physical limitations and environmental impacts; surveyors and title companies to provide legal descriptions of a property; and lenders to provide financing.
Organizing for development Development teams vary in size, bigger companies may provide all services in-house. At the other end of the spectrum, a development company might consist of one principal and a few staff who hire or contract with other companies and professionals for each service as needed. Assembling a team of professionals to address the environmental, economic, private, physical and political issues inherent in a complex development project is critical. A developer's success depends on the ability to coordinate and lead the completion of a series of interrelated activities efficiently and at the appropriate time. Development process requires skills of many professionals: architects, landscape architects, civil engineers and site planners to address project design; market consultants to determine demand and a project's economics; attorneys to handle agreements and government approvals; environmental consultants and soils engineers to analyze a site's physical limitations and environmental impacts; surveyors and title companies to provide legal descriptions of a property; and lenders to provide financing.
R
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conditionestablishestateformlandmarketpropertyrealreportreportsroletaxationvalue
Appraisal reports form the basis for mortgage loans, settling estates and divorces, taxation, etc. Sometimes an appraisal report is also used to establish a sale price for a property. Factors like size of the property, condition, age, and location play a key role in the valuation. Obtaining an appraisal Appraisals are often required by lenders for issuing or refinancing a loan. In such cases, when the borrower asks the lender for a loan or a refinance, the lender will order an appraisal. Once ordered, the borrower will have to schedule an appointment with the appraiser for the in-home visit. The appraiser will visit the property, assess it, gather data and leave. This usually takes a few hours, depending on the size of the property. After the on-site visit, the appraiser will spend time researching and preparing an appraisal report. The appraiser will provide the completed report to the lender within a couple business days.
Market value definitions in the United States In the United States, appraisals are for a certain type of value (e.g., foreclosure value, fair market value, distressed sale value, investment value). The most commonly used definition of value is market value. While Uniform Standards of Professional Appraisal Practice (USPAP) does not define market value, it provides general guidance for how Market Value should be defined: A type of value, stated as an opinion, that presumes the transfer of a property (i.e., a right of ownership or a bundle of such rights), as of a certain date, under specific conditions set forth in the definition of the term identified by the appraiser as applicable in an appraisal. Thus, the definition of value used in an appraisal or current market analysis (CMA) analysis and report is a set of assumptions about the market in which the subject property may transact. It affects the choice of comparable data for use in the analysis. It can also affect the method used to value the property. For example, tree value can contribute up to 27% of property value.
Physical (depreciation) - Reduction based on the wearing-out of the physical components Functional - Loss in value for some functional or design aspect of the property External - Loss in value for something outside of the property Physical depreciation is most familiar. As a structure ages, there is an effect on value. For example, buyers may reduce prices because they expect to make expensive replacements soon. Or in other cases, buyers expect higher utility expenses because they figure the property has older and worn insulation. Functional obsolescence relates to the design of the property. It could be something that is inadequate about a property (say a house that lacks a swimming pool in a hot climate like Arizona) or something that is superadequate (say a 2-bedroom house that has 9 bathrooms). In either case, there is a deduction to the value compared to the costs of the structures that are there. For example, the 9 bathrooms all cost the same to construct but they add less and less. The appraisal should evaluate whether it is feasible to cure (fix) the item - that is, consider if the increase in value by fixing it exceeds the cost of the fix. External obsolescence is something outside of the property. It could be changes in market conditions, or an undesirable neighboring property. External obsolescence cannot be fixed. The income approach The income capitalization Approach (often referred to simply as the "income approach") is used to value commercial and investment properties. Because it is intended to directly reflect or model the expectations and behaviors of typical market participants, this approach is generally considered the most applicable valuation technique for income-producing properties, where sufficient market data exists. In a commercial income-producing property this approach capitalizes an income stream into a value indication. This can be done using revenue multipliers or capitalization rates applied to a Net Operating Income (NOI). Usually, an NOI has been stabilized so as not to place too much weight on a very recent event. An example of this is an unleased building which, technically, has no NOI. A stabilized NOI would assume that the building is leased at a normal rate, and to usual occupancy levels. The Net Operating Income (NOI) is gross potential income (GPI), less vacancy and collection loss (= Effective Gross Income) less operating expenses (but excluding debt service, income taxes, and/or depreciation charges applied by accountants). Alternatively, multiple years of net operating income can be valued by a discounted cash flow analysis (DCF) model. The DCF model is widely used to value larger and more expensive income-producing properties, such as large office towers or major shopping centres. This technique applies market-supported yields (or discount rates) to projected future cash flows (such as annual income figures and typically a lump reversion from the eventual sale of the property) to arrive at a present value indication. In Canada, reversion values typically range from 16x-21x the NOI of year of sale. When homes are purchased for personal use the buyer can validate the asking price by using the income approach in the opposite direction. An expected rate of return can be estimated by comparing net expected costs to the asking price.
United States Department of Housing and Urban Development
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The United States Department of Housing and Urban Development (HUD) is one of the executive departments of the U.S. federal government. It administers federal housing and urban development laws. It is headed by the secretary of housing and urban development, who reports directly to the president of the United States and is a member of the president's Cabinet. Although its beginnings were in the House and Home Financing Agency, it was founded as a Cabinet department in 1965, as part of the "Great Society" program of President Lyndon B.
Community Planning and Development: Many major affordable housing and homelessness programs are administered under Community Planning and Development.
who reports directly to the president of the United States and is a member of the president's Cabinet. Although its beginnings were in the House and Home Financing Agency, it was founded as a Cabinet department in 1965, as part of the "Great Society" program of President Lyndon B. Johnson, to develop and execute policies on housing and metropolises. History The idea of a department of Urban Affairs was proposed in a 1957 report to President Dwight D. Eisenhower, led by New York governor Nelson A. Rockefeller. The idea of a department of Housing and Urban Affairs was taken up by President John F. Kennedy, with Pennsylvania Senator and Kennedy ally Joseph S. Clark Jr. listing it as one of the top seven legislative priorities for the administration in internal documents. The department was established on September 9, 1965, when President Lyndon B. Johnson signed the Department of Housing and Urban Development Act into law. It stipulated that the department was to be created no later than November 8, sixty days following the date of enactment. The actual implementation was postponed until January 14, 1966, following the completion of a special study group report on the federal role in solving urban problems. HUD is administered by the U.S. secretary of housing and urban development. Its headquarters was located in the Robert C. Weaver Federal Building from 1968 to 2025, when HUD announced that it would move to Alexandria, Virginia.
Ada County, Idaho
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Ada County is located in the southwestern part of Idaho, United States. As of the 2020 census, the county had a population of 494,967, which by 2025 was estimated to have risen to 546,141. Ada County is by far the state's most populous county; it is home to 26.8% of the state's population. The county seat and largest city is Boise, which is also the state capital. Ada County is included in the Boise metropolitan area. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads.
populous county; it is home to 26.8% of the state's population. The county seat and largest city is Boise, which is also the state capital. Ada County is included in the Boise metropolitan area. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads.
ea. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads. In the interior Pacific Northwest east of the Cascade Range, Ada County ranks second in population, behind Spokane County, Washington. History Ada County was created by the Idaho Territory legislature on December 22, 1864, partitioned from Boise County. It is named for Ada Riggs, the daughter of H. C. Riggs, a member of the legislature; he established the county and was a co-founder of Boise.
Caldwell, Idaho
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city in Idaho. As of the 2020 census, Caldwell had a population of 59,996. Caldwell is considered part of the Boise metropolitan area, and is the location of the College of Idaho. The city is located approximately 24 miles (39 km) west of Boise, and approximately 17 miles (27 km) east of the Oregon border. History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
location of the College of Idaho. The city is located approximately 24 miles (39 km) west of Boise, and approximately 17 miles (27 km) east of the Oregon border. History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
Canyon County, Idaho
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105, which by 2025 was estimated to have risen to 275,123, making it the second-most populous county in Idaho. The county seat is Caldwell, and its largest city is Nampa. Canyon County is part of the Boise metropolitan area. History Hudson's Bay Company established Fort Boise in 1834 near what is now Parma, but abandoned it in 1855. Emigrants traveled through Canyon County on the Oregon Trail. Discovery of gold in the Boise Basin in 1862 brought settlement to the region again. The lower Boise River was fully contained within Boise County from 1863 until the formation of Ada County in 1864. Settlement of the lower Boise River west of Boise City was limited prior to the completion of the Oregon Short Line Railroad. Middleton was the first European settlement of Canyon County, starting in 1863. The 1870 Census for Ada County listed 76 residents of the Boise Valley, excluding Boise City and the 1880 Census listed 44 residents at Middleton. The arrival of the railroad at Caldwell led to the establishment of a town there as of August 1883. Businessmen James A. McGee and Alexander Duffes filed the plat for nearby Nampa in 1886. Parma was settled around the same time, with the Old Fort Boise post office being moved to the town's location; it was incorporated in 1904. Ada County established precincts for each of the settlements with a combined 1890 Census population of 2,311. Significant settlement of Greenleaf and Notus started around 1904 with the two settlements listed as precincts at the 1910 census. Notus was incorporated in 1921 while Greenleaf was incorporated prior to 1980. Melba was incorporated in 1912 while Wilder was incorporated in 1919. The City of Star annexed a portion of territory in northeast Canyon County prior to 2007, becoming the county's ninth incorporated city. The majority of Star is located within Ada County. The Idaho Legislature created Canyon County from Ada County in an act approved March 7, 1891, effective at the November 26, 1892, election. Caldwell was established as the county seat. The county originally contained all of Canyon and Payette counties and part of Gem; Gem County formed in 1915 and Payette County in 1917.
History Hudson's Bay Company established Fort Boise in 1834 near what is now Parma, but abandoned it in 1855. Emigrants traveled through Canyon County on the Oregon Trail. Discovery of gold in the Boise Basin in 1862 brought settlement to the region again. The lower Boise River was fully contained within Boise County from 1863 until the formation of Ada County in 1864. Settlement of the lower Boise River west of Boise City was limited prior to the completion of the Oregon Short Line Railroad. Middleton was the first European settlement of Canyon County, starting in 1863. The 1870 Census for Ada County listed 76 residents of the Boise Valley, excluding Boise City and the 1880 Census listed 44 residents at Middleton. The arrival of the railroad at Caldwell led to the establishment of a town there as of August 1883. Businessmen James A. McGee and Alexander Duffes filed the plat for nearby Nampa in 1886. Parma was settled around the same time, with the Old Fort Boise post office being moved to the town's location; it was incorporated in 1904. Ada County established precincts for each of the settlements with a combined 1890 Census population of 2,311. Significant settlement of Greenleaf and Notus started around 1904 with the two settlements listed as precincts at the 1910 census. Notus was incorporated in 1921 while Greenleaf was incorporated prior to 1980. Melba was incorporated in 1912 while Wilder was incorporated in 1919. The City of Star annexed a portion of territory in northeast Canyon County prior to 2007, becoming the county's ninth incorporated city. The majority of Star is located within Ada County. The Idaho Legislature created Canyon County from Ada County in an act approved March 7, 1891, effective at the November 26, 1892, election. Caldwell was established as the county seat. The county originally contained all of Canyon and Payette counties and part of Gem; Gem County formed in 1915 and Payette County in 1917.
2000 census As of the 2000 census, there were 131,441 people, 45,018 households and 33,943 families living in the county. The population density was 223 people per square mile (86 people/km2). There were 47,965 housing units at an average density of 81 units per square mile (31 units/km2). The racial makeup of the county was 83.10% White, 0.32% Black or African American, 0.85% Native American, 0.80% Asian, 0.13% Pacific Islander, 12.17% from other races, and 2.62% from two or more races. Hispanic or Latino of any race were 18.61% of the population. 15.9% were of German, 12.7% English, 10.3% American and 7.6% Irish ancestry. There were 45,018 households, of which 39.80% had children under the age of 18 living with them, 60.70% were married couples living together, 10.10% had a female householder with no husband present, and 24.60% were non-families. 19.80% of all households were made up of individuals, and 8.40% had someone living alone who was 65 years of age or older. The average household size was 2.85 and the average family size was 3.28. 30.90% of the population were under the age of 18, 10.70% from 18 to 24, 28.30% from 25 to 44, 19.10% from 45 to 64, and 11.00% who were 65 years of age or older. The median age was 30 years. For every 100 females, there were 98.70 males. For every 100 females age 18 and over, there were 96.30 males. The median household income was $35,884 and the median family income was $40,377. Males had a median income of $29,418 compared with $22,044 for females. The per capita income for the county was $15,155. About 8.70% of families and 12.00% of the population were below the poverty line, including 14.50% of those under age 18 and 10.70% of those age 65 or over. Communities Cities Unincorporated communities Bowmont Huston Roswell Sunnyslope Walters Ferry, Idaho Politics Like the majority of Idaho, Canyon County is reliably Republican by comfortable margins. The last time a Democratic candidate carried the county was in 1936 by Franklin D. Roosevelt.
Kuna, Idaho
Q1515177 QID OVERLAP 0.680
QID OVERLAP: Q1515177 in coworking_commercial_space (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (9): "ada", "additional", "boise", "census", "idaho", "kuna", "metropolitan", "percent", "population".
adaadditionalboisecensusidahokunametropolitanpercentpopulation
Kuna ( KYOO-nə) is a city in Ada County, Idaho. It is part of the Boise metropolitan area. The population was 24,011 at the time of the 2020 census. Kuna is one of the fastest-growing areas in Idaho, having nearly tripled in population between 2000 and 2010 and a nearly additional 60 percent gain between 2010 and 2020.
History Kuna originated as a railroad stop with coach transport to Boise. It is popularly believed, as cited by the Kuna Chamber of Commerce, that the translation of the name "Kuna" means "the end of the trail", but Charles S. Walgamott cites the origin of the name as a Shoshone Indian word meaning "green leaf, good to smoke." The Western Heritage Historic Byway, designated as a national as well as a state scenic byway, travels around a number of historic sites in the area. Geography Kuna's business center is approximately 18 miles (29 km) southwest of downtown Boise, the state capital. According to the United States Census Bureau, the city has a total area of 18.18 square miles (47.09 km2), of which 18.08 square miles (46.83 km2) is land and 0.10 square miles (0.26 km2) is water. South of Kuna is the Kuna Caves, a lava tube. A small seasonal creek, Indian Creek, runs through the city. It is now used as an irrigation canal, filled by the New York Canal from the Boise River Diversion Dam.
Geography Kuna's business center is approximately 18 miles (29 km) southwest of downtown Boise, the state capital. According to the United States Census Bureau, the city has a total area of 18.18 square miles (47.09 km2), of which 18.08 square miles (46.83 km2) is land and 0.10 square miles (0.26 km2) is water. South of Kuna is the Kuna Caves, a lava tube. A small seasonal creek, Indian Creek, runs through the city. It is now used as an irrigation canal, filled by the New York Canal from the Boise River Diversion Dam. One of the few small floatable waterways in the region, Indian Creek is a favorite swimming spot for local residents. Demographics 2020 census As of the 2020 census, Kuna had a population of 24,011. The median age was 30.9 years. 31.8% of residents were under the age of 18 and 8.1% of residents were 65 years of age or older. For every 100 females there were 97.8 males, and for every 100 females age 18 and over there were 96.2 males age 18 and over. 97.1% of residents lived in urban areas, while 2.9% lived in rural areas. There were 7,736 households in Kuna, of which 48.2% had children under the age of 18 living in them. Of all households, 62.3% were married-couple households, 11.6% were households with a male householder and no spouse or partner present, and 17.4% were households with a female householder and no spouse or partner present. About 13.9% of all households were made up of individuals and 4.6% had someone living alone who was 65 years of age or older. There were 7,948 housing units, of which 2.7% were vacant. The homeowner vacancy rate was 0.8% and the rental vacancy rate was 5.9%. As of the 2020 census, the median income for a household in the city was $68,017. Families had a median income of $75,296 versus $91,364 for married-couple families and $33,512 for nonfamily households.
Meridian, Idaho
Q1085274 QID OVERLAP 0.680
QID OVERLAP: Q1085274 in coworking_commercial_space (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (9): "ada", "among", "boise", "capital", "census", "idaho", "making", "meridian", "population".
adaamongboisecapitalcensusidahomakingmeridianpopulation
Meridian is a city located in Ada County, Idaho, United States. The population was 117,635 at the 2020 census, making it the second most populous city in the county and Idaho, after Boise, the state capital.
Rail transportation (1908–28) Following the raising of $4,000 to lay the Interurban rail line from Onweiler (Meridian and Ustick Roads), the tracks were completed into the village center. Turning east on Broadway and ending at East Second, the last car would spend the night in Meridian before returning to Boise early the next morning with passengers and freight. The interurban Station and Generator building (west one-third of the old library at Meridian and Idaho Streets) was built in 1912, and the line continued on to Nampa via Meridian. The tracks down Broadway were not used after 1912. The Interurban Company entered into receivership and closed in 1928 after 20 years of providing continuous transportation to neighboring towns. It was Meridian's main connection to the area outside the local community. The Union Pacific Railroad spur opened in 1900 and is currently operated by the Boise Valley Railroad. Many industrial customers continue to ship forest, agricultural, and chemical products along this corridor. Creamery (1929–70) The city's official website describes the history of the Ada County Dairymen's cooperative creamery as follows:The lowest days of the Great Depression brightened for area dairymen when the Ada County Dairymen's cooperative creamery began operation in 1929. It provided milk checks to those who were members of the cooperative, enabling them to pay their taxes and provide food for their families. Other community members hauled milk to the creamery and were employed by the creamery, whose product was Challenge Butter. The creamery ran seven days a week for 40 years. Additions and improvements were made while the plant was in full operation. Later years saw the Wyeth Laboratories affiliate with the creamery to manufacture SMA baby formula.
Creamery (1929–70) The city's official website describes the history of the Ada County Dairymen's cooperative creamery as follows:The lowest days of the Great Depression brightened for area dairymen when the Ada County Dairymen's cooperative creamery began operation in 1929. It provided milk checks to those who were members of the cooperative, enabling them to pay their taxes and provide food for their families. Other community members hauled milk to the creamery and were employed by the creamery, whose product was Challenge Butter. The creamery ran seven days a week for 40 years. Additions and improvements were made while the plant was in full operation. Later years saw the Wyeth Laboratories affiliate with the creamery to manufacture SMA baby formula.
Boise River
Q891080 QID OVERLAP 0.620
QID OVERLAP: Q891080 in coworking_commercial_space (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (6): "agricultural", "approximately", "boise", "idaho", "urban", "western".
agriculturalapproximatelyboiseidahourbanwestern
ise, as well as part of the western Snake River Plain. The watershed encompasses approximately 4,100 square miles (11,000 km2) of highly diverse habitats, including alpine canyons, forest, rangeland, agricultural lands, and urban areas. Description The Boise River rises in three separate forks in the Sawtooth Range at elevations exceeding 10,000 feet (3,050 m), and is formed by the confluence of its North and Middle forks. The North Fork, 50 miles (80 km) long, rises in the Sawtooth Wilderness Area, along the Boise–Elmore county line, 60 miles (100 km) northeast of Boise. It flows generally southwest through the remote mountains in the Boise National Forest. The Middle Fork, approximately 52 miles (84 km) in length, rises within 12 miles (19 km) of the North Fork in the southern Sawtooth Wilderness Area in northeastern Elmore County. It flows west-southwest near the town of Atlanta, joining the North Fork to form the Boise River, approximately 15 miles (24 km) southeast of Idaho City.
History The river was called "Reed's River" in the early 19th century, named after Pacific Fur Company employee John Reed, who explored parts of the river throughout 1813 and 1814. The river is diverted to canals for irrigation on the plain west of what is now Boise. The dams that form the mountain reservoirs were constructed as part of the Bureau of Reclamation's "Boise Project" to provide agricultural irrigation, hydroelectricity, drinking water, and flood control to Boise and the Treasure Valley. The major projects' initial completion dates were: 1909 – Boise River Diversion Dam & New York Canal 1915 – Arrowrock Dam 1950 – Anderson Ranch Dam - (S. Fork) 1955 – Lucky Peak Dam - (U.S. Army Corps of Engineers) The Boise River was proposed for 50 years for a dam at Twin Springs, culminating in a 1966 Project Travois proposal, which would have used nuclear explosives to either create large amounts of rockfill aggregate for dam construction, or to induce a landslide that would have much the same effect. Project Travois was a component of Project Plowshare.
Recreation The river is a popular destination for floating, specifically on the Boise greenbelt. Tubers and floaters launch at Barber Park and land at Ann Morrison Park, between major irrigation diversion dams. Several minor diversion weirs are passed as well as several bridges on the 6-mile (10 km) trip. Water skiing is popular above the dam at the Lucky Peak Reservoir. On the lower (warmwater) course of the river, low summer flows and poorer water quality from agricultural runoff limit fishery production. This section of river supports a fair fishery for largemouth bass, smallmouth bass, and channel catfish. Upstream from Star, the river is a coldwater stream and supports a greater variety of fish. The most prevalent species on this section is mountain whitefish, as well as hatchery-reared rainbow trout, wild rainbow trout, and brown trout. Upstream from Lucky Peak and Arrowrock reservoirs, the river and its tributaries contain excellent populations of wild rainbow trout, mountain whitefish, and bull trout.
Snake River Plain
Q1396049 QID OVERLAP 0.580
QID OVERLAP: Q1396049 in coworking_commercial_space (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (4): "agricultural", "idaho", "land", "northwest".
agriculturalidaholandnorthwest
rs about a quarter of Idaho. Three major volcanic buttes dot the plain east of Arco, the largest being Big Southern Butte. Most of Idaho's major cities are in the Snake River Plain, as is much of its agricultural land. Geology The Snake River Plain can be divided into three sections: western, central, and eastern. The western Snake River Plain is a large tectonic graben or rift valley filled with several kilometers of Lake Idaho sediments; the sediments are underlain by rhyolite and basalt, and overlain by basalt. The western plain began to form around 11–12 Ma (million years ago) with the eruption of rhyolite lavas and ignimbrites. The western plain is not parallel to North American Plate motion and lies at a high angle to the central and eastern Snake River Plain.
The Snake River Plain is a geologic feature located primarily within the U.S. state of Idaho. It stretches about 400 miles (640 km) westward from northwest of the state of Wyoming to the Idaho-Oregon border. The plain is a wide, flat bow-shaped depression and covers about a quarter of Idaho.
The Snake River Plain can be divided into three sections: western, central, and eastern. The western Snake River Plain is a large tectonic graben or rift valley filled with several kilometers of Lake Idaho sediments; the sediments are underlain by rhyolite and basalt, and overlain by basalt. The western plain began to form around 11–12 Ma (million years ago) with the eruption of rhyolite lavas and ignimbrites. The western plain is not parallel to North American Plate motion and lies at a high angle to the central and eastern Snake River Plain.
◈ Cross-Vertical Edge Ledger
All Additional Edges — Deterministic Matching
243 EDGES
◈ ADDITIONAL CROSS EDGES · NON-OVERLAP243 edges
🌿 BRANCH187 edges
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Well ↗ Q43483 EXACT TITLE
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Idaho ↗ Q1221 EXACT TITLE
agriculturalapproximatelyaroundassociatedboisecapitalcontainsdistinctdividedgeographicidahojulylandnationalnorthwestofficialorganizedpopulationproductssector
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Lease ↗ Q716894 EXACT TITLE
assetsbusinesscommonconditionconditionsdifferentequipmentindustriallandlegallicenseownerpersonpersonalprogrampropertyproviderprovisionsrental
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Accountant ↗ Q326653 EXACT TITLE
accountantsaccountingcharacteristicsdetermineemployersfeesfirmimpactindependentlyindustryinfluenceobligationsorganizationpersonalpractitionerpractitionersprofessionalprofessionalspublicquality
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approximatelybanksbuildingcenterclosingcommercialgenerallyindustrialinsurancejuneofficeownerpropertyratereportsreviewschedulesubjecttermsthird-party
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Podcast ↗ Q20899 EXACT TITLE
additionaladvertisingassociatedbusinesscombinationcombinecommercialcommunityconsumercurrentdedicateddiscussioneventexperiencefeaturesfeedfilesitselflinkslow
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LinkedIn ↗ Q213660 EXACT TITLE
accessacquisitionamongapproximatelyaroundbecomebeyondbusinesscapitalcreatedevelopmentemployerseventsinformationnetworkofficesparticularlyplatformportalprimary
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Landlord ↗ Q618532 EXACT TITLE
appliesbuildingbusinessestateformincomeindividuallandlicensedmanagerownerpersonpositionpropertyrealrentresourcestenantterms
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Innovation ↗ Q174165 EXACT TITLE
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Entrepreneurship ↗ EXACT TITLE
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Foreclosure ↗ Q231710 EXACT TITLE
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Architecture ↗ Q12271 EXACT TITLE
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0.500
boundariescompleteemployerlaborlicenseoutsideperiodpotentialpractitionersprofessionalreachregulatedrolesstudysystemtradetraining
SHARED TOKENS (17): "boundaries", "complete", "employer", "labor", "license", "outside", "period", "potential", "practitioners", "professional", "reach", "regulated", "roles", "study", "system", "trade", "training". | EXACT TITLE in coworking_commercial_space: "Apprenticeship".
0.500
actadministrationchaptercodeconditionsemployeesemployersexposurefederalgoverninggovernmentlaborlawnationaloccupationalprivateprovidesectorsignedtitle
SHARED TOKENS (20): "act", "administration", "chapter", "code", "conditions", "employees", "employers", "exposure", "federal", "governing", "government", "labor", "law", "national", "occupational", "private", "provide", "sector", "signed", "title". | EXACT TITLE in coworking_commercial_space: "Occupational Safety and Health Act (United States)".
0.500
actchaptercodecostsescrowestatefeeslawlenderslendingproceduresprotectproviderealreferralrequiresthemtitle
SHARED TOKENS (18): "act", "chapter", "code", "costs", "escrow", "estate", "fees", "law", "lenders", "lending", "procedures", "protect", "provide", "real", "referral", "requires", "them", "title". | EXACT TITLE in mortgage_lending: "Real Estate Settlement Procedures Act".
0.500
accessactactivitiesadministrationannouncedapproximatelybanksbusinesscapitalcommunitiesconnectcontractscreditdevelopmentdirectoryfederalgovernmentindependentlenderslending
SHARED TOKENS (33): "access", "act", "activities", "administration", "announced", "approximately", "banks", "business", "capital", "communities", "connect", "contracts", "credit", "development", "directory", "federal", "government", "independent", "lenders", "lending".... | EXACT TITLE in coworking_commercial_space: "Small Business Administration".
0.500
Coworking ↗ Q869457 EXACT TITLE
commondifferentequipmentexperienceimpactindependentmembershipofficeofficesparcelprovideremotesavingsshareutilitiesworkers
SHARED TOKENS (16): "common", "different", "equipment", "experience", "impact", "independent", "membership", "office", "offices", "parcel", "provide", "remote", "savings", "share", "utilities", "workers". | EXACT TITLE in coworking_commercial_space: "Coworking".
0.500
bankscapacitycreatecreditdefaultdetermineevenfinallargerlendersmanagementmodelsprovidequalityriskriskstermsuses
SHARED TOKENS (18): "banks", "capacity", "create", "credit", "default", "determine", "even", "final", "larger", "lenders", "management", "models", "provide", "quality", "risk", "risks", "terms", "uses". | EXACT TITLE in mortgage_lending: "Mortgage underwriting".
0.500
Easement ↗ Q448405 EXACT TITLE
accessamonganothercommonconceptseasementsitselflandlawpersonpropertypublicrealrightsroadstatedsubstantiallytype
SHARED TOKENS (18): "access", "among", "another", "common", "concepts", "easements", "itself", "land", "law", "person", "property", "public", "real", "rights", "road", "stated", "substantially", "type". | EXACT TITLE in coworking_commercial_space: "Easement". | EXACT TITLE in mortgage_lending: "Easement".
0.500
authorityestategoverninggovernmentimprovementsincomejurisdictionlandnationalparticularlypropertyraterealregionrentrentalrequiressystemtaxtransaction
SHARED TOKENS (22): "authority", "estate", "governing", "government", "improvements", "income", "jurisdiction", "land", "national", "particularly", "property", "rate", "real", "region", "rent", "rental", "requires", "system", "tax", "transaction".... | EXACT TITLE in mortgage_lending: "Property tax".
0.500
actualagainstbusinesscommercialcommonlycostscoveredestateevidencefeeformgeneralgenerallyindependentinstitutionalinsurancelandlargelawlegal
SHARED TOKENS (45): "actual", "against", "business", "commercial", "commonly", "costs", "covered", "estate", "evidence", "fee", "form", "general", "generally", "independent", "institutional", "insurance", "land", "large", "law", "legal".... | EXACT TITLE in mortgage_lending: "Title insurance".
0.500
Impact fee ↗ Q6005889 EXACT TITLE
capitalconstructioncostsdevelopmentexpansionfeefeesgovernmentgrowthimpactimprovementslocalneededpopulationprojectpublicreduce
SHARED TOKENS (17): "capital", "construction", "costs", "development", "expansion", "fee", "fees", "government", "growth", "impact", "improvements", "local", "needed", "population", "project", "public", "reduce". | EXACT TITLE in mortgage_lending: "Impact fee".
0.500
actualannualcostscurrentdefinitiondependdifferentestategenerallyincomeinitialmarketpotentialraterealrentalvalue
SHARED TOKENS (17): "actual", "annual", "costs", "current", "definition", "depend", "different", "estate", "generally", "income", "initial", "market", "potential", "rate", "real", "rental", "value". | EXACT TITLE in coworking_commercial_space: "Capitalization rate".
0.500
activitiesassetsbusinesscapitaldevelopmentdrivengrowthincreasedinformationknowledgemodernphysicalprimaryprocessesproductionpropertyresourcesrolesystemvalue
SHARED TOKENS (20): "activities", "assets", "business", "capital", "development", "driven", "growth", "increased", "information", "knowledge", "modern", "physical", "primary", "processes", "production", "property", "resources", "role", "system", "value". | EXACT TITLE in coworking_commercial_space: "Knowledge economy".
0.500
alongsidebasecapitalcentraldebtdefaultdetermineeventfederalfutureinvestmentperiodpolicyprincipalraterates
SHARED TOKENS (16): "alongside", "base", "capital", "central", "debt", "default", "determine", "event", "federal", "future", "investment", "period", "policy", "principal", "rate", "rates". | EXACT TITLE in mortgage_lending: "Interest rate".
0.500
accessanotheraroundassociatedcommoncontrolscostsdevelopeddocumentedemployeesemployersenvironmentalevengeographicallyinteractionlargenetworkofficeofficesrapid
SHARED TOKENS (28): "access", "another", "around", "associated", "common", "controls", "costs", "developed", "documented", "employees", "employers", "environmental", "even", "geographically", "interaction", "large", "network", "office", "offices", "rapid".... | EXACT TITLE in coworking_commercial_space: "Remote work".
0.500
actactivitybanksbrokersbureauconsumerconsumerscreditdatadebtenforcementestablishedfederalfeesgovernmentindependentindustryinstitutionsjunejurisdiction
SHARED TOKENS (41): "act", "activity", "banks", "brokers", "bureau", "consumer", "consumers", "credit", "data", "debt", "enforcement", "established", "federal", "fees", "government", "independent", "industry", "institutions", "june", "jurisdiction".... | EXACT TITLE in mortgage_lending: "Consumer Financial Protection Bureau".
0.500
accountingbusinesscreatecreditdocumentdocumentseventsfunctionsgeneralincomeindividualinformationoccuroperationsorganizationpersonrealrecordrecordedrecording
SHARED TOKENS (28): "accounting", "business", "create", "credit", "document", "documents", "events", "functions", "general", "income", "individual", "information", "occur", "operations", "organization", "person", "real", "record", "recorded", "recording".... | EXACT TITLE in mortgage_lending: "Bookkeeping".
0.500
additionalaroundassetsbrokercommondatediscoveryfeefinancefuturehigherinvestorsmanagersmarketmarketsmechanismphysicalportfoliopositionpublic
SHARED TOKENS (33): "additional", "around", "assets", "broker", "common", "date", "discovery", "fee", "finance", "future", "higher", "investors", "managers", "market", "markets", "mechanism", "physical", "portfolio", "position", "public".... | EXACT TITLE in coworking_commercial_space: "Short (finance)". | EXACT TITLE in mortgage_lending: "Short (finance)".
0.500
Freddie Mac ↗ Q935969 EXACT TITLE
announcedassetsassociationcommonlydebtdepartmentdescribedfederalfinancegovernmentheadquarteredhousingincreasedinvestmentinvestorsjunelendingmakingmanagementmarket
SHARED TOKENS (29): "announced", "assets", "association", "commonly", "debt", "department", "described", "federal", "finance", "government", "headquartered", "housing", "increased", "investment", "investors", "june", "lending", "making", "management", "market".... | EXACT TITLE in mortgage_lending: "Freddie Mac".
0.500
appliedbuildingclassificationcombinationcommercialcompletedconstructiondevelopmentexistingfunctionsinstitutionalmixed-useneighborhoodplanningpolicyprivateresidentialsinglesitestrategy
SHARED TOKENS (24): "applied", "building", "classification", "combination", "commercial", "completed", "construction", "development", "existing", "functions", "institutional", "mixed-use", "neighborhood", "planning", "policy", "private", "residential", "single", "site", "strategy".... | EXACT TITLE in coworking_commercial_space: "Mixed-use development".
0.500
Retail ↗ Q126793 EXACT TITLE
accessalongsideanalysisbroaderbusinesscenterchaincombinecommonlyconsumerscorecostscreditdecisionsdescribeddirectlyeconomicallyemployeesenvironmentalevidence
SHARED TOKENS (61): "access", "alongside", "analysis", "broader", "business", "center", "chain", "combine", "commonly", "consumers", "core", "costs", "credit", "decisions", "described", "directly", "economically", "employees", "environmental", "evidence".... | EXACT TITLE in coworking_commercial_space: "Retail". | EXACT TITLE in mortgage_lending: "Retail".
0.500
Mortgage ↗ Q1210094 EXACT TITLE
bankingbuildingbusinesscapitalcharacteristicscommercialcreditdemanddescribeddevelopeddirectlydomesticestateeventexistingfeaturesforminstitutioninvestmentinvestors
SHARED TOKENS (37): "banking", "building", "business", "capital", "characteristics", "commercial", "credit", "demand", "described", "developed", "directly", "domestic", "estate", "event", "existing", "features", "form", "institution", "investment", "investors".... | EXACT TITLE in mortgage_lending: "Mortgage".
0.500
activitiesadditionalagenciesanotherbankingbanksbrokerbrokersbusinesscapitalcommercialconsumerconsumerscreditdirectlydiscoveryentityfacefederalfee
SHARED TOKENS (44): "activities", "additional", "agencies", "another", "banking", "banks", "broker", "brokers", "business", "capital", "commercial", "consumer", "consumers", "credit", "directly", "discovery", "entity", "face", "federal", "fee".... | EXACT TITLE in mortgage_lending: "Mortgage bank".
0.500
accountingacquisitionbusinessconsolidationcontextentitiesentityexistinggrouplargerlawspurposessmallersubstantiallytaxtaxationtreatment
SHARED TOKENS (17): "accounting", "acquisition", "business", "consolidation", "context", "entities", "entity", "existing", "group", "larger", "laws", "purposes", "smaller", "substantially", "tax", "taxation", "treatment". | EXACT TITLE in coworking_commercial_space: "Consolidation (business)". | EXACT TITLE in mortgage_lending: "Consolidation (business)".
0.500
additionalbecomebuildingconstructionengineersenvironmentalestablishedexistingfacilitiesindependentinfrastructurelandoperatingpersonplacesplanningpublicstructuressystemsunless
SHARED TOKENS (20): "additional", "become", "building", "construction", "engineers", "environmental", "established", "existing", "facilities", "independent", "infrastructure", "land", "operating", "person", "places", "planning", "public", "structures", "systems", "unless". | EXACT TITLE in coworking_commercial_space: "Civil engineer".
0.500
actbillingcompensationconnectedconsumerconsumerscreditdwellingexceptionsfederalfeeslawlendinglimitsmakingplansprincipalproceduresratesregulates
SHARED TOKENS (25): "act", "billing", "compensation", "connected", "consumer", "consumers", "credit", "dwelling", "exceptions", "federal", "fees", "law", "lending", "limits", "making", "plans", "principal", "procedures", "rates", "regulates".... | EXACT TITLE in mortgage_lending: "Truth in Lending Act".
0.500
associateddemandemergencyformsgenerallygovernmenthousingincomeincreasedindexlocalmarketsnationalownershiprentrentalresponse
SHARED TOKENS (17): "associated", "demand", "emergency", "forms", "generally", "government", "housing", "income", "increased", "index", "local", "markets", "national", "ownership", "rent", "rental", "response". | EXACT TITLE in mortgage_lending: "Affordable housing".
0.500
activityaffectamongapplicationscapacitycommunitiescreatingemployeesindividualinformationknowledgemanagementmediaorganizationreachshareteamstechnology
SHARED TOKENS (18): "activity", "affect", "among", "applications", "capacity", "communities", "creating", "employees", "individual", "information", "knowledge", "management", "media", "organization", "reach", "share", "teams", "technology". | EXACT TITLE in coworking_commercial_space: "Knowledge sharing".
0.500
accordingaccountantsaccountingactadministrationannualassetsbusinessdefinitionemployeesfairgovernmentindustrylargelicensemedicaloperateoperationspolicyprofessionals
SHARED TOKENS (33): "according", "accountants", "accounting", "act", "administration", "annual", "assets", "business", "definition", "employees", "fair", "government", "industry", "large", "license", "medical", "operate", "operations", "policy", "professionals".... | EXACT TITLE in coworking_commercial_space: "Small business".
0.500
analysisbureauclassificationcorporatecreditdiscussionlabormanagementmeanorganizationpersonpositionpotentialriskrolewage
SHARED TOKENS (16): "analysis", "bureau", "classification", "corporate", "credit", "discussion", "labor", "management", "mean", "organization", "person", "position", "potential", "risk", "role", "wage". | EXACT TITLE in mortgage_lending: "Credit analyst".
0.500
acquiredacquisitionadministrationassetsbuildingbusinesscapitalcommercialconditionconductcontrolcoordinateequipmentestateincomeindustrialinformationlandmaintainmanagement
SHARED TOKENS (40): "acquired", "acquisition", "administration", "assets", "building", "business", "capital", "commercial", "condition", "conduct", "control", "coordinate", "equipment", "estate", "income", "industrial", "information", "land", "maintain", "management".... | EXACT TITLE in coworking_commercial_space: "Property management".
0.500
Credit risk ↗ Q162714 EXACT TITLE
againstanotherassessmentsassetsassociatedbusinesscompleteconsumercostscreditdebtgeneralgovernmenthigherincreasedinsurancelendersmarketobligationspolicy
SHARED TOKENS (28): "against", "another", "assessments", "assets", "associated", "business", "complete", "consumer", "costs", "credit", "debt", "general", "government", "higher", "increased", "insurance", "lenders", "market", "obligations", "policy".... | EXACT TITLE in mortgage_lending: "Credit risk".
0.500
academicsaccessaddedadditionaladvertisingapprovedbureauclaimsconsumerconsumersdateestatefacegenerallyhomeownerincomeindependentinsurancelegalmaintain
SHARED TOKENS (36): "academics", "access", "added", "additional", "advertising", "approved", "bureau", "claims", "consumer", "consumers", "date", "estate", "face", "generally", "homeowner", "income", "independent", "insurance", "legal", "maintain".... | EXACT TITLE in mortgage_lending: "Reverse mortgage".
0.500
Fannie Mae ↗ Q621096 EXACT TITLE
additionalassetsassociationcommonlyestablishedfederallenderslendinglocalmakingmarketnationalorganizationsavingsterms
SHARED TOKENS (15): "additional", "assets", "association", "commonly", "established", "federal", "lenders", "lending", "local", "making", "market", "national", "organization", "savings", "terms". | EXACT TITLE in mortgage_lending: "Fannie Mae".
0.500
LoopNet ↗ Q6675775 EXACT TITLE
acquiredapproximatelybrokersbusinesscentralizedcommercialdevelopmentdirectlyestategroupindustryinformationmarketingmonthlyoperatesplatformprofessionalpropertiespropertyreal
SHARED TOKENS (26): "acquired", "approximately", "brokers", "business", "centralized", "commercial", "development", "directly", "estate", "group", "industry", "information", "marketing", "monthly", "operates", "platform", "professional", "properties", "property", "real".... | EXACT TITLE in coworking_commercial_space: "LoopNet".
0.500
Reddit ↗ Q1136 EXACT TITLE
accordingacquiredamongappearcommonlycommunitiescreatecurrentdatadiscussionfeaturesindependentjoinedjulyjunelinksmarketmedianewsniche
SHARED TOKENS (33): "according", "acquired", "among", "appear", "commonly", "communities", "create", "current", "data", "discussion", "features", "independent", "joined", "july", "june", "links", "market", "media", "news", "niche".... | EXACT TITLE in mortgage_lending: "Reddit".
0.500
authoritybuildingbusinesscapitalcombinecommercialcommonlycontainingestatefunctionshousingincomeintendedinvestmentlandlocalmaintainmedicalofficeoffices
SHARED TOKENS (30): "authority", "building", "business", "capital", "combine", "commercial", "commonly", "containing", "estate", "functions", "housing", "income", "intended", "investment", "land", "local", "maintain", "medical", "office", "offices".... | EXACT TITLE in coworking_commercial_space: "Commercial property".
0.480
accountingacquisitionanalysisassetsclassificationcompletionlawperiodprincipalpropertysystemtaxvaluezoning
SHARED TOKENS (14): "accounting", "acquisition", "analysis", "assets", "classification", "completion", "law", "period", "principal", "property", "system", "tax", "value", "zoning". | EXACT TITLE in mortgage_lending: "Amortization".
0.480
Downtown ↗ Q1050303 EXACT TITLE
businesscentercentralcommercialconcentrateddistrictemploymentgeographichistoricalofficepopulationpublicsmallsmaller
SHARED TOKENS (14): "business", "center", "central", "commercial", "concentrated", "district", "employment", "geographic", "historical", "office", "population", "public", "small", "smaller". | EXACT TITLE in coworking_commercial_space: "Downtown".
0.460
Escrow ↗ Q338451 EXACT TITLE
accountbrokercompletedconditionsescrowestablishedinsuranceobligationspersonprimaryprincipalpropertytransaction
SHARED TOKENS (13): "account", "broker", "completed", "conditions", "escrow", "established", "insurance", "obligations", "person", "primary", "principal", "property", "transaction". | EXACT TITLE in coworking_commercial_space: "Escrow". | EXACT TITLE in mortgage_lending: "Escrow".
0.460
Workplace ↗ Q628858 EXACT TITLE
buildingcentraldevelopmentemployeremploymententitieslargeofficeorganizationphysicalplaceremotework
SHARED TOKENS (13): "building", "central", "development", "employer", "employment", "entities", "large", "office", "organization", "physical", "place", "remote", "work". | EXACT TITLE in coworking_commercial_space: "Workplace".
0.460
Broadband ↗ Q194163 EXACT TITLE
accesscharacteristicscontextdatadifferentimplementationmeannetworkproviderequirementssimultaneoustechnologyuses
SHARED TOKENS (13): "access", "characteristics", "context", "data", "different", "implementation", "mean", "network", "provide", "requirements", "simultaneous", "technology", "uses". | EXACT TITLE in coworking_commercial_space: "Broadband".
0.460
chaindocumentdocumentationdocumentshistoricallawmaintainedofficeownerownershippropertyrecordtitle
SHARED TOKENS (13): "chain", "document", "documentation", "documents", "historical", "law", "maintained", "office", "owner", "ownership", "property", "record", "title". | EXACT TITLE in mortgage_lending: "Chain of title".
0.460
Shared space ↗ EXACT TITLE
appliescreatingdifferentfeaturesformsmakingratesreduceresidentialroadseparatesharedurban
SHARED TOKENS (13): "applies", "creating", "different", "features", "forms", "making", "rates", "reduce", "residential", "road", "separate", "shared", "urban". | EXACT TITLE in coworking_commercial_space: "Shared space".
0.440
codecommonlydefinitiondwellingfederalhousinginitiallawregulatedtypetypesunits
SHARED TOKENS (12): "code", "commonly", "definition", "dwelling", "federal", "housing", "initial", "law", "regulated", "type", "types", "units". | EXACT TITLE in mortgage_lending: "Manufactured housing".
0.440
actualagainstcommoneventsformsinsurancepolicypropertyprotectionrequirerisksspecialized
SHARED TOKENS (12): "actual", "against", "common", "events", "forms", "insurance", "policy", "property", "protection", "require", "risks", "specialized". | EXACT TITLE in mortgage_lending: "Property insurance".
0.420
Lien ↗ Q4469383 EXACT TITLE
debtformformsgenerallyownerpersonpropertysecurityspecifictypetypes
SHARED TOKENS (11): "debt", "form", "forms", "generally", "owner", "person", "property", "security", "specific", "type", "types". | EXACT TITLE in coworking_commercial_space: "Lien". | EXACT TITLE in mortgage_lending: "Lien".
0.400
buildingconstructiondevelopmentmanagementoccupantsplanningplansprojectresearchsite
SHARED TOKENS (10): "building", "construction", "development", "management", "occupants", "planning", "plans", "project", "research", "site". | EXACT TITLE in coworking_commercial_space: "Interior design".
0.400
accountingassociatedbusinessconcentrationgeographicincreaseinstitutionsmanagementrelatedurban
SHARED TOKENS (10): "accounting", "associated", "business", "concentration", "geographic", "increase", "institutions", "management", "related", "urban". | EXACT TITLE in coworking_commercial_space: "Business cluster".
0.380
Zillow ↗ Q8071921 EXACT TITLE
comcurrentestateformergroupleadershiprealreal-estatetechnology
SHARED TOKENS (9): "com", "current", "estate", "former", "group", "leadership", "real", "real-estate", "technology". | EXACT TITLE in mortgage_lending: "Zillow".
0.380
applicationsapprovalbankscommercialcreditevaluateinstitutionslicensedrelated
SHARED TOKENS (9): "applications", "approval", "banks", "commercial", "credit", "evaluate", "institutions", "licensed", "related". | EXACT TITLE in mortgage_lending: "Loan officer".
0.380
closingcostsestatefeespropertyrealsellertitletransaction
SHARED TOKENS (9): "closing", "costs", "estate", "fees", "property", "real", "seller", "title", "transaction". | EXACT TITLE in mortgage_lending: "Closing costs".
0.380
Warehouse ↗ Q181623 EXACT TITLE
associatedbuildingdirectlyfunctionindustriallargematerialsparksproduction
SHARED TOKENS (9): "associated", "building", "directly", "function", "industrial", "large", "materials", "parks", "production". | EXACT TITLE in coworking_commercial_space: "Warehouse".
0.340
Trust deed ↗ Q7848150 EXACT TITLE
commonestategenerallawlegalrealsystems
SHARED TOKENS (7): "common", "estate", "general", "law", "legal", "real", "systems". | EXACT TITLE in mortgage_lending: "Trust deed".
0.340
businessdefinitiongeneralmanagersofficesspecificsuite
SHARED TOKENS (7): "business", "definition", "general", "managers", "offices", "specific", "suite". | EXACT TITLE in coworking_commercial_space: "Executive suite".
0.340
divisionfirmhomeownerreducerisksshortterms
SHARED TOKENS (7): "division", "firm", "homeowner", "reduce", "risks", "short", "terms". | EXACT TITLE in mortgage_lending: "Loss mitigation".
0.320
Parcel ↗ Q7136418 EXACT TITLE
geographyindividuallandmodernparceltype
SHARED TOKENS (6): "geography", "individual", "land", "modern", "parcel", "type". | EXACT TITLE in coworking_commercial_space: "Parcel". | EXACT TITLE in mortgage_lending: "Parcel".
0.320
Electrician ↗ Q165029 EXACT TITLE
dataequipmentexistinginfrastructureplatformsrelated
SHARED TOKENS (6): "data", "equipment", "existing", "infrastructure", "platforms", "related". | EXACT TITLE in coworking_commercial_space: "Electrician".
0.320
anotherconditionsdocumentlegalsubjectterms
SHARED TOKENS (6): "another", "conditions", "document", "legal", "subject", "terms". | EXACT TITLE in mortgage_lending: "Promissory note".
0.320
differentgenerallylawlegalphysicalsystems
SHARED TOKENS (6): "different", "generally", "law", "legal", "physical", "systems". | EXACT TITLE in mortgage_lending: "Water right".
0.300
actassetsbuildingcapitalclassificationcommercialdevelopmentdistinctestatefinancegoverninghousingincreasingindustryinstitutionalinvestmentinvestorslawsmarketsoffice
SHARED TOKENS (32): "act", "assets", "building", "capital", "classification", "commercial", "development", "distinct", "estate", "finance", "governing", "housing", "increasing", "industry", "institutional", "investment", "investors", "laws", "markets", "office"....
0.300
actuallyadministrationaffectaloneamongassociationbankscreditdebtestateevenfederalgovernmenthistoryhousingimpactincreasedincreasingindexinstitutional
SHARED TOKENS (40): "actually", "administration", "affect", "alone", "among", "association", "banks", "credit", "debt", "estate", "even", "federal", "government", "history", "housing", "impact", "increased", "increasing", "index", "institutional"....
0.300
accordingformsgenerallyhigherlowmonthlypersonrateratesrealremainsrisksingletypesunlessvalue
SHARED TOKENS (16): "according", "forms", "generally", "higher", "low", "monthly", "person", "rate", "rates", "real", "remains", "risk", "single", "types", "unless", "value".
0.300
accessoryadditionaldwellingincomememberobtainpersonalprincipalpropertyprovideresidentialsecurityseparatesmallsuitesupport
SHARED TOKENS (16): "accessory", "additional", "dwelling", "income", "member", "obtain", "personal", "principal", "property", "provide", "residential", "security", "separate", "small", "suite", "support".
0.300
Shopping center ↗ Q11315 KW CROSS HIGH
addedaircentercommercialcommonconcentrationcovereddepartmentdifferentevenexceptionsfeaturesgrouplargelargermarketsnearneighborhoodparksproperties
SHARED TOKENS (28): "added", "air", "center", "commercial", "common", "concentration", "covered", "department", "different", "even", "exceptions", "features", "group", "large", "larger", "markets", "near", "neighborhood", "parks", "properties"....
0.300
accordingbudgetsbuildingcodescommercialcommoncomponentconstructiondirectlydocumentationengineersequipmentfacilitiesinfluenceoccupantsoperatingplanningprojectprovideregulatory
SHARED TOKENS (29): "according", "budgets", "building", "codes", "commercial", "common", "component", "construction", "directly", "documentation", "engineers", "equipment", "facilities", "influence", "occupants", "operating", "planning", "project", "provide", "regulatory"....
0.300
accordingagainstcommunitydirectdistrictestategeographicidentifiedprojectpublicratherrealspecialspecifictax
SHARED TOKENS (15): "according", "against", "community", "direct", "district", "estate", "geographic", "identified", "project", "public", "rather", "real", "special", "specific", "tax".
0.300
accessaccordingactivitiesadditionaladdressaffectapplicationsbusinesscannotcapitalcombinationcreateemployeesemployersestablishevenfeeindustrylargerlong-term
SHARED TOKENS (48): "access", "according", "activities", "additional", "address", "affect", "applications", "business", "cannot", "capital", "combination", "create", "employees", "employers", "establish", "even", "fee", "industry", "larger", "long-term"....
0.300
buildingcommonlydefinesfacilitiesmanagementneededoccupantsoperationsorganizationplanningrequirementssectorsecuritystandardssupportsystemsystemsthem
SHARED TOKENS (18): "building", "commonly", "defines", "facilities", "management", "needed", "occupants", "operations", "organization", "planning", "requirements", "sector", "security", "standards", "support", "system", "systems", "them".
0.300
assetscommercialentityestateinvestmentlawperiodpropertyprotectprotectionprovisionsrateratherrealresidentialrisksecuritystructuresubjecttax
SHARED TOKENS (24): "assets", "commercial", "entity", "estate", "investment", "law", "period", "property", "protect", "protection", "provisions", "rate", "rather", "real", "residential", "risk", "security", "structure", "subject", "tax"....
0.300
accordingagreementsamongassociatedbankingbanksbecomecharacteristicscommercialdebtdifferentdiversifiedestategeneralgenerallygeographicallyhomeownerindividualinvestmentinvestors
SHARED TOKENS (41): "according", "agreements", "among", "associated", "banking", "banks", "become", "characteristics", "commercial", "debt", "different", "diversified", "estate", "general", "generally", "geographically", "homeowner", "individual", "investment", "investors"....
0.300
accordingamongbasechangechangescommoncreditdirectdistinctfederalformsgenerallygovernmentindexlegallylenderslowmarketmarketsobtain
SHARED TOKENS (33): "according", "among", "base", "change", "changes", "common", "credit", "direct", "distinct", "federal", "forms", "generally", "government", "index", "legally", "lenders", "low", "market", "markets", "obtain"....
0.300
actuallybrandbudgetingbuildingbusinesscorporatedevelopmentdifferentemergencyeventeventsidentifyingindustryknowledgelabelmanagementmanagermarketmarketingpermits
SHARED TOKENS (36): "actually", "brand", "budgeting", "building", "business", "corporate", "development", "different", "emergency", "event", "events", "identifying", "industry", "knowledge", "label", "management", "manager", "market", "marketing", "permits"....
0.300
accessactadministrationagainstcommunitiesconstructioncreditdepartmentdevelopmentdifferentfacilitiesfederalfinancefranklingovernmenthousinginsurancelenderslowmarket
SHARED TOKENS (33): "access", "act", "administration", "against", "communities", "construction", "credit", "department", "development", "different", "facilities", "federal", "finance", "franklin", "government", "housing", "insurance", "lenders", "low", "market"....
0.300
Groundwater ↗ Q161598 KW CROSS HIGH
agriculturalbecomecapacitycentralchangecommonlycontainsenvironmentalformformationindustrialinfluencelandlowmunicipaloperatingparticularlypercentprimaryprovide
SHARED TOKENS (30): "agricultural", "become", "capacity", "central", "change", "commonly", "contains", "environmental", "form", "formation", "industrial", "influence", "land", "low", "municipal", "operating", "particularly", "percent", "primary", "provide"....
0.300
accessadditionalassetsassociatedbrokercommonlyconventionalcostscreditestateeventfeegeneralhigherhomeownerinitialperiodpermitpositionprimary
SHARED TOKENS (31): "access", "additional", "assets", "associated", "broker", "commonly", "conventional", "costs", "credit", "estate", "event", "fee", "general", "higher", "homeowner", "initial", "period", "permit", "position", "primary"....
0.300
analysisassetsassumebuildingcapitalcombinationconditionsdebtdecisionsdependsdeterminedeterminesdevelopmentdifferentestateidentifyingimproveincomeincreaseincreasing
SHARED TOKENS (46): "analysis", "assets", "assume", "building", "capital", "combination", "conditions", "debt", "decisions", "depends", "determine", "determines", "development", "different", "estate", "identifying", "improve", "income", "increase", "increasing"....
0.300
agenciesbanksconventionalcreditfeeshigherincreasingindividuallargelargerlenderslimitlimitsqualityratesresidentialthemvalue
SHARED TOKENS (18): "agencies", "banks", "conventional", "credit", "fees", "higher", "increasing", "individual", "large", "larger", "lenders", "limit", "limits", "quality", "rates", "residential", "them", "value".
0.300
NNN lease ↗ Q6954788 KW CROSS HIGH
basecommercialcommonestateinsurancelawownershipparticularlypropertyratherrealreal-estaterelatedrentsingletenanttypes
SHARED TOKENS (17): "base", "commercial", "common", "estate", "insurance", "law", "ownership", "particularly", "property", "rather", "real", "real-estate", "related", "rent", "single", "tenant", "types".
0.300
aroundbuildingbusinesscentercentraldedicateddevelopmentformgrowthincreaselandmixed-usenetworkplanningprivatepublicrelationshipresidentialscaleserving
SHARED TOKENS (23): "around", "building", "business", "center", "central", "dedicated", "development", "form", "growth", "increase", "land", "mixed-use", "network", "planning", "private", "public", "relationship", "residential", "scale", "serving"....
0.300
Federal Reserve ↗ Q53536 KW CROSS HIGH
accountactactivityamongannualapprovedapproximatelybankingbankscapitalcentralcommercialcontroldecisionsdepartmentemploymententityestablishedeventsexpansion
SHARED TOKENS (48): "account", "act", "activity", "among", "annual", "approved", "approximately", "banking", "banks", "capital", "central", "commercial", "control", "decisions", "department", "employment", "entity", "established", "events", "expansion"....
0.300
activitiesadministrationcommercialdepartmententitiesescrowestatefederalfeefeesfirmgenerallygovernmenthousingincomeinsuranceinvestorsprincipalprivaterate
SHARED TOKENS (30): "activities", "administration", "commercial", "department", "entities", "escrow", "estate", "federal", "fee", "fees", "firm", "generally", "government", "housing", "income", "insurance", "investors", "principal", "private", "rate"....
0.300
architecturearoundbuildingconstructionindustrialindustrylabormodernproductionresourcessectorstructurestypeuseswork
SHARED TOKENS (15): "architecture", "around", "building", "construction", "industrial", "industry", "labor", "modern", "production", "resources", "sector", "structures", "type", "uses", "work".
0.300
annualanotherassumebecomebusinesscapitalcompleteconductcontroldebtdecisionsdevelopmentemployeesentityeventexitfacefinanceformgrowth
SHARED TOKENS (49): "annual", "another", "assume", "become", "business", "capital", "complete", "conduct", "control", "debt", "decisions", "development", "employees", "entity", "event", "exit", "face", "finance", "form", "growth"....
0.300
actaroundassessmentsassetsbankingbankscapitalcentralcombinedcommercialconsumercreatecreditdemanddepartmentdevelopmentemergencyestateexistingfederal
SHARED TOKENS (58): "act", "around", "assessments", "assets", "banking", "banks", "capital", "central", "combined", "commercial", "consumer", "create", "credit", "demand", "department", "development", "emergency", "estate", "existing", "federal"....
0.300
actadministrationagainstagenciesassetsauthoritybanksbureaubusinesschangescommonlycomplianceconsumerconsumerscostscreditdataestablishedfederalgrowth
SHARED TOKENS (44): "act", "administration", "against", "agencies", "assets", "authority", "banks", "bureau", "business", "changes", "commonly", "compliance", "consumer", "consumers", "costs", "credit", "data", "established", "federal", "growth"....
0.300
Network effect ↗ Q649124 KW CROSS HIGH
additionalbecomecommoncommonlyconsumerconsumerscostsdemanddependsdifferentdirecteconomicsevenexistingfunctiongroupgrowthincreaseincreasinginformation
SHARED TOKENS (39): "additional", "become", "common", "commonly", "consumer", "consumers", "costs", "demand", "depends", "different", "direct", "economics", "even", "existing", "function", "group", "growth", "increase", "increasing", "information"....
0.300
Health care ↗ Q31207 KW CROSS HIGH
accessaccordingadditionalaffectaroundbasecommunitiesconditionscostsdecisionsdevelopmentestablishedfacilitiesfieldsgeneralhealthcarehistoryincomeinformationinsurance
SHARED TOKENS (42): "access", "according", "additional", "affect", "around", "base", "communities", "conditions", "costs", "decisions", "development", "established", "facilities", "fields", "general", "healthcare", "history", "income", "information", "insurance"....
0.300
availabilitycentralcombinationcreditdebtdescribedestatefuturehousinglocalmarketmarketsnationalnearpolicypropertypublicrapidrealregional
SHARED TOKENS (22): "availability", "central", "combination", "credit", "debt", "described", "estate", "future", "housing", "local", "market", "markets", "national", "near", "policy", "property", "public", "rapid", "real", "regional"....
0.300
broadercreditdetaileddocumentationhigherinstitutionslargelenderslimitprivatepropertyreal-estaterequirestatussufficienttype
SHARED TOKENS (16): "broader", "credit", "detailed", "documentation", "higher", "institutions", "large", "lenders", "limit", "private", "property", "real-estate", "require", "status", "sufficient", "type".
0.300
collegecommunityeducationeducationalformsgeneralhigherindividualinstitutionknowledgelearningnamesoccupationspersonplaceprovidepurposesrelatedschoolsspecialized
SHARED TOKENS (26): "college", "community", "education", "educational", "forms", "general", "higher", "individual", "institution", "knowledge", "learning", "names", "occupations", "person", "place", "provide", "purposes", "related", "schools", "specialized"....
0.300
accessanotherapprovedassociatedcapitalchangesclassificationcommonlydescribeddevelopmentdifferentdirectformformsgeographicimproveindividuallargelegalmove
SHARED TOKENS (28): "access", "another", "approved", "associated", "capital", "changes", "classification", "commonly", "described", "development", "different", "direct", "form", "forms", "geographic", "improve", "individual", "large", "legal", "move"....
0.300
againstconditionconsumercreditdebtdirectlyeducationgenerallyimprovementsindustryinvestmentitselflenderslendingmaintainmedicalperiodproductspropertyrates
SHARED TOKENS (26): "against", "condition", "consumer", "credit", "debt", "directly", "education", "generally", "improvements", "industry", "investment", "itself", "lenders", "lending", "maintain", "medical", "period", "products", "property", "rates"....
0.300
approximatelyassociationconductconstructiondataemployeesfieldsgovernmentindustryinsidelabornationalnetworksprogramspublicrelatedrepresentstradetrainingutilities
SHARED TOKENS (22): "approximately", "association", "conduct", "construction", "data", "employees", "fields", "government", "industry", "inside", "labor", "national", "networks", "programs", "public", "related", "represents", "trade", "training", "utilities"....
0.300
appliedbuildingconceptsconstructioncreatedifferentempiricalengineersequipmentformknowledgelawsmakingmaterialsmedicalphysicalsitestructuressystemsuses
SHARED TOKENS (20): "applied", "building", "concepts", "construction", "create", "different", "empirical", "engineers", "equipment", "form", "knowledge", "laws", "making", "materials", "medical", "physical", "site", "structures", "systems", "uses".
0.300
Hot desking ↗ Q3472398 KW CROSS HIGH
differentestatememberofficeorganizationpersonalprimaryratherrealsavingssharedspecificstaffsystemtableworkworkers
SHARED TOKENS (17): "different", "estate", "member", "office", "organization", "personal", "primary", "rather", "real", "savings", "shared", "specific", "staff", "system", "table", "work", "workers".
0.300
activeagainstanalysisapplicationsbehaviorbuildingcentercontrolemergencyengineerseventsfacilitiesimprovelocalmanagementplanningprogramprogramspropertyprotect
SHARED TOKENS (30): "active", "against", "analysis", "applications", "behavior", "building", "center", "control", "emergency", "engineers", "events", "facilities", "improve", "local", "management", "planning", "program", "programs", "property", "protect"....
0.300
actagenciesbureauconsumerconsumerscreditdatafairfederalfilesinformationintendedprivateprotectionregulatesreportingreportstrade
SHARED TOKENS (18): "act", "agencies", "bureau", "consumer", "consumers", "credit", "data", "fair", "federal", "files", "information", "intended", "private", "protection", "regulates", "reporting", "reports", "trade".
0.300
Net lease ↗ Q6998482 KW CROSS HIGH
amongcentercommercialcontrolestatefeesfithigherinsuranceoperationsownerpropertiespropertyrealrentrequiresshorttenantutilitieswritten
SHARED TOKENS (20): "among", "center", "commercial", "control", "estate", "fees", "fit", "higher", "insurance", "operations", "owner", "properties", "property", "real", "rent", "requires", "short", "tenant", "utilities", "written".
0.300
accessadditionalaroundbrokerbuildingbusinesscentercentralchangecommonlycomponentconventionalcostsdistrictsequipmentgenerallyindividualindustrylargemanagement
SHARED TOKENS (35): "access", "additional", "around", "broker", "building", "business", "center", "central", "change", "commonly", "component", "conventional", "costs", "districts", "equipment", "generally", "individual", "industry", "large", "management"....
0.300
approvalchapterclaimscodeconsolidationcreditdebtformgeneralgoverningincomeindividualopportunitypersonpersonalplansplatformpropertyprotectionprovide
SHARED TOKENS (26): "approval", "chapter", "claims", "code", "consolidation", "credit", "debt", "form", "general", "governing", "income", "individual", "opportunity", "person", "personal", "plans", "platform", "property", "protection", "provide"....
0.300
broaderbusinesscontextcorecorporatedecisionsdistinctemployeesidentitymanagementmanagersnationalorganizationrelatedsharedunitsworkforce
SHARED TOKENS (17): "broader", "business", "context", "core", "corporate", "decisions", "distinct", "employees", "identity", "management", "managers", "national", "organization", "related", "shared", "units", "workforce".
0.300
academicassistanceassociationbusinesscapitalcombinationcorporatedefinesdevelopmentgovernmentindividualinstitutionsmanagementnationalofficeorganizationparksprogramprogramsproperty
SHARED TOKENS (27): "academic", "assistance", "association", "business", "capital", "combination", "corporate", "defines", "development", "government", "individual", "institutions", "management", "national", "office", "organization", "parks", "program", "programs", "property"....
0.300
academicbroadercompletedirectlyeducationeducationalinstitutionlearningneededoccupationspreparationprofessionalprovideratherrequiredschoolsspecificstudentstowardtrade
SHARED TOKENS (23): "academic", "broader", "complete", "directly", "education", "educational", "institution", "learning", "needed", "occupations", "preparation", "professional", "provide", "rather", "required", "schools", "specific", "students", "toward", "trade"....
0.300
additionalbusinesscapacitycapitalcommoncontrolcostsdivisionequipmentevenfacilitieshigherincreaseincreasedindustrialindustrylaborlargelargerlimit
SHARED TOKENS (40): "additional", "business", "capacity", "capital", "common", "control", "costs", "division", "equipment", "even", "facilities", "higher", "increase", "increased", "industrial", "industry", "labor", "large", "larger", "limit"....
0.300
accountappliesbrokerscreditdifferentfacegenerallyhigherindustrylendingmarketmarketsnetworkplanningpolicyprocessesresearchriskspecializedspecific
SHARED TOKENS (22): "account", "applies", "brokers", "credit", "different", "face", "generally", "higher", "industry", "lending", "market", "markets", "network", "planning", "policy", "processes", "research", "risk", "specialized", "specific"....
0.300
accordingaccountactagainstbankingbankscapitalcommercialcommonconditionsconsumerconsumerscreditdebtfederalfunctionsgovernmentincreasedinstitutionsinsurance
SHARED TOKENS (34): "according", "account", "act", "against", "banking", "banks", "capital", "commercial", "common", "conditions", "consumer", "consumers", "credit", "debt", "federal", "functions", "government", "increased", "institutions", "insurance"....
0.300
actagainstamongauthoritybankingbankscombinationcombiningcommercialfederalfirmformgroupinstitutioninsuranceinvestmentlargelawmarketmember
SHARED TOKENS (25): "act", "against", "among", "authority", "banking", "banks", "combination", "combining", "commercial", "federal", "firm", "form", "group", "institution", "insurance", "investment", "large", "law", "market", "member"....
0.300
Wireless LAN ↗ Q212607 KW CROSS HIGH
accessaroundbuildingcommonlyconnectedconsumersformlinkslocalmovenetworknetworksofficeprovideremainsmallstandardsthem
SHARED TOKENS (18): "access", "around", "building", "commonly", "connected", "consumers", "form", "links", "local", "move", "network", "networks", "office", "provide", "remain", "small", "standards", "them".
0.300
anotherassetsbankscommercialcommonlydebtdifferentestatefacegenerallygovernmentgroupinvestmentinvestorsmarketmonthlyobligationsofficeprincipalpurposes
SHARED TOKENS (36): "another", "assets", "banks", "commercial", "commonly", "debt", "different", "estate", "face", "generally", "government", "group", "investment", "investors", "market", "monthly", "obligations", "office", "principal", "purposes"....
0.300
activitiesadvertisingarchitecturebecomedefinitionsdependdevelopmentdifferenteducationindustryinformationknowledgeprivateprotectionpublicresourcesectorthereforeultimate
SHARED TOKENS (19): "activities", "advertising", "architecture", "become", "definitions", "depend", "development", "different", "education", "industry", "information", "knowledge", "private", "protection", "public", "resource", "sector", "therefore", "ultimate".
0.300
approvedarounddepartmenteducationemployeesenforcementengineersenvironmentalestablishingfederalgovernmentindependentinformationjulylawslegallocalmattersnationaloffices
SHARED TOKENS (29): "approved", "around", "department", "education", "employees", "enforcement", "engineers", "environmental", "establishing", "federal", "government", "independent", "information", "july", "laws", "legal", "local", "matters", "national", "offices"....
0.300
accountantsaccountingbusinessdevelopmenteducationengineerslicensesmanagementoccupationspractitionerprofessionalpublicrequirerequiringsectorspecialspecificsupportsupportingtax
SHARED TOKENS (21): "accountants", "accounting", "business", "development", "education", "engineers", "licenses", "management", "occupations", "practitioner", "professional", "public", "require", "requiring", "sector", "special", "specific", "support", "supporting", "tax"....
0.300
againstcommercialcommoncommonlycurrentestatefeaturesfinallargelongermarketmeanmonthlyownerprincipalpropertyprovisionsrateratesreal
SHARED TOKENS (27): "against", "commercial", "common", "commonly", "current", "estate", "features", "final", "large", "longer", "market", "mean", "monthly", "owner", "principal", "property", "provisions", "rate", "rates", "real"....
0.300
buildingestatefeeformlandlawlegalmarketmonthlyoccupyownershipperiodpersonalpropertyrealremainresidentialrightstenanttenure
SHARED TOKENS (23): "building", "estate", "fee", "form", "land", "law", "legal", "market", "monthly", "occupy", "ownership", "period", "personal", "property", "real", "remain", "residential", "rights", "tenant", "tenure"....
0.300
analysisbusinesschangesdemandeconomicsestatefinancehousingindustrymarketspatternsrealrelatedresearchresidentialurban
SHARED TOKENS (16): "analysis", "business", "changes", "demand", "economics", "estate", "finance", "housing", "industry", "markets", "patterns", "real", "related", "research", "residential", "urban".
0.300
administersassistancebusinesscommunitiescommunitydevelopmentdistricthousingimpactindependentleadershiplearninglocalnationalneighborhoodnetworkorganizationprofessionalprogramresearch
SHARED TOKENS (26): "administers", "assistance", "business", "communities", "community", "development", "district", "housing", "impact", "independent", "leadership", "learning", "local", "national", "neighborhood", "network", "organization", "professional", "program", "research"....
0.300
announcedannualapproximatelycommercialcorporatediversifiedemployeesestatefacilitiesfirmgroupindustrialinvestmentinvestorsjunemanagementmixed-useofficeofficesorganization
SHARED TOKENS (30): "announced", "annual", "approximately", "commercial", "corporate", "diversified", "employees", "estate", "facilities", "firm", "group", "industrial", "investment", "investors", "june", "management", "mixed-use", "office", "offices", "organization"....
0.300
VA loan ↗ Q7906577 KW CROSS HIGH
additionalapprovedconstructioncreditdepartmentdirectlyfeeimprovementsincomeinsurancelargerlawslenderslimitlowmonthlypercentprivateprogramproperties
SHARED TOKENS (29): "additional", "approved", "construction", "credit", "department", "directly", "fee", "improvements", "income", "insurance", "larger", "laws", "lenders", "limit", "low", "monthly", "percent", "private", "program", "properties"....
0.300
acquisitionagainstavailabilitycenterclaimsclosingconsumerdependsfeesformerinstitutionslargelawlegalnationalprincipalprocedurespropertypublicrecord
SHARED TOKENS (28): "acquisition", "against", "availability", "center", "claims", "closing", "consumer", "depends", "fees", "former", "institutions", "large", "law", "legal", "national", "principal", "procedures", "property", "public", "record"....
0.300
administrationassistancecompensationcostsdepartmenteducationemergencyestablishedestimatedfacilitiesfederalfuturegovernmenthealthcareinsurancejunelong-termmedicalmembernational
SHARED TOKENS (22): "administration", "assistance", "compensation", "costs", "department", "education", "emergency", "established", "estimated", "facilities", "federal", "future", "government", "healthcare", "insurance", "june", "long-term", "medical", "member", "national"....
0.300
administrationauthoritybanksdepartmentdevelopmententitiesfederalfinancehousingindependentinsurancelegalofficeplaceregulatesregulatoryroleseparatestructuresystem
SHARED TOKENS (22): "administration", "authority", "banks", "department", "development", "entities", "federal", "finance", "housing", "independent", "insurance", "legal", "office", "place", "regulates", "regulatory", "role", "separate", "structure", "system"....
0.300
actappliescodecommonlyconcerningdevelopmentdifferentenforcementfairfederalforcehousinglawmembernationalorganizedoriginparticipateprivateprograms
SHARED TOKENS (28): "act", "applies", "code", "commonly", "concerning", "development", "different", "enforcement", "fair", "federal", "force", "housing", "law", "member", "national", "organized", "origin", "participate", "private", "programs"....
0.300
Credit score ↗ Q1787103 KW CROSS HIGH
analysisbanksconsumerscreditdatadebtdepartmentsdetermineevaluatefilesfinancegovernmentindividualinformationinsurancelenderslendinglimitspersonpotential
SHARED TOKENS (23): "analysis", "banks", "consumers", "credit", "data", "debt", "departments", "determine", "evaluate", "files", "finance", "government", "individual", "information", "insurance", "lenders", "lending", "limits", "person", "potential"....
0.300
actadaagainstbusinesschangescharacteristicscostscoveredemployeesemployersfinalidentityjulylawnationaloriginprotectionprovidepublicrequirements
SHARED TOKENS (23): "act", "ada", "against", "business", "changes", "characteristics", "costs", "covered", "employees", "employers", "final", "identity", "july", "law", "national", "origin", "protection", "provide", "public", "requirements"....
0.300
additionaladdressanotherchangecommonlydomesticgenerallymanagementofficeofficesperiodpostalprivateprovidersstandardized
SHARED TOKENS (15): "additional", "address", "another", "change", "commonly", "domestic", "generally", "management", "office", "offices", "period", "postal", "private", "providers", "standardized".
0.300
airbuildingcharacteristicsconditionscontainingcreatesevengenerallymaterialspersonnelphysicalpropertypublicriskrisksspecificsubjectsystemteamsthem
SHARED TOKENS (20): "air", "building", "characteristics", "conditions", "containing", "creates", "even", "generally", "materials", "personnel", "physical", "property", "public", "risk", "risks", "specific", "subject", "system", "teams", "them".
0.300
accountadministrationagenciesassetsbankscentralcommercialcommunitycreditdevelopmentfederalgovernmentindependentinstitutionsinsurancenationaloperatesoperatingoperationsprovide
SHARED TOKENS (22): "account", "administration", "agencies", "assets", "banks", "central", "commercial", "community", "credit", "development", "federal", "government", "independent", "institutions", "insurance", "national", "operates", "operating", "operations", "provide"....
0.300
beyondbusinessentrepreneurshipfacegrowinggrowthinfluencelargemodelpotentialprivateprojectpublicrapidrates
SHARED TOKENS (15): "beyond", "business", "entrepreneurship", "face", "growing", "growth", "influence", "large", "model", "potential", "private", "project", "public", "rapid", "rates".
0.300
Boise Airport ↗ Q1430971 KW CROSS HIGH
adaairbaseboisecentercombinedcommercialdepartmentfunctionsgeneralguardidahoincreasenationaloperatedoperatesprotectionrequiringrightssouth
SHARED TOKENS (23): "ada", "air", "base", "boise", "center", "combined", "commercial", "department", "functions", "general", "guard", "idaho", "increase", "national", "operated", "operates", "protection", "requiring", "rights", "south"....
0.300
Urban planning ↗ Q69883 KW CROSS HIGH
accountactivitiesadministrationairanalysisanotherarchitecturebroaderbusinesscapitalcodescommunicationscommunitiescommunitycreatingdevelopmentdifferentenvironmentalexistingfields
SHARED TOKENS (58): "account", "activities", "administration", "air", "analysis", "another", "architecture", "broader", "business", "capital", "codes", "communications", "communities", "community", "creating", "development", "different", "environmental", "existing", "fields"....
0.300
Financial literacy ↗ KW CROSS HIGH
agenciesauthoritybehaviorcannotcommonconceptscostsdebtdecisionsdevelopmenteducationestablishedfinancefuturegovernmentimproveindividualinformationknowledgenational
SHARED TOKENS (31): "agencies", "authority", "behavior", "cannot", "common", "concepts", "costs", "debt", "decisions", "development", "education", "established", "finance", "future", "government", "improve", "individual", "information", "knowledge", "national"....
0.300
actappliescreatesemployeesemployeremploymentfairfranklinhourslaborlawproductionsignedstandardsunlesswagework
SHARED TOKENS (17): "act", "applies", "creates", "employees", "employer", "employment", "fair", "franklin", "hours", "labor", "law", "production", "signed", "standards", "unless", "wage", "work".
0.300
agentsagreementsbrokerbrokersclosingdocumentationestateindependentlylicensedpropertyrealrequiredsalestransactionswork
SHARED TOKENS (15): "agents", "agreements", "broker", "brokers", "closing", "documentation", "estate", "independently", "licensed", "property", "real", "required", "sales", "transactions", "work".
0.300
Home equity loan ↗ KW CROSS HIGH
actualagainstcannotcollegecombinedcreatescrediteducationfinancehistoryincomeinitialinstitutionlawlendinglimitlongerlowmedicalmonthly
SHARED TOKENS (32): "actual", "against", "cannot", "college", "combined", "creates", "credit", "education", "finance", "history", "income", "initial", "institution", "law", "lending", "limit", "longer", "low", "medical", "monthly"....
0.300
Building code ↗ Q2333573 KW CROSS HIGH
appliedapprovedauthoritybuildingcodecodescomplianceconstructioncontroldepartmentsdistrictengineersenvironmentalestategeneralgenerallyinsuranceintendedjurisdictionlaw
SHARED TOKENS (43): "applied", "approved", "authority", "building", "code", "codes", "compliance", "construction", "control", "departments", "district", "engineers", "environmental", "estate", "general", "generally", "insurance", "intended", "jurisdiction", "law"....
0.300
Bridge loan ↗ Q2079582 KW CROSS HIGH
additionalapplicationsbusinesscommonconventionalcostsdocumentationfeesfinancegenerallyhigherindividuallargerparticipationperiodraterequirerisksouthtype
SHARED TOKENS (20): "additional", "applications", "business", "common", "conventional", "costs", "documentation", "fees", "finance", "generally", "higher", "individual", "larger", "participation", "period", "rate", "require", "risk", "south", "type".
0.300
annualappliedbanksconsumercreditdefinitionsfeefinanceformintendedlegallendersmonthlyprotectionrateratherrequiredstandardizedterms
SHARED TOKENS (19): "annual", "applied", "banks", "consumer", "credit", "definitions", "fee", "finance", "form", "intended", "legal", "lenders", "monthly", "protection", "rate", "rather", "required", "standardized", "terms".
0.300
Pollution ↗ Q58734 KW CROSS HIGH
agenciesagriculturalairalongsideapproximatelyaroundboundariescommunitiesconcentratedconstructioncoredevelopmentenvironmentaleventsformformationformsgenerallyimpactincreasing
SHARED TOKENS (36): "agencies", "agricultural", "air", "alongside", "approximately", "around", "boundaries", "communities", "concentrated", "construction", "core", "development", "environmental", "events", "form", "formation", "forms", "generally", "impact", "increasing"....
0.300
activitiesactivitybeyondbusinessconnectcreateframeworkincreasingofficeorganizationpersonpersonalphysicalplatformspotentialsavingsstrategysupportteamteams
SHARED TOKENS (24): "activities", "activity", "beyond", "business", "connect", "create", "framework", "increasing", "office", "organization", "person", "personal", "physical", "platforms", "potential", "savings", "strategy", "support", "team", "teams"....
0.300
administrationagenciesassociationcostscreditdefaultdepartmentdevelopmentevenfederalgovernmenthousinginvestorsnationalofficepublicratesriskthemunderlying
SHARED TOKENS (21): "administration", "agencies", "association", "costs", "credit", "default", "department", "development", "even", "federal", "government", "housing", "investors", "national", "office", "public", "rates", "risk", "them", "underlying"....
0.300
actadministrationassistanceconditionscostscreditdepartmenteducationemploymentestablishedfederalfirmlaborlawoccupationalratesratingsreduceregulatorysales
SHARED TOKENS (24): "act", "administration", "assistance", "conditions", "costs", "credit", "department", "education", "employment", "established", "federal", "firm", "labor", "law", "occupational", "rates", "ratings", "reduce", "regulatory", "sales"....
0.300
adaboisecensuscentercentralconnectedcontainsidahoitselfmetropolitannationalpopulationsectionstarvalleywestern
SHARED TOKENS (16): "ada", "boise", "census", "center", "central", "connected", "contains", "idaho", "itself", "metropolitan", "national", "population", "section", "star", "valley", "western".
0.300
actagenciesamonganotherapproximatelybankingbroaderchangesconsumerscreditdebtdefaultdifferentdomesticestimatedevengovernmenthigherhousingincome
SHARED TOKENS (36): "act", "agencies", "among", "another", "approximately", "banking", "broader", "changes", "consumers", "credit", "debt", "default", "different", "domestic", "estimated", "even", "government", "higher", "housing", "income"....
0.300
Edge city ↗ Q1266029 KW CROSS HIGH
activitybecomebusinesscentralconcentrationcurrentdevelopeddistrictdistrictsedgeestablishedformgrowthnearoutsidepreviouslyresidentialsuburbantermsurban
SHARED TOKENS (20): "activity", "become", "business", "central", "concentration", "current", "developed", "district", "districts", "edge", "established", "form", "growth", "near", "outside", "previously", "residential", "suburban", "terms", "urban".
0.300
Medicine ↗ Q11190 KW CROSS HIGH
accordingappliedappliesbecomecombinationcommonlyformsknowledgelocalmaintainmedicalmodernoutsideremainresearchtechnologytreatment
SHARED TOKENS (17): "according", "applied", "applies", "become", "combination", "commonly", "forms", "knowledge", "local", "maintain", "medical", "modern", "outside", "remain", "research", "technology", "treatment".
0.300
H-1B visa ↗ Q974595 KW CROSS HIGH
additionaladministrationapprovedbeyondchangeclassificationconditionsconsumerdefinesdepartmentemployeremployersemploymentestimatedfeegrowthhigherimplementationinitialinstitution
SHARED TOKENS (39): "additional", "administration", "approved", "beyond", "change", "classification", "conditions", "consumer", "defines", "department", "employer", "employers", "employment", "estimated", "fee", "growth", "higher", "implementation", "initial", "institution"....
0.300
Spot zoning ↗ Q3494193 KW CROSS HIGH
actanotherauthorityboundariesbuildingchangecommercialcommunitycontrolcreatingcurrentdistrictdistrictsexceptionsgeneralgovernmentindustriallandlargerlayer
SHARED TOKENS (45): "act", "another", "authority", "boundaries", "building", "change", "commercial", "community", "control", "creating", "current", "district", "districts", "exceptions", "general", "government", "industrial", "land", "larger", "layer"....
0.300
idahonampanorthwestprivateuniversity
SHARED TOKENS (5): "idaho", "nampa", "northwest", "private", "university". | EXACT TITLE in coworking_commercial_space: "Northwest Nazarene University".
0.300
activitiesactuallyagriculturalannualapprovalcontextdefinitionsdevelopmentdividedevenformsgenerallylandorganizationparticularlyperiodpermittedproductionpurposesrequire
SHARED TOKENS (23): "activities", "actually", "agricultural", "annual", "approval", "context", "definitions", "development", "divided", "even", "forms", "generally", "land", "organization", "particularly", "period", "permitted", "production", "purposes", "require"....
0.300
associatedcommercialdatedebtdefaultestatefutureimprovemakingmarketparticularlypropertyrealremainresidentialsubstantialtermsvalue
SHARED TOKENS (18): "associated", "commercial", "date", "debt", "default", "estate", "future", "improve", "making", "market", "particularly", "property", "real", "remain", "residential", "substantial", "terms", "value".
0.300
Bankruptcy ↗ Q152074 EXACT TITLE
cannotentitieslegalpersonstatus
SHARED TOKENS (5): "cannot", "entities", "legal", "person", "status". | EXACT TITLE in mortgage_lending: "Bankruptcy".
0.300
groupindexofficeofficesregistered
SHARED TOKENS (5): "group", "index", "office", "offices", "registered". | EXACT TITLE in coworking_commercial_space: "International Workplace Group".
0.300
activitiesadministersadministrationbuildingconditionsdepartmentdepartmentsdirectlyemployersemploymentfederalgoverninggovernmenthistoryimprovelaborlawsmemberoccupationalreports
SHARED TOKENS (25): "activities", "administers", "administration", "building", "conditions", "department", "departments", "directly", "employers", "employment", "federal", "governing", "government", "history", "improve", "labor", "laws", "member", "occupational", "reports"....
0.300
amongassetsdrivenestatehousingincreaseinvestorsinvolvinglargelargermakingmarketoccurparticipateperiodrealreal-estatetypes
SHARED TOKENS (18): "among", "assets", "driven", "estate", "housing", "increase", "investors", "involving", "large", "larger", "making", "market", "occur", "participate", "period", "real", "real-estate", "types".
0.300
administrationagenciesattorneysbuildingbureaucontainsdatedepartmentdirectlydistrictsdomesticenforcementfederalfunctionsgeneralgovernmentheadquarteredlawlawsmanagement
SHARED TOKENS (29): "administration", "agencies", "attorneys", "building", "bureau", "contains", "date", "department", "directly", "districts", "domestic", "enforcement", "federal", "functions", "general", "government", "headquartered", "law", "laws", "management"....
0.300
New Urbanism ↗ Q735901 KW CROSS HIGH
addressarchitectureassociatedbuildingcommunityconceptscontainingcreatingdevelopmentestatefacilitieshousingincreaseinfrastructurelandland-usemunicipalneighborhoodplanningpopulation
SHARED TOKENS (27): "address", "architecture", "associated", "building", "community", "concepts", "containing", "creating", "development", "estate", "facilities", "housing", "increase", "infrastructure", "land", "land-use", "municipal", "neighborhood", "planning", "population"....
0.300
accordinganotherapprovedauthoritybuildingcertificatechangescodescommercialcomplianceconditionconstructiondepartmentdocumentevidencegenerallygovernmentindustrialjurisdictionlaw
SHARED TOKENS (34): "according", "another", "approved", "authority", "building", "certificate", "changes", "codes", "commercial", "compliance", "condition", "construction", "department", "document", "evidence", "generally", "government", "industrial", "jurisdiction", "law"....
0.300
activitiescommunitycurrentdeterminesdevelopmentdocumentestablishinggeneralgrowthhousingindividuallandlargelong-termneighborhoodparcelperiodplanningplanspolicy
SHARED TOKENS (31): "activities", "community", "current", "determines", "development", "document", "establishing", "general", "growth", "housing", "individual", "land", "large", "long-term", "neighborhood", "parcel", "period", "planning", "plans", "policy"....
0.300
aroundbusinessdataemergencyequipmentlargeprotectprotectionprovideshortsinglesufficientsystemtypeunitsuses
SHARED TOKENS (16): "around", "business", "data", "emergency", "equipment", "large", "protect", "protection", "provide", "short", "single", "sufficient", "system", "type", "units", "uses".
0.300
Idaho State Capitol ↗ KW CROSS HIGH
adaaddedarchitectureboisebuildingcapitalcompletedconstructiondepartmentdistrictfederalfinalfirmformationgovernmentidahojulylistingmaintainedmaterials
SHARED TOKENS (28): "ada", "added", "architecture", "boise", "building", "capital", "completed", "construction", "department", "district", "federal", "final", "firm", "formation", "government", "idaho", "july", "listing", "maintained", "materials"....
🫐 BERRY56 edges
0.280
accessibleassociatedcommoncreatecreatingdifferentknowledgeparticipationpracticalproductspurposesrelevantstrategythem
SHARED TOKENS (14): "accessible", "associated", "common", "create", "creating", "different", "knowledge", "participation", "practical", "products", "purposes", "relevant", "strategy", "them".
0.280
actagenciesbanksbureaudepartmentestablishedfederalindependentinstitutionsjulylicensednationalofficeregulatory
SHARED TOKENS (14): "act", "agencies", "banks", "bureau", "department", "established", "federal", "independent", "institutions", "july", "licensed", "national", "office", "regulatory".
0.280
businessdifferenteconomicsestatehousinglandmarketpersonpurposesrealreal-estateresidentialsellingsingle
SHARED TOKENS (14): "business", "different", "economics", "estate", "housing", "land", "market", "person", "purposes", "real", "real-estate", "residential", "selling", "single".
0.280
buildingcentralcombineddirectemergencyexitmaintainedoperationsoutsidepathpathwayprovidespecialstructure
SHARED TOKENS (14): "building", "central", "combined", "direct", "emergency", "exit", "maintained", "operations", "outside", "path", "pathway", "provide", "special", "structure".
0.280
accessagainstcreditfinancehigherlendingmaintainmarketqualityratesriskscheduletermsuniversity
SHARED TOKENS (14): "access", "against", "credit", "finance", "higher", "lending", "maintain", "market", "quality", "rates", "risk", "schedule", "terms", "university".
0.280
Trailer park ↗ Q1426493 KW CROSS HIGH
communityconstructionhousingincomelowmodernoccupantsparkparksplacestatementstatusstructurestechnology
SHARED TOKENS (14): "community", "construction", "housing", "income", "low", "modern", "occupants", "park", "parks", "place", "statement", "status", "structures", "technology".
0.280
airbuildingcontrolcostsengineersenvironmentalevaluateimpactoperatingparticularlyprovidequalitysystemstechnology
SHARED TOKENS (14): "air", "building", "control", "costs", "engineers", "environmental", "evaluate", "impact", "operating", "particularly", "provide", "quality", "systems", "technology".
0.260
Carpentry ↗ Q203605 KW CROSS HIGH
buildingcommonconstructionexperiencematerialsplacesprimaryprogramsouthstructuretradetrainingwork
SHARED TOKENS (13): "building", "common", "construction", "experience", "materials", "places", "primary", "program", "south", "structure", "trade", "training", "work".
0.260
authorityboundariesdistrictdistrictsentitygeographicgovernmentlargelocalobtainorganizedpublictax
SHARED TOKENS (13): "authority", "boundaries", "district", "districts", "entity", "geographic", "government", "large", "local", "obtain", "organized", "public", "tax".
0.260
Star, Idaho ↗ Q1516815 KW CROSS HIGH
adaboisecanyoncensusdistrictgrowingidahometropolitanpopulationschoolssharedstarwest
SHARED TOKENS (13): "ada", "boise", "canyon", "census", "district", "growing", "idaho", "metropolitan", "population", "schools", "shared", "star", "west".
0.260
capitalcommercialconventionalestatehigherprivatepropertyratesrealresidentialriskspecifictype
SHARED TOKENS (13): "capital", "commercial", "conventional", "estate", "higher", "private", "property", "rates", "real", "residential", "risk", "specific", "type".
0.250
currentgovernmentidahoofficeposition
SHARED TOKENS (5): "current", "government", "idaho", "office", "position". | URL->B (1): https://sos.idaho.gov/.
0.240
airboisebureaudepartmentgovernmentguardidahonationalpotentialprotectsecuritystaff
SHARED TOKENS (12): "air", "boise", "bureau", "department", "government", "guard", "idaho", "national", "potential", "protect", "security", "staff".
0.240
activealonebuildingcommercialconnectedgenerallylargeprotectprotectionsmallsystemsystems
SHARED TOKENS (12): "active", "alone", "building", "commercial", "connected", "generally", "large", "protect", "protection", "small", "system", "systems".
0.240
actamongchangeschaptercodeconsumerconsumerslawpdfprotectionprovisionssigned
SHARED TOKENS (12): "act", "among", "changes", "chapter", "code", "consumer", "consumers", "law", "pdf", "protection", "provisions", "signed".
0.240
actbusinesscorporateeducationaleventgenerallylargerorganizationprogramsprovidepublicspecific
SHARED TOKENS (12): "act", "business", "corporate", "educational", "event", "generally", "larger", "organization", "programs", "provide", "public", "specific".
0.240
boundariesdescribeddescriptionlandlawlegalpropertyrealrequiredspecificstatementwritten
SHARED TOKENS (12): "boundaries", "described", "description", "land", "law", "legal", "property", "real", "required", "specific", "statement", "written".
0.240
constructiondateimproveitselflabormaterialsnamespersonalpropertyrealsecuritytitle
SHARED TOKENS (12): "construction", "date", "improve", "itself", "labor", "materials", "names", "personal", "property", "real", "security", "title".
0.240
banksbuildingcommonlycoveredestatehigherlenderspropertyrealsellertransactionvalue
SHARED TOKENS (12): "banks", "building", "commonly", "covered", "estate", "higher", "lenders", "property", "real", "seller", "transaction", "value".
0.220
Mobile home ↗ Q1434998 KW CROSS HIGH
basedifferentlegalmoveparkplacerequiredsharesitestructurework
SHARED TOKENS (11): "base", "different", "legal", "move", "park", "place", "required", "share", "site", "structure", "work".
0.220
actaddresscapitalcommonlygovernmenthousingincreasingintendedlargelendingmarket
SHARED TOKENS (11): "act", "address", "capital", "commonly", "government", "housing", "increasing", "intended", "large", "lending", "market".
0.220
officeplanning
SHARED TOKENS (2): "office", "planning". | EXACT TITLE in coworking_commercial_space: "Office space".
0.220
Studio ↗ Q746628 EXACT TITLE
studywork
SHARED TOKENS (2): "study", "work". | EXACT TITLE in coworking_commercial_space: "Studio".
0.220
Plumber ↗ Q252924 EXACT TITLE
productionsystems
SHARED TOKENS (2): "production", "systems". | EXACT TITLE in coworking_commercial_space: "Plumber".
0.220
continuingfacilitieshealthcareidahonetworkoperatesoperatingseniorsouthsupportsystem
SHARED TOKENS (11): "continuing", "facilities", "healthcare", "idaho", "network", "operates", "operating", "senior", "south", "support", "system".
0.210
Tenant ↗ Q528278 EXACT TITLE
tenant
SHARED TOKENS (1): "tenant". | EXACT TITLE in coworking_commercial_space: "Tenant". | EXACT TITLE in mortgage_lending: "Tenant".
0.200
EXACT TITLE in mortgage_lending: "Subdivision".
0.200
anotherforminformationlocalnetworksplaceproductrecordrequiredtype
SHARED TOKENS (10): "another", "form", "information", "local", "networks", "place", "product", "record", "required", "type".
0.200
Appraisal ↗ Q4781689 EXACT TITLE
EXACT TITLE in mortgage_lending: "Appraisal".
0.200
Business park ↗ Q338313 KW CROSS HIGH
accessbuildingbusinesscostslandnearofficeparksuburbantypes
SHARED TOKENS (10): "access", "building", "business", "costs", "land", "near", "office", "park", "suburban", "types".
0.200
accessadministrationcommonlydemandformnetworkorganizationphysicalresourcesshared
SHARED TOKENS (10): "access", "administration", "commonly", "demand", "form", "network", "organization", "physical", "resources", "shared".
0.200
activitiesbusinessdefinesdefinitionsgovernmentorganizationoutsideplacesprimarypurposes
SHARED TOKENS (10): "activities", "business", "defines", "definitions", "government", "organization", "outside", "places", "primary", "purposes".
0.200
estateformfunctionshousinginvestmentownerpersonrealstatustenure
SHARED TOKENS (10): "estate", "form", "functions", "housing", "investment", "owner", "person", "real", "status", "tenure".
0.180
adaboisecensusgovernmentidahometropolitanmunicipalpopulationseparate
SHARED TOKENS (9): "ada", "boise", "census", "government", "idaho", "metropolitan", "municipal", "population", "separate".
0.180
associatedboisecensuscentercontainsidahometropolitanpopulationvalley
SHARED TOKENS (9): "associated", "boise", "census", "center", "contains", "idaho", "metropolitan", "population", "valley".
0.180
commonlyconsumerdevelopmentproductsresearchsupporttechnologythemvalley
SHARED TOKENS (9): "commonly", "consumer", "development", "products", "research", "support", "technology", "them", "valley".
0.180
Boise Centre ↗ Q4938442 KW CROSS HIGH
boisecentercompleteddistrictentityeventexpansionidahooperating
SHARED TOKENS (9): "boise", "center", "completed", "district", "entity", "event", "expansion", "idaho", "operating".
0.180
businessdevelopmentestateindustrialindustryofficeofficesparkrather
SHARED TOKENS (9): "business", "development", "estate", "industrial", "industry", "office", "offices", "park", "rather".
0.160
constructionindustryinfrastructurelaborpersonphysicalprojectroles
SHARED TOKENS (8): "construction", "industry", "infrastructure", "labor", "person", "physical", "project", "roles".
0.160
Gross lease ↗ Q5610497 KW CROSS HIGH
commercialoperatingownershippropertyrentaltenanttypeutilities
SHARED TOKENS (8): "commercial", "operating", "ownership", "property", "rental", "tenant", "type", "utilities".
0.160
chaptercodecommonfederalformlawssectiontitle
SHARED TOKENS (8): "chapter", "code", "common", "federal", "form", "laws", "section", "title".
0.140
becomeinterfacepersonalprivateresearchworkworkers
SHARED TOKENS (7): "become", "interface", "personal", "private", "research", "work", "workers".
0.140
buildingcentercommonlargesharesufficienttrade
SHARED TOKENS (7): "building", "center", "common", "large", "share", "sufficient", "trade".
0.140
costsinsurancelendersprivatepropertyrequiredtype
SHARED TOKENS (7): "costs", "insurance", "lenders", "private", "property", "required", "type".
0.140
againstdetermineinsurancepropertiespropertyriskspecific
SHARED TOKENS (7): "against", "determine", "insurance", "properties", "property", "risk", "specific".
0.140
Negative equity ↗ KW CROSS HIGH
assetsestateownerparticularlyrealvaluewhose
SHARED TOKENS (7): "assets", "estate", "owner", "particularly", "real", "value", "whose".
0.120
associatedassociationconstructiongeneralindustrytrade
SHARED TOKENS (6): "associated", "association", "construction", "general", "industry", "trade".
0.120
authorizesdistrictlandpermituseszoning
SHARED TOKENS (6): "authorizes", "district", "land", "permit", "uses", "zoning".
0.120
Third place ↗ Q3540209 KW CROSS HIGH
civicparksplaceplacespublicseparate
SHARED TOKENS (6): "civic", "parks", "place", "places", "public", "separate".
0.120
accountingfinancefirmincomeoperatingtax
SHARED TOKENS (6): "accounting", "finance", "firm", "income", "operating", "tax".
0.120
amongbuildingconstructioncostsexistingterms
SHARED TOKENS (6): "among", "building", "construction", "costs", "existing", "terms".
0.120
anotherconvertperiodpreviouslyprincipaltype
SHARED TOKENS (6): "another", "convert", "period", "previously", "principal", "type".
0.100
boisecensusidahometropolitanpopulation
SHARED TOKENS (5): "boise", "census", "idaho", "metropolitan", "population".
0.100
USDA home loan ↗ KW CROSS HIGH
departmentdevelopmenthousingprogramproperty
SHARED TOKENS (5): "department", "development", "housing", "program", "property".
0.100
debtgenerallegaloutsideterms
SHARED TOKENS (5): "debt", "general", "legal", "outside", "terms".
0.100
boiseidahometropolitannearnorthwest
SHARED TOKENS (5): "boise", "idaho", "metropolitan", "near", "northwest".
◈ Frequently Asked Questions
Coworking Commercial Space × Mortgage Lending — Treasure Valley
HAIKU · HIGH GATE
How do lenders in the Treasure Valley evaluate coworking properties for mortgage financing?
Mortgage lenders in Ada County assess coworking commercial space using land-use zoning classifications and planning permission status to determine property value and loan risk. Lenders examine occupancy density and lease structures in Boise and Nampa coworking facilities, as variable tenant agreements affect cash flow projections used in underwriting decisions.
What zoning considerations affect mortgage availability for coworking developments in Eagle and Boise?
Planning permission and zoning designations in Eagle, Idaho and Boise determine whether coworking commercial space qualifies for standard commercial real estate lending programs. Mortgage lenders require properties to align with Ada County comprehensive planning requirements and urban development boundaries before approving construction financing for new coworking facilities.
How does Treasure Valley population growth impact mortgage lending for coworking commercial space?
The Boise metropolitan area's census-driven population expansion increases demand for coworking commercial real estate, which strengthens collateral valuations used by mortgage lenders in underwriting. Lenders in the Treasure Valley factor Nampa and Boise growth projections into property appreciation forecasts when financing coworking facility acquisitions and expansions.
Can mergers and acquisitions of coworking operators affect mortgage refinancing in the Treasure Valley?
Mergers and acquisitions involving coworking operators in Boise and Ada County trigger mortgage lender reviews of tenant stability and management changes. Mortgage refinancing decisions depend on whether consolidation strengthens operational control and lease revenue predictability for commercial real estate backing the loan.
◈ Provenance Chain · refinery-treasurevalley-v1.0.0
Coworking Commercial Space × Mortgage Lending 27 QID bridges 270 edges 6,342 ext links 2026-07-17 20:09:00 UTC 143b93e0fdcacd4d
Coworking Commercial Space corridor ↗ Mortgage Lending corridor ↗ Mortgage Lending × Coworking Commercial Space ↗ boisestandard.org/standard ↗
Parent Corridors
Coworking Commercial Space × All Other Verticals