—°F Boise, ID
◈ Cross-Vertical Intelligence · Treasure Valley · Boise Standard

Employment Workforce ↔ relates to ↔ Mortgage Lending

19 Wikipedia bridge articles confirmed in both vertical ledgers. 263 deterministic cross-vertical edges. 6,512 external source links harvested. Every edge provenance-stamped. Every claim auditable.

19 QID Bridge Articles
263 Cross Edges
6,512 External Sources
287 Wikipedia Articles
19 🌲 Evergreen
195 🌿 Branch
HIGH SIGNAL · refinery-treasurevalley-v1.0.0
◈ Machine-Readable Schema
Deterministic Cross-Vertical Summary
PASS 2 · ZERO LLM
Entities Compared
Employment Workforce
× Mortgage Lending
QID Bridge Articles
19
confirmed Wikipedia overlap
Total Cross Edges
263
External Sources Harvested
6,512
from Wikipedia external links
Geography
Treasure Valley, Ada County, Canyon County, Idaho, United States
Gate Tier
high
Haiku FAQ generated
Strongest Edge
Boise State University
score: 1.1500  ·  type: exact_title_cross  ·  21 shared tokens
QID Bridge Titles (19)
Boise State UniversityConstructionIdahoBoise metropolitan areaTreasure ValleyAffordable housingFranchisingCollege of Western IdahoNampa, IdahoCaldwell, IdahoEagle, IdahoMergers and acquisitionsUnited States Department of Veterans AffairsBoise, IdahoPrivate equityAda County, IdahoCanyon County, IdahoKuna, IdahoMeridian, Idaho
Shared Semantics (20 tokens)
boiseidahopopulationmetropolitancensuscapitaladahomecanyonbusinesscollegewestproductswesternnampatreasurevalleyestimatededucationmountain
Pipeline
refinery-treasurevalley-v1.0.0
Generated
2026-07-17 20:35:14 UTC
Content Hash
6366e8d610b43b4d
◈ Wikipedia Bridge Articles
QID Overlap — Confirmed in Both Vertical Ledgers
19 BRIDGES
Boise State University
Q891082 EXACT TITLE 1.150
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, Arts & Sciences, and Education; MPA program in the School of Public Service; and the MPH program in the College of Health Sciences. It is classified among "R2: Doctoral Universities – High research activity".
The university also has an honors college. Within the College of Arts and Sciences is the School of the Environment, approved by the Idaho State Board of Education in 2022 and established in 2023. Boise State's fall enrollment in 2016 was 23,886 students, and approximately 76 percent of these students were Idaho residents. More than 90 percent of Boise State's first-year students come directly from high school. In the 2015–16 school year, Boise State awarded diplomas to 3,916 distinct graduates, including 18 doctorates, 10 education specialists, 670 master's and 2,998 bachelor's degrees. The university is classified among "R2: Doctoral Universities – High research spending and doctorate production".
Boise State University (BSU) is a public research university in Boise, Idaho, United States. Founded in 1932 by the Episcopal Church, it became an independent junior college in 1934 and has been awarding baccalaureate and master's degrees since 1965. It became a public institution in 1969. Boise State offers more than 100 graduate programs, including a variety of MBA programs and the MAcc program in the College of Business and Economics; master's and PhD programs in the Colleges of Engineering, Arts & Sciences, and Education; MPA program in the School of Public Service; and the MPH program in the College of Health Sciences. It is classified among "R2: Doctoral Universities – High research activity".
Construction
Q3875186 EXACT TITLE 1.000
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aroundassociatedbenefitsbuildingconstructiondevelopmentendequivalentfacilitiesfinancingimproveindustrialindustriesindustryinfrastructurepercentplanningproductswork
es was about $4 trillion in 2012. In 2022, expenditure on the construction industry exceeded $11 trillion a year, equivalent to about 13 percent of global GDP. This spending was forecasted to rise to around $14.8 trillion in 2030. The construction industry promotes economic development and brings many non-monetary benefits to many countries, but it is one of the most hazardous industries.
Finance Depending on the type of project, mortgage bankers, accountants, and cost engineers may participate in creating an overall plan for the financial management of a construction project. The presence of the mortgage banker is highly likely, even in relatively small projects since the owner's equity in the property is the most obvious source of funding for a building project. Accountants act to study the expected monetary flow over the life of the project and to monitor the payouts throughout the process. Professionals including cost engineers, estimators and quantity surveyors apply expertise to relate the work and materials involved to a proper valuation. Financial planning ensures adequate safeguards and contingency plans are in place before the project is started, and ensures that the plan is properly executed over the life of the project. Construction projects can suffer from preventable financial problems. Underbids happen when builders ask for too little money to complete the project. Cash flow problems exist when the present amount of funding cannot cover the current costs for labour and materials; such problems may arise even when the overall budget is adequate, presenting a temporary issue. Cost overruns with government projects have occurred when the contractor identified change orders or project changes that increased costs, which are not subject to competition from other firms as they have already been eliminated from consideration after the initial bid. Fraud is also an issue of growing significance within construction. Large projects can involve highly complex financial plans and often start with a conceptual cost estimate performed by a building estimator. As portions of a project are completed, they may be sold, supplanting one lender or owner for another, while the logistical requirements of having the right trades and materials available for each stage of the building construction project carry forward. Public–private partnerships (PPPs) or private finance initiatives (PFIs) may also be used to help deliver major projects. According to McKinsey in 2019, the "vast majority of large construction projects go over budget and take 20% longer than expected". Legal Law related to construction primarily focuses around contracts and obligations, as well as planning permissions and legal matters on topics such as infrastructure, housing, engineering, insurance, the environment and building warrants. A construction project is a complex net of construction contracts and other legal obligations, each of which all parties must carefully consider. A contract is the exchange of a set of obligations between two or more parties, and provides structures to manage issues. For example, construction delays can be costly, so construction contracts set out clear expectations and clear paths to manage delays. Poorly drafted contracts can lead to confusion and costly disputes. At the start of a project, legal advisors seek to identify ambiguities and other potential sources of trouble in the contract structures, and to present options for preventing problems. During projects, they work to avoid and resolve conflicts that arise and processes such as negotiation and arbitration may take place.
Industry scale and characteristics Economic activity The output of the global construction industry was worth an estimated $10.8 trillion in 2017, and in 2018 was forecast to rise to $12.9 trillion by 2022, and to around $14.8 trillion in 2030. As a sector, construction accounts for more than 10% of global GDP (in developed countries, construction comprises 6–9% of GDP), and employs around 7% of the total employed workforce around the globe (accounting for over 273 million full- and part-time jobs in 2014). Since 2010, China has been the world's largest single construction market.
Idaho
Q1221 EXACT TITLE 1.000
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agriculturalagricultureapproximatelyaroundassociatedboisecapitalcontainsdistinctgeographicidahoindustriesjulylandmountainnationalofficialorganizedperiodspopulationproductssectorseparatesuppliestechnologywestwestern
astern Washington, with which it shares the Pacific Time Zone—the rest of the state uses the Mountain Time Zone. The state's south includes the Snake River Plain (which has most of the population and agricultural land), and the southeast incorporates part of the Great Basin. Idaho is quite mountainous and contains several stretches of the Rocky Mountains. The United States Forest Service holds about 38% of Idaho's land, the highest proportion of any state. Industries significant for the state economy include manufacturing, agriculture, mining, forestry, science and technology, and tourism. Idaho has been a predominantly Republican state since statehood, with the Republican Party dominating in both state and national elections; abortion is severely restricted and the state retains the death penalty, including methods like the firing squad. The state contains the Idaho National Laboratory. Idaho's agricultural sector supplies many products, but the state is best known for its potato crop, which comprises around one-third of the nationwide yield.
ate and national elections; abortion is severely restricted and the state retains the death penalty, including methods like the firing squad. The state contains the Idaho National Laboratory. Idaho's agricultural sector supplies many products, but the state is best known for its potato crop, which comprises around one-third of the nationwide yield. Its official state nickname is the "Gem State". Etymology In the early 1860s, when the U.S. Congress was considering organizing a new territory around Pikes Peak in the Rocky Mountains, the name "Idaho" was popular among the Congressional committee, as they believed it to be derived from a Shoshone term meaning "gem of the mountains." Realizing in January 1861 the name was quite possibly a fabrication and not Native American at all, the U.S. Congress ultimately decided to name the area Colorado Territory when it was created. But, by the time this decision was made in February 1861, the town of Idaho Springs, Colorado had already been named after their early frontrunner for a name, Idaho. In 1863, the Territory of Idaho was formed, though “Montana” was nearly its name. More than a decade after the name Idaho was first discussed for the eventual Colorado Territory, George M. Willing, a politician, claimed that he had been inspired by a little girl named Ida and that he coined the name in Washington at the time of the Congressional committee when he had been posing as an elected delegate to Congress. The same year Congress created Colorado Territory, a county called Idaho County was created in eastern Washington Territory. The county was named after a steamship named Idaho, which was launched on the Columbia River in 1860. It is unclear whether the steamship was named before or after the legitimacy of the Native American origins of “Idaho” came into question. Regardless, part of Washington Territory, including Idaho County, was used to create Idaho Territory in 1863. Idaho Territory would later change its boundaries to the area that became the U.S.
ches of the Rocky Mountains. The United States Forest Service holds about 38% of Idaho's land, the highest proportion of any state. Industries significant for the state economy include manufacturing, agriculture, mining, forestry, science and technology, and tourism. Idaho has been a predominantly Republican state since statehood, with the Republican Party dominating in both state and national elections; abortion is severely restricted and the state retains the death penalty, including methods like the firing squad. The state contains the Idaho National Laboratory. Idaho's agricultural sector supplies many products, but the state is best known for its potato crop, which comprises around one-third of the nationwide yield.
Boise metropolitan area
Q4938481 EXACT TITLE 1.000
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adaboisecanyoncomponentcountieshomeidaholargermeridianmetropolitanmountainnampapercentpopulationsectiontreasurevalley
The Boise, Idaho Metropolitan Statistical Area (MSA) (commonly known as the Boise Metropolitan Area or the Treasure Valley) is an area that encompasses Ada, Boise, Canyon, Gem, and Owyhee counties in southwestern Idaho, anchored by the cities of Boise and Nampa. It is the main component of the wider Boise–Mountain Home–Ontario, ID–OR Combined Statistical Area, which adds Elmore and Payette counties in Idaho and Malheur County, Oregon. It is the state's largest officially designated metropolitan area and includes Idaho's three largest cities: Boise, Nampa, and Meridian.
Four-year colleges and universities Northwest Nazarene University (NNU), Nampa, Idaho The College of Idaho (C of I), Caldwell, Idaho University of Idaho (U of I), Boise; Extension Campus Idaho State University (ISU), Meridian, Idaho; Extension Campus Community colleges and trade schools College of Western Idaho, Nampa, Idaho (CWI) Nampa; Main Campus, Aspen Classroom Bldg., Canyon County Extension Boise; Ada County Campus Treasure Valley Community College, Caldwell, Idaho (TVCC) Ontario, Oregon; Main Campus Caldwell, Idaho; Caldwell Campus Northwest Lineman College (NLC), Kuna, Idaho Heavy Equipment Operator School of Idaho, Boise Carrington College, Boise Broadview University, Meridian, Idaho University of Phoenix Meridian; Main Campus Boise Bible College, Boise
tistical Area, which adds Elmore and Payette counties in Idaho and Malheur County, Oregon. It is the state's largest officially designated metropolitan area and includes Idaho's three largest cities: Boise, Nampa, and Meridian. Nearly 40 percent of Idaho's total population lives in the area. As of the 2021 estimate, the Boise–Nampa, Idaho Metropolitan Statistical Area (MSA) had a population of 795,268, while the larger Boise City–Mountain Home–Ontario, ID–OR Combined Statistical Area (CSA) had a population of 850,341. The metro area is currently the third largest in the U.S.
Treasure Valley
Q7836726 EXACT TITLE 1.000
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agriculturalassociationboisehistoricallyidaholandlocalmetropolitannameregionresourcesruraltreasurevalleywestern
, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas. As the Boise Metropolitan Area grows, more and more undeveloped and agricultural land is being urbanized. History Settling the region The tribes that roamed the area, specifically, were the Northern Paiute and Shoshone. In 1834, Thomas McKay built the original Fort Boise, in the area near present-day Parma, which was run for a time by Francois Payette. It later was moved because of flooding troubles and was abandoned in 1854. The Oregon Trail runs through the Treasure Valley. The valley was settled for the most part by ranchers and farmers, initially to supply the gold and silver mining communities in the higher elevations nearby: Idaho City in the Boise Basin and Silver City in the Owyhees. A new Fort Boise was constructed by the U.S. Army in 1863 in present-day Boise, from which the city grew.
ern Oregon to Boise, and is the most populated area in Idaho. Historically, the valley had been known as the Lower Snake River Valley or the Boise River Valley. Pete Olesen, president of the valley's association of local Chambers of Commerce, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas.
The Treasure Valley is a valley in the western United States, primarily in southwestern Idaho, where the Payette, Boise, Weiser, Malheur, and Owyhee rivers drain into the Snake River. It includes all the lowland areas from Vale in rural eastern Oregon to Boise, and is the most populated area in Idaho. Historically, the valley had been known as the Lower Snake River Valley or the Boise River Valley. Pete Olesen, president of the valley's association of local Chambers of Commerce, coined the name "Treasure Valley" in 1959 to reflect the treasure chest of resources and opportunities that the region offered. The valley has a very diverse terrain, from sage flatlands, to mesas, agricultural areas, and urbanized areas.
Affordable housing
Q4689034 EXACT TITLE 1.000
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affordableassociateddemandemergencygenerallygovernmenthomehousingincreasedlocalmarketsnationalownershipresponsesupply
Affordable housing is housing which is deemed affordable to those with a household income at or below the median, as rated by the national government or a local government by a recognized housing affordability index. Most of the literature on affordable housing refers to mortgages and a number of forms that exist along a continuum – from emergency homeless shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing, and ending with affordable home ownership. Demand for affordable housing is generally associated with a decrease in housing affordability, such as rent increases, in addition to increased homelessness. Housing choice is a response to a complex set of economic, social, and psychological impulses.
nuum – from emergency homeless shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing, and ending with affordable home ownership. Demand for affordable housing is generally associated with a decrease in housing affordability, such as rent increases, in addition to increased homelessness. Housing choice is a response to a complex set of economic, social, and psychological impulses.
hological impulses. For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have a choice. Increases in any housing supply (whether affordable housing or market-rate housing) leads to increased housing affordability across all segments of the housing markets. Definition and measurement There are several means of defining and measuring affordable housing.
Franchising
Q171947 EXACT TITLE 1.000
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franchisee. In return, the franchisee pays certain fees and agrees to comply with certain obligations, typically set out in a franchise agreement. For the franchisor, use of a franchise system is an alternative business growth strategy, compared to expansion through corporate owned outlets or "chain stores". Adopting a franchise system is a business growth strategy that minimizes the franchisor's capital investment and liability risk. Franchising is rarely an equal partnership, especially in the typical arrangement where the franchisee is an individual, unincorporated partnership or small privately-held corporation, as this ensures the franchisor has substantial legal and/or economic advantages over the franchisee. The usual exception to this rule is when the prospective franchisee is also a powerful corporate entity controlling a highly lucrative location, and/or captive market. For example, a large sports stadium for which prospective franchisors must compete to exclude one another.
Franchising is a business practice where a company licenses its business model to another company. It can involve the franchisor licensing some or part of its knowhow, procedures, intellectual property and other rights to sell its branded products and services to a franchisee. In return, the franchisee pays certain fees and agrees to comply with certain obligations, typically set out in a franchise agreement. For the franchisor, use of a franchise system is an alternative business growth strategy, compared to expansion through corporate owned outlets or "chain stores". Adopting a franchise system is a business growth strategy that minimizes the franchisor's capital investment and liability risk. Franchising is rarely an equal partnership, especially in the typical arrangement where the franchisee is an individual, unincorporated partnership or small privately-held corporation, as this ensures the franchisor has substantial legal and/or economic advantages over the franchisee. The usual exception to this rule is when the prospective franchisee is also a powerful corporate entity controlling a highly lucrative location, and/or captive market. For example, a large sports stadium for which prospective franchisors must compete to exclude one another.
e is also a powerful corporate entity controlling a highly lucrative location, and/or captive market. For example, a large sports stadium for which prospective franchisors must compete to exclude one another.
College of Western Idaho
Q5146875 EXACT TITLE 1.000
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Southern Idaho and North Idaho College, in Idaho and is governed by a five-member board of trustees elected at large by voters in Ada and Canyon counties. CWI offers over 120 programs in the areas of Academic Transfer, Dual Credit, Career and Technical Education, Workforce Development, and Adult Education. In fall of 2023, CWI served 21,359 credit students and 14,951 noncredit students. CWI reported the gender of their students to be 55% female and 45% male.
History Prior to the creation of CWI, Boise was one of the largest metropolitan statistical areas in the United States without a community college. CWI was created on May 22, 2007, when voters of Canyon and Ada counties passed a measure to allow the formation of the new community college district. In June 2007, the Albertson Foundation announced it was donating $10 million to help found the college. In July 2007, the Idaho State Board of Education selected an initial five-member board of trustees. The following month Boise State University faculty member Dennis Griffin was named to a two-year term as the college's first president and CWI began offering academic classes on January 20, 2009, with an enrollment of over 1,100 students. In the summer of 2009 the professional-technical programs from Boise State University's Selland College of Applied Technology transitioned to CWI. By the fall 2009 semester, CWI enrollment had expanded to over 3,600 students. In January 2010, CWI applied for accreditation from the Northwest Commission on Colleges and Universities (NWCCU). NWCCU granted candidacy status at the associate degree level in 2012 and initial accreditation in 2016. President Griffin retired in August 2009 and was succeeded by Bert Glandon. After serving as president for 12 years, Glandon retired from CWI on May 15, 2021. The college's board of trustees named Denise Aberle-Cannata the interim president. CWI Board of Trustees extended an offer to Gordon Jones on Dec. 9, 2021 to be the next president at College of Western Idaho. Gordon Jones accepted the position of President at CWI and began his tenure as the third president in CWI's history on Jan.
Catchment area The college's catchment area includes all of the following counties: Ada, Adams, Boise, Canyon, Gem, Payette, Valley, and Washington. It also includes portions of Elmore and Owyhee counties. Ada and Canyon counties are the taxation zone for the college. Student life CWI has over 30 student clubs and organizations. Student clubs have been created with academic focus as well as special interests. Student groups range from art to physics, horticulture, psychology, Glee, Birdies and Bogies, a Veterans Association, and more. The Associated Students of the College of Western Idaho (ASCWI) serve as the voice of the student body. ASCWI is governed by five officers and eight senators elected by the student body each spring. CWI students participate in competitive, skills-based organizations like Business Professionals of America, SkillsUSA, and Speech and Debate. CWI students have found success at state, regional, and national levels in all three organizations. CWI Speech and Debate captured seven Pi Kappa Delta Community College National Championships in 2011, 2012, 2013, 2015, 2016, 2017, and 2018. Students have earned individual medals at national skills competitions as well. Students have the opportunity to engage on campus through the CWI Presidential Ambassador Program, which promotes leadership and connects students to campus and community events.
Nampa, Idaho
Q622633 QID OVERLAP 0.950
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accordingboisecanyoncensuscollegehomeidahomeaningmeridianmetropolitannamenampapopulationprincipaluniversitywestwestern
state 84, and 6 miles (9.7 km) west of Meridian. It is the second principal city of the Boise metropolitan area. The name "Nampa" may have come from a Shoshoni word meaning 'moccasin' or 'footprint'. According to toponymist William O. Bright, the name comes from the Shoshoni word /nampai/, meaning "foot".
W. J. McClelland, c.1901–1903 Frank H. Sutherland, c.1903–1904 H. A. Partridge, c.1904–1905, 1907–1908, 1913–1914 Rudolphus W. Purdum, c.1905–1906 E. H. Dewey, c.1909–1911 T. E. Munhall, c.1915–1917 Robert A. Davis, c.1917–1919 H. H. Keim, c.1919–1920 J. Fremont Bow, 1921–1923 Eugene Emerson, c.1923–1925 George Meffan, 1925–1929 Eustace Smallwood, c.1929–1930 E. W. Rising, c.1933–1935 George I. Van Name, 1935–1937 R. Lewis Ord, 1937–1939 Ben H. Waigand, 1939–1943 A. E. Lindsey, c.1943–1945 Sevren G. Honstead, 1945–1947 Peter Johnson, 1947–1951 Preston Capell, c.1951–1957 Thomas Leupp, 1957–1961 Ernest Starr, 1961–1981 Winston K.
pa ( ) is the most populous city in Canyon County, Idaho, United States. The population was 100,200 at the 2020 census. It is Idaho's third-most populous city. Nampa is about 20 miles (32 km) west of Boise along Interstate 84, and 6 miles (9.7 km) west of Meridian. It is the second principal city of the Boise metropolitan area. The name "Nampa" may have come from a Shoshoni word meaning 'moccasin' or 'footprint'. According to toponymist William O. Bright, the name comes from the Shoshoni word /nampai/, meaning "foot".
Caldwell, Idaho
Q849592 QID OVERLAP 0.870
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approximatelyboisecaldwellcanyoncensuscollegeidaholocallymetropolitanpopulationwest
city in Idaho. As of the 2020 census, Caldwell had a population of 59,996. Caldwell is considered part of the Boise metropolitan area, and is the location of the College of Idaho. The city is located approximately 24 miles (39 km) west of Boise, and approximately 17 miles (27 km) east of the Oregon border. History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
location of the College of Idaho. The city is located approximately 24 miles (39 km) west of Boise, and approximately 17 miles (27 km) east of the Oregon border. History The present-day location of Caldwell is along a natural passageway to the Inland and Pacific Northwest. Native American tribes from the west coast, north Idaho and as far away as Colorado came to the banks of the Boise River for annual trading fairs, or rendezvous. European and some Hawaiian explorers and traders soon followed the paths left by Native Americans and hopeful emigrants later forged the Oregon Trail and followed those paths to seek a better life in the Oregon Territory. Pioneers of the Trail traveled along the Boise River to Canyon Hill and forded the river close to the Silver Bridge on Plymouth Street. During the Civil War, the discovery of gold in Idaho's mountains brought a variety of new settlers into the area. Many never made it to the mines but settled along the Boise River and run ferries, stage stations, and freighting businesses. These early entrepreneurs created small ranches and farms in the river valleys. Caldwell's inception occurred largely as a result of the construction of the Oregon Short Line Railroad, which connected Wyoming to Oregon through Idaho. Robert E. Strahorn came to the Boise River Valley in 1883 to select a route for the railroad. He rejected the grade into Boise City as too steep and chose a site 30 miles to the west. He drove a stake into an alkali flat of sagebrush and greasewood and the City of Caldwell was platted. Caldwell was named after one of Strahorn's business partners, Alexander Caldwell, a former senator from Kansas. When Caldwell was platted in August 1883, its founder, the Idaho and Oregon Land Improvement Company, started persuading settlers and businessmen to move to the area. Within four months, Caldwell had 600 residents living in 150 dwellings, 40 businesses, a school, a telephone exchange, and two newspapers. On January 15, 1890, the Board of Commissioners of Ada County issued a handwritten order incorporating the City of Caldwell. The College of Idaho was founded in Caldwell in 1891. In 1892, Canyon County was established from a portion of Ada County, and Caldwell was named the county seat. Irrigation canals and waterways were constructed throughout Canyon County, providing the foundation for an agricultural economy. The Oregon Short Line Railroad became part of the larger Union Pacific Railroad network and in 1906 the Caldwell freight and passenger depot was constructed. Caldwell experienced moderate growth as an agricultural processing, commercial retail and educational center during the 20th century. In 2009, the City of Caldwell completed a revitalization project to restore Indian Creek, which runs through downtown Caldwell, but had been used for sewage disposal by local industries and been covered over.
Eagle, Idaho
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Eagle is a city in Ada County, Idaho, ten miles (16 km) northwest of downtown Boise. The population was 30,346 at the 2020 census. History 19th century Eagle Island in Idaho was settled in 1863 by Truman Coe Catlin, who later shifted from crop farming to dairy farming, starting the island's dairy tradition. He also pioneered irrigation in the area by constructing a wide irrigation ditch. The most notable early community developer was Thomas Hugh Aiken, a Canadian surveyor, who helped establish the Eagle community in the 1870s.
Parks and recreation The city features numerous parks, including Arboretum Park, Friendship Park, Heritage Park, Orval Krasen Park, Reid W. Merrill Sr. Community Park, and Stephen C. Guerber Park, among others. The Parks and Recreation department offers youth sports leagues, camps, special events (such as Eagle Fun Days), and maintains extensive trails. Nearby Eagle Island State Park provides a swimming beach, trails, disc golf, and winter sports. Education Most of Eagle is in the West Ada School District, with a small portion in the Boise School District.
20th century The Eagle Fish Hatchery, established in the late 1940s in Idaho, was originally part of a trout program until the 1980s. In 1991, it was restructured to support the conservation of Snake River sockeye salmon, an endangered species listed that year. The hatchery's mission shifted to preserving the species and its genetic diversity through the development of eight broodstocks derived from smolts, anadromous adults, and residual populations. It also houses the IDFG Eagle Fish Health Laboratory. Geography According to the United States Census Bureau, the city has a total area of 29.40 square miles (76.15 km2), of which 28.92 square miles (74.90 km2) is land and 0.48 square miles (1.24 km2) is water. Climate This region experiences warm to hot, dry summers, and cold, dry winters averaging ten inches (25 cm) of snow, with summer high temperatures averaging 79.6 °F (26.4 °C) and winter low temperatures averaging 30.6 °F (−0.8 °C).
Mergers and acquisitions
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In business, mergers and acquisitions (M&A) are transactions where the ownership of a company, business organization, or one of their operating units is transferred to or consolidated with another entity. They may happen through direct absorption, a merger, a tender offer or a hostile takeover. As a central aspect of corporate strategy and strategic management, M&A activity enables companies to expand, diversify, restructure, or realign their competitive position. In legal terms, a merger is the consolidation of two entities into a single legal entity, whereas an acquisition occurs when one entity takes ownership of another entity's share capital, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
tivity enables companies to expand, diversify, restructure, or realign their competitive position. In legal terms, a merger is the consolidation of two entities into a single legal entity, whereas an acquisition occurs when one entity takes ownership of another entity's share capital, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
al, equity interests or assets. Both typically result in assets, liabilities, and operations being combined under unified control, and a transaction described as a merger may economically resemble an acquisition, and vice versa. M&A transactions are governed by corporate law and are typically subject to regulatory review, particularly under competition (antitrust) law. Many countries require notification and review of proposed mergers to allow the government to assess their potential effects on market competition. In the United States, for example, the Clayton Act prohibits any merger or acquisition that may "substantially lessen competition" or "tend to create a monopoly", and the Hart–Scott–Rodino Act requires providing advance notice to the U.S.
United States Department of Veterans Affairs
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teries. While veterans' benefits have been provided by the federal government since the American Revolutionary War, a veteran-specific federal agency was not established until 1930, as the Veterans' Administration. In 1982, its mission was expanded to include caring for civilians and people who were not veterans in case of a national emergency. In 1989, the Veterans' Administration became a cabinet-level Department of Veterans Affairs. The president appoints the secretary of veterans affairs, who is also a cabinet member, to lead the agency. As of June 2020, the VA employed 412,892 people at hundreds of Veterans Affairs medical facilities, clinics, benefits offices, and cemeteries. In fiscal year 2016 net program costs for the department were $273 billion, which includes the VBA Actuarial Cost of $106.5 billion for compensation benefits.
Veterans' Bureau The United States' entrance into World War I in 1917 caused a massive increase in veterans, overwhelming the federal system. When the Republican nominee for president, Warren G. Harding, accepted his party's nomination to the 1920 presidential election, he issued a promise to the more than four million Americans who served in the war: It is not only a duty, it is a privilege to see that the sacrifices made shall be requited, and that those still suffering from casualties and disabilities shall be abundantly aided and restored to the highest capabilities of citizenship and enjoyment.At the time of the election, dissatisfaction with the benefits programs for World War I veterans ran rampant throughout the country. To receive benefits, veterans had to navigate through three different federal agencies: the Bureau of War Risk Insurance (BWRI) for insurance and compensation, the U.S. Public Health Service (PHS) for medical and hospital care, and the Federal Board for Vocational Education for rehabilitation, education, and job training. Veterans from previous conflicts continued to rely on the Bureau of Pensions and National Homes for Disabled Volunteer Service for their compensation and medical care respectively. After winning the election, President Harding appointed a committee in April 1921 to identify a solution. On August 8, 1921, Harding signed Public Law 67-47, popularly known as the Sweet Act, which established the Veterans' Bureau, which absorbed the War Risk Bureau and the Rehabilitation Division of the Federal Board for Vocational Education. In 1922, it gained a large number of veterans' hospital facilities from the Public Health Service, most of which had been recently established on former U.S. Army bases. One of the landmark measures included in the new law was removing the burden of proof for two disabilities that veterans claimed – tuberculosis and neuropsychiatric disorders. While the legislation only applied to those two categories, it was groundbreaking in establishing presumptive conditions for future claims. Charles Forbes led the fledgling agency through its initial two years, before resigning in 1923. His replacement, former brigadier general Frank T. Hines took on director of the Veterans' Bureau. By the 1920s, the various benefits were administered by three different federal agencies: the Veterans' Bureau, the Bureau of Pensions, and the National Home for Disabled Volunteer Soldiers. The United States final federal consolidation of veteran government entities came on July 21, 1930, when President Herbert Hoover signed Executive Order 5398, merging all three agencies into the Veterans' Administration.
World War II In 1940, with war already raging in Europe and Asia, VA began preparing for potential American involvement in the conflict. Hines informed Congress that the agency was coordinating with the War Department to assist in the event of a national emergency with both hospital bed space and highly trained medical staff. Following the Japanese attack on Pearl Harbor and America's entry into World War II, the U.S. Army's need for physicians and other healthcare professionals was acute. As the surgeon general of the Army, Maj. Gen. Norman T. Kirk, bluntly reported, "It was difficult during the past year to secure the additional Medical Corps officers needed to meet the requirements of the increasing Army since there are not sufficient physicians available to meet both military and civilian medical needs." The military's demand for healthcare professionals drained staff from the civilian medical community and VA alike. Between 1942 and mid-1944, 16 percent of VA employees were furloughed for military service. A December 1943 agreement between Secretary of War Henry L. Stimson and the VA's administrator paved the way for a collaborative use of limited medical personnel. Their solution included inducting select VA doctors and dentists into the Army but allowing them to remain at VA facilities. While detailed to VA, Army personnel wore a distinctive shoulder sleeve insignia designed by the Heraldic Section of the Army's Office of the Quartermaster General. One of the most notable to wear this patch was Gen. Omar N. Bradley. The close of World War II resulted in not only a vast increase in the veteran population but also a large number of new benefits enacted by Congress for veterans of the war. In addition, during the late 1940s, the VA had to contend with aging World War I veterans. During that time, "the clientele of the VA increased almost fivefold with an addition of nearly 16,000,000 World War II veterans and approximately 4,000,000 World War I veterans." Prior to World War II, in response to scandals at the Veterans Bureau, programs that cared for veterans were centralized in Washington, D.C. This centralization caused delays and bottlenecks as the agency tried to serve World War II veterans. As a result, the VA went through a decentralization process, giving more authority to the field offices. The Servicemen's Readjustment Act, commonly known as the GI Bill, was signed into law on June 22, 1944, by President Franklin D. Roosevelt. "The United States government began serious consolidated services to veterans in 1930. The GI Bill of Rights, which was passed in 1944, had more effect on the American way of life than any other legislation—with the possible exception of the Homestead Act." Unlike previous legislation, the GI Bill stipulated that all benefits were to be managed by the VA. Further educational assistance acts were passed for the benefit of veterans of the Korean War. Promotion to Department of Veterans Affairs The Department of Veterans Affairs Act of 1988 (Pub. L. 100–527) changed the former Veterans' Administration, an independent government agency established in 1930 into a Cabinet-level Department of Veterans Affairs. It was signed into law by President Ronald Reagan on October 25, 1988, but came into effect under the term of his successor, George H. W. Bush, on March 15, 1989. The reform period of 1995 to 2000 saw the Veterans Health Administration (VHA) dramatically improve care access, quality, and efficiency. This was achieved by leveraging its national integrated electronic health information system (VistA) and in so doing, implementing universal primary care, which increased patients treated by 24%, had a 48% increase in ambulatory care visits, and decreased staffing by 12%. By 2000, the VHA had 10,000 fewer employees than in 1995 and a 104% increase in patients treated since 1995, and had managed to maintain the same cost per patient-day, while all other facilities' costs had risen by over 30% to 40% during the same period. Authored by Senator Jim Webb, the Post-9/11 Veterans Educational Assistance Act of 2008 doubled the GI Bill's college benefits and provided a 13-week extension to federal unemployment benefits. The new GI Bill more than doubled the value of the benefit from $40,000 to about $90,000. In-state public universities are essentially covered to provide full scholarships for veterans under the new education package. For those veterans who served at least three years, a monthly housing stipend was also added to the law. Congress and President Barack Obama extended the new GI Bill in August 2009 at a cost of roughly $70 billion over the next decade. The Department of Defense (DoD) allows individuals who, on or after August 1, 2009, have served at least six years in the Armed Forces and who agree to serve at least another four years in the U.S. Armed Forces to transfer unused entitlement to their surviving spouse. Service members reaching 10-year anniversaries could choose to transfer the benefit to any dependents, such as their spouse or children. In May 2014, critics of the VA system reported problems with scheduling timely access to medical care. In May 2014, a retired doctor said that veterans died because of delays in getting care at the Phoenix, Arizona, Veterans Health Administration facilities. An investigation of delays in treatment in the Veterans Health Administration system conducted by the Veterans Affairs Inspector General of 3,409 veteran patients found that there were 28 instances of clinically significant delays in care associated with access or scheduling. Of these 28 patients, six were deceased. The same OIG report stated that the Office of Investigations had opened investigations at 93 sites of care in response to allegations of wait time manipulations, and found that wait time manipulations were prevalent throughout the VHA. On May 30, 2014, Secretary of Veterans Affairs Eric Shinseki resigned from office due to the fallout from the scandal, saying he could not explain the lack of integrity among some leaders in VA healthcare facilities. "That breach of integrity is irresponsible, it is indefensible, and unacceptable to me. I said when this situation began weeks to months ago that I thought the problem was limited and isolated because I believed that. I no longer believe it. It is systemic.
Boise, Idaho
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Boise (locally also ) is the capital and most populous city in the U.S. state of Idaho. It is the county seat of Ada County. The population of the city was 235,685 at the 2020 census. The Boise metropolitan area, located in the Treasure Valley, includes five counties of Idaho with an estimated population of 846,000, the most populous metropolitan area in Idaho and 95th-most populous in the United States. Located on the Boise River in southwestern Idaho, it is 41 miles (66 km) east of the Oregon border and 110 miles (177 km) north of the Nevada border. Downtown Boise's elevation is 2,704 feet (824 m) above sea level. Boise is home to major employers in the technology, manufacturing, and service sectors, including companies such as Micron Technology and Hewlett-Packard.
an area in Idaho and 95th-most populous in the United States. Located on the Boise River in southwestern Idaho, it is 41 miles (66 km) east of the Oregon border and 110 miles (177 km) north of the Nevada border. Downtown Boise's elevation is 2,704 feet (824 m) above sea level. Boise is home to major employers in the technology, manufacturing, and service sectors, including companies such as Micron Technology and Hewlett-Packard.
...that the military should continue killing Indians 'until the last Indian in the Territories was either on his reservation or enriched the sagebrush with his decaying carcass.' ...if the Indians refused to move there, 'they will be killed or put on the reservation by force, and certainly shot if they don't stay there.' Furthermore, the editor continues, 'The idea that the Indians have any right to the soil is ridiculous. ...They have no more rights to the soil of the Territories of the United States than wolves or coyotes...' This would be our plan of establishing friendship upon an eternal basis with our Indians: Let all the hostile bands of Idaho Territory be called in (they will not be caught in any other manner) to attend a grand treaty; plenty of blankets and nice little trinkets distributed among them; plenty of grub on hand; have a real jolly time with them; then just before the big feast put strychnine in their meat and poison to death the last mother's son of them. At the same time, native warriors around the valley, under the leadership of Howluck also known as "Bigfoot" among white settlers, among others, waged an escalating and intensified guerrilla campaign of harassment of passerby caravans along the Oregon Trail. The United States Army also escalated and intensified "punitive expeditions" against formations of warriors and against civilian communities as well. This marked the start of the "unofficial" Snake War in 1866. This war lasted until 1868, and is statistically the deadliest of the Indian Wars in the West in terms of casualties. In the end, 1,762 men were counted as the casualties of this war from both sides. In 1868, Fort Hall Indian Reservation was established in Southeastern Idaho, about 220 miles upstream, according to the terms of Fort Bridger Treaty. The Boise Valley Shoshone and Bannock Tribes were not party to this treaty. Nevertheless, in April 1869, the United States Military embarked on a campaign of "Removal, rounding up of natives in the region including in and around Boise, and expelling them with cavalry escort to Fort Hall Indian Reservation. This period is known among the Shoshone and Bannock people as Idaho's Trail of Tears. Some of the natives managed to escape, and they ran to either Duck Valley or Fort McDermitt in Nevada. Incorporation and growth Boise's early growth was significantly driven by its role in supplying the nearby gold towns that sprung up in the 1860s northeast and then southwest of the town. Miners sometimes wintered in Boise and a number of early prominent businessmen were miners who settled in town in the years after the gold rush waned. By 1864 substantial agricultural production was underway on easily irrigated lands near the river and three canal companies had been incorporated. Early transportation improvements were largely a result of toll road franchises awarded by the territorial legislature starting in the 1860s. These first ran from Fort Boise to the mining centers in the Boise Basin and east to Rocky Bar and to Rattlesnake Station where they connected to the Oregon Trail. Territorial census records from a special 1864 enumeration list the population of Boise as 1,658, and an act of December 12, 1864, was the first attempt by the Idaho Territorial Legislature to incorporate the city. This was rejected by voters the following March. Two more unsuccessful attempts were made to organize a city administration by election before the 1866 version of the city charter was approved by voters on January 6, 1868. The growing number of homes and businesses, for which owners wanted proper legal title, may have contributed to the eventual success of incorporation. All of these rejected efforts to incorporate the city came after Boise had been controversially made the state capital in 1864 over strong opposition from northern Idaho interests. This decision reflected the rapid shift of population growth from north to south after the discovery of gold in southern Idaho. By 1868 Boise had over 400 permanent buildings with a wide range of commercial services. 1868 also marked the formal beginning of a long advocacy for railroad connections to other Idaho communities and, just as importantly, to other growing cities in the west such as Portland, Oregon. Competing railroad and western state government interests frustrated these efforts for many years. Designed by Alfred B. Mullett, the U.S. Assay Office at 210 Main Street was built in 1871 and today is a National Historic Landmark. It first began accepting gold and silver for purchase on March 2, 1872, largely eliminating the need to transport ore to the mint in San Francisco. A territorial penitentiary, now known as the Old Idaho State Penitentiary, opened the same month several miles east of town. Mining continued to be important to Boise's economic growth and periodic booms contributed to population growth as well, though production of gold and silver probably peaked in the 1860s. 1882's gold and silver production of $3,500,000 declined to $1,488,315 (including lead) by 1899. Boise began to earn its City of Trees nickname in this period with a popular focus on a range of tree planting projects. Thomas J. Davis planted several thousand fruit trees in 1864 and several other early businessmen either founded nurseries or orchards of their own. In the 1870s tree planting began in earnest in downtown Boise led by prominent hotels as well as businessmen and residents. In 1907 Davis donated 43 acres of his orchard property to the city for use as a park in the name of his wife Julia. Commercial agriculture continued to expand, but was slowed by the lack of reliable rail links to regional and national markets and by a lack of large scale irrigation projects, which themselves were often tied to hoped-for railroad projects for financing. A.D. Foote, a successful mining engineer, drew up plans to irrigate up to 500,000 acres immediately south of Boise in 1882, but progress was halting and smaller farms were the norm until after the turn of the century with most located near to the river bottom where soil was productive and irrigation more easily achieved. Fruit orchards proliferated and sugar beets, still an important agricultural industry in Idaho, began to be widely cultivated in the 1890s. Cattle and sheep farming became increasingly important as the century closed. With the exception of dairy, most livestock products were exported from Idaho, unlike other agricultural products which were still largely scaled to support local markets. The timber industry also increasingly thrived in the Boise market in the 1880s and 1890s. Large quantities of timber were exported from elsewhere in Idaho, but a growing Boise supported the expansion of Alexander Rossi's sawmill, first established in 1865. Prominent early Boisean William Ridenbaugh had inherited control of the canal now bearing his name from his uncle William Morris in 1878 and later partnered with Rossi to expand the sawmill capacity under the name Rossi and Ridenbaugh Lumber Company. Their materials supported bridge building and the rapid expansion of Boise in the 1890s. As with many early infrastructure ventures, electrification succeeded only after at least one false start. July 4, 1887, marked the start of electrical transmission from a plant located on the Bench. William Ridenbaugh provided expertise and manpower for the water supply and several months were spent rigging poles and lines from the Bench to the service area across the river. Additional electrical supplies allowed the building of an electric streetcar line in 1891. This ran without interruption until buses replaced the lines in 1927, tracking—and sometimes driving—the development of Boise and nearby communities. This system expanded over several decades, reaching into the North End, South Boise and across the river on Front St. A loop line, completed in 1912, ran as far as Caldwell and Nampa, providing transport throughout the valley. Three early trolley companies merged in 1912 to form the Idaho Traction Company with a depot at 7th and Bannock Streets downtown. Additional services and urban amenities arrived in the 1890s as Boise grew. Exploratory drilling for hot water was successful in 1890 and by the end of the decade many homes along Warm Springs avenue were being heated by this source. A natatorium was built in 1892 close to the source of the hot water near the Idaho State Penitentiary. Churches serving several denominations, a Jewish synagogue, a major hardware store and department store, a Masonic hall, the Columbia Theater, Saint Alphonsus' Hospital, a number of parochial and secular schools, a City Hall and a new Union Pacific passenger station, constructed when service was finally extended to downtown, were all built during the 1890s. Falk's Department Store sponsored a semi-professional baseball team representing Boise from at least 1892 and the city supported other organized sports as they became popular.
P
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Private equity (PE) is stock in a private company that does not offer stock to the general public. Instead, it is offered to specialized investment funds and limited partnerships that take an active role in managing and structuring the companies. In colloquial usage, "private equity" can refer to these investment firms rather than the companies in which they invest. Private-equity capital is invested into a target company either by an investment management company (private equity firm), a venture capital fund, or an angel investor; each category of investor has specific financial goals, management preferences, and investment strategies for profiting from their investments. Private equity can provide working capital to finance a target company's expansion, including the development of new products and services, operational restructuring, management changes, and shifts in ownership and control. As a financial product, a private-equity fund is private capital for financing a long-term investment strategy in an illiquid business enterprise.
Leveraged buyout (LBO) refers to a strategy of making equity investments as part of a transaction in which a company, business unit, or business asset is acquired from the current shareholders typically with the use of financial leverage. The companies involved in these transactions are typically mature and generate operating cash flows. Private-equity firms view target companies as either Platform companies, which have sufficient scale and a successful business model to act as a stand-alone entity, or as add-on / tuck-in / bolt-on acquisitions, which would include companies with insufficient scale or other deficits. Leveraged buyouts involve a financial sponsor agreeing to an acquisition without itself committing all the capital required for the acquisition. To do this, the financial sponsor will raise acquisition debt, which looks to the cash flows of the acquisition target to make interest and principal payments. Acquisition debt in an LBO is often non-recourse to the financial sponsor and has no claim on other investments managed by the financial sponsor. Therefore, an LBO transaction's financial structure is particularly attractive to a fund's limited partners, allowing them the benefits of leverage, but limiting the degree of recourse of that leverage. This kind of financing structure leverage benefits an LBO's financial sponsor in two ways: (1) the investor only needs to provide a fraction of the capital for the acquisition, and (2) the returns to the investor will be enhanced, as long as the return on assets exceeds the cost of the debt. As a percentage of the purchase price for a leverage buyout target, the amount of debt used to finance a transaction varies according to the financial condition and history of the acquisition target, market conditions, the willingness of lenders to extend credit (both to the LBO's financial sponsors and the company to be acquired) and the interest costs and the ability of the company to cover those costs. Historically the debt portion of a LBO will range from 60 to 90% of the purchase price.
"Distressed-to-Control" ("Loan-to-Own") investment whereby the investor buys debt securities in hope of acquiring ownership and control of the company's equity after financing the corporate restructuring of the target company; "Special Situations" ("Turnaround") investment wherein the investor buys debt securities and equity investments, to be used as rescue financing that will restore the profitability of the financially-weak target company. Moreover, the private-equity investment strategies of hedge funds also include actively trading the loans held and the bonds issued by the financially-weak target companies. Secondaries Secondary investments refer to investments made in existing private-equity assets. These transactions can involve the sale of private equity fund interests or portfolios of direct investments in privately held companies through the purchase of these investments from existing institutional investors. By its nature, the private-equity asset class is illiquid, intended to be a long-term investment for buy and hold investors. Secondary investments allow institutional investors, particularly those new to the asset class, to invest in private equity from older vintages than would otherwise be available to them. Secondaries also typically experience a different cash flow profile, diminishing the j-curve effect of investing in new private-equity funds. Often investments in secondaries are made through third-party fund vehicle, structured similar to a fund of funds although many large institutional investors have purchased private-equity fund interests through secondary transactions.
Ada County, Idaho
Q109820 QID OVERLAP 0.760
QID OVERLAP: Q109820 in employment_workforce (tier:branch) and mortgage_lending (tier:evergreen). | SHARED TOKENS (13): "ada", "boise", "capital", "census", "district", "estimated", "home", "idaho", "jurisdiction", "local", "metropolitan", "population", "private".
adaboisecapitalcensusdistrictestimatedhomeidahojurisdictionlocalmetropolitanpopulationprivate
Ada County is located in the southwestern part of Idaho, United States. As of the 2020 census, the county had a population of 494,967, which by 2025 was estimated to have risen to 546,141. Ada County is by far the state's most populous county; it is home to 26.8% of the state's population. The county seat and largest city is Boise, which is also the state capital. Ada County is included in the Boise metropolitan area. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads.
populous county; it is home to 26.8% of the state's population. The county seat and largest city is Boise, which is also the state capital. Ada County is included in the Boise metropolitan area. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads.
ea. The Ada County Highway District has jurisdiction over all the local county and city streets, except for private roads and state roads. In the interior Pacific Northwest east of the Cascade Range, Ada County ranks second in population, behind Spokane County, Washington. History Ada County was created by the Idaho Territory legislature on December 22, 1864, partitioned from Boise County. It is named for Ada Riggs, the daughter of H. C. Riggs, a member of the legislature; he established the county and was a co-founder of Boise.
Canyon County, Idaho
Q486078 QID OVERLAP 0.700
QID OVERLAP: Q486078 in employment_workforce (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (10): "boise", "caldwell", "canyon", "census", "estimated", "idaho", "making", "metropolitan", "nampa", "population".
boisecaldwellcanyoncensusestimatedidahomakingmetropolitannampapopulation
105, which by 2025 was estimated to have risen to 275,123, making it the second-most populous county in Idaho. The county seat is Caldwell, and its largest city is Nampa. Canyon County is part of the Boise metropolitan area. History Hudson's Bay Company established Fort Boise in 1834 near what is now Parma, but abandoned it in 1855. Emigrants traveled through Canyon County on the Oregon Trail. Discovery of gold in the Boise Basin in 1862 brought settlement to the region again. The lower Boise River was fully contained within Boise County from 1863 until the formation of Ada County in 1864. Settlement of the lower Boise River west of Boise City was limited prior to the completion of the Oregon Short Line Railroad. Middleton was the first European settlement of Canyon County, starting in 1863. The 1870 Census for Ada County listed 76 residents of the Boise Valley, excluding Boise City and the 1880 Census listed 44 residents at Middleton. The arrival of the railroad at Caldwell led to the establishment of a town there as of August 1883. Businessmen James A. McGee and Alexander Duffes filed the plat for nearby Nampa in 1886. Parma was settled around the same time, with the Old Fort Boise post office being moved to the town's location; it was incorporated in 1904. Ada County established precincts for each of the settlements with a combined 1890 Census population of 2,311. Significant settlement of Greenleaf and Notus started around 1904 with the two settlements listed as precincts at the 1910 census. Notus was incorporated in 1921 while Greenleaf was incorporated prior to 1980. Melba was incorporated in 1912 while Wilder was incorporated in 1919. The City of Star annexed a portion of territory in northeast Canyon County prior to 2007, becoming the county's ninth incorporated city. The majority of Star is located within Ada County. The Idaho Legislature created Canyon County from Ada County in an act approved March 7, 1891, effective at the November 26, 1892, election. Caldwell was established as the county seat. The county originally contained all of Canyon and Payette counties and part of Gem; Gem County formed in 1915 and Payette County in 1917.
History Hudson's Bay Company established Fort Boise in 1834 near what is now Parma, but abandoned it in 1855. Emigrants traveled through Canyon County on the Oregon Trail. Discovery of gold in the Boise Basin in 1862 brought settlement to the region again. The lower Boise River was fully contained within Boise County from 1863 until the formation of Ada County in 1864. Settlement of the lower Boise River west of Boise City was limited prior to the completion of the Oregon Short Line Railroad. Middleton was the first European settlement of Canyon County, starting in 1863. The 1870 Census for Ada County listed 76 residents of the Boise Valley, excluding Boise City and the 1880 Census listed 44 residents at Middleton. The arrival of the railroad at Caldwell led to the establishment of a town there as of August 1883. Businessmen James A. McGee and Alexander Duffes filed the plat for nearby Nampa in 1886. Parma was settled around the same time, with the Old Fort Boise post office being moved to the town's location; it was incorporated in 1904. Ada County established precincts for each of the settlements with a combined 1890 Census population of 2,311. Significant settlement of Greenleaf and Notus started around 1904 with the two settlements listed as precincts at the 1910 census. Notus was incorporated in 1921 while Greenleaf was incorporated prior to 1980. Melba was incorporated in 1912 while Wilder was incorporated in 1919. The City of Star annexed a portion of territory in northeast Canyon County prior to 2007, becoming the county's ninth incorporated city. The majority of Star is located within Ada County. The Idaho Legislature created Canyon County from Ada County in an act approved March 7, 1891, effective at the November 26, 1892, election. Caldwell was established as the county seat. The county originally contained all of Canyon and Payette counties and part of Gem; Gem County formed in 1915 and Payette County in 1917.
2000 census As of the 2000 census, there were 131,441 people, 45,018 households and 33,943 families living in the county. The population density was 223 people per square mile (86 people/km2). There were 47,965 housing units at an average density of 81 units per square mile (31 units/km2). The racial makeup of the county was 83.10% White, 0.32% Black or African American, 0.85% Native American, 0.80% Asian, 0.13% Pacific Islander, 12.17% from other races, and 2.62% from two or more races. Hispanic or Latino of any race were 18.61% of the population. 15.9% were of German, 12.7% English, 10.3% American and 7.6% Irish ancestry. There were 45,018 households, of which 39.80% had children under the age of 18 living with them, 60.70% were married couples living together, 10.10% had a female householder with no husband present, and 24.60% were non-families. 19.80% of all households were made up of individuals, and 8.40% had someone living alone who was 65 years of age or older. The average household size was 2.85 and the average family size was 3.28. 30.90% of the population were under the age of 18, 10.70% from 18 to 24, 28.30% from 25 to 44, 19.10% from 45 to 64, and 11.00% who were 65 years of age or older. The median age was 30 years. For every 100 females, there were 98.70 males. For every 100 females age 18 and over, there were 96.30 males. The median household income was $35,884 and the median family income was $40,377. Males had a median income of $29,418 compared with $22,044 for females. The per capita income for the county was $15,155. About 8.70% of families and 12.00% of the population were below the poverty line, including 14.50% of those under age 18 and 10.70% of those age 65 or over. Communities Cities Unincorporated communities Bowmont Huston Roswell Sunnyslope Walters Ferry, Idaho Politics Like the majority of Idaho, Canyon County is reliably Republican by comfortable margins. The last time a Democratic candidate carried the county was in 1936 by Franklin D. Roosevelt.
Kuna, Idaho
QID OVERLAP 0.680
QID OVERLAP: Q1515177 in employment_workforce (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (9): "ada", "additional", "boise", "census", "idaho", "kuna", "metropolitan", "percent", "population".
adaadditionalboisecensusidahokunametropolitanpercentpopulation
Kuna ( KYOO-nə) is a city in Ada County, Idaho. It is part of the Boise metropolitan area. The population was 24,011 at the time of the 2020 census. Kuna is one of the fastest-growing areas in Idaho, having nearly tripled in population between 2000 and 2010 and a nearly additional 60 percent gain between 2010 and 2020.
History Kuna originated as a railroad stop with coach transport to Boise. It is popularly believed, as cited by the Kuna Chamber of Commerce, that the translation of the name "Kuna" means "the end of the trail", but Charles S. Walgamott cites the origin of the name as a Shoshone Indian word meaning "green leaf, good to smoke." The Western Heritage Historic Byway, designated as a national as well as a state scenic byway, travels around a number of historic sites in the area. Geography Kuna's business center is approximately 18 miles (29 km) southwest of downtown Boise, the state capital. According to the United States Census Bureau, the city has a total area of 18.18 square miles (47.09 km2), of which 18.08 square miles (46.83 km2) is land and 0.10 square miles (0.26 km2) is water. South of Kuna is the Kuna Caves, a lava tube. A small seasonal creek, Indian Creek, runs through the city. It is now used as an irrigation canal, filled by the New York Canal from the Boise River Diversion Dam.
Geography Kuna's business center is approximately 18 miles (29 km) southwest of downtown Boise, the state capital. According to the United States Census Bureau, the city has a total area of 18.18 square miles (47.09 km2), of which 18.08 square miles (46.83 km2) is land and 0.10 square miles (0.26 km2) is water. South of Kuna is the Kuna Caves, a lava tube. A small seasonal creek, Indian Creek, runs through the city. It is now used as an irrigation canal, filled by the New York Canal from the Boise River Diversion Dam. One of the few small floatable waterways in the region, Indian Creek is a favorite swimming spot for local residents. Demographics 2020 census As of the 2020 census, Kuna had a population of 24,011. The median age was 30.9 years. 31.8% of residents were under the age of 18 and 8.1% of residents were 65 years of age or older. For every 100 females there were 97.8 males, and for every 100 females age 18 and over there were 96.2 males age 18 and over. 97.1% of residents lived in urban areas, while 2.9% lived in rural areas. There were 7,736 households in Kuna, of which 48.2% had children under the age of 18 living in them. Of all households, 62.3% were married-couple households, 11.6% were households with a male householder and no spouse or partner present, and 17.4% were households with a female householder and no spouse or partner present. About 13.9% of all households were made up of individuals and 4.6% had someone living alone who was 65 years of age or older. There were 7,948 housing units, of which 2.7% were vacant. The homeowner vacancy rate was 0.8% and the rental vacancy rate was 5.9%. As of the 2020 census, the median income for a household in the city was $68,017. Families had a median income of $75,296 versus $91,364 for married-couple families and $33,512 for nonfamily households.
Meridian, Idaho
Q1085274 QID OVERLAP 0.680
QID OVERLAP: Q1085274 in employment_workforce (tier:branch) and mortgage_lending (tier:branch). | SHARED TOKENS (9): "ada", "among", "boise", "capital", "census", "idaho", "making", "meridian", "population".
adaamongboisecapitalcensusidahomakingmeridianpopulation
Meridian is a city located in Ada County, Idaho, United States. The population was 117,635 at the 2020 census, making it the second most populous city in the county and Idaho, after Boise, the state capital.
Rail transportation (1908–28) Following the raising of $4,000 to lay the Interurban rail line from Onweiler (Meridian and Ustick Roads), the tracks were completed into the village center. Turning east on Broadway and ending at East Second, the last car would spend the night in Meridian before returning to Boise early the next morning with passengers and freight. The interurban Station and Generator building (west one-third of the old library at Meridian and Idaho Streets) was built in 1912, and the line continued on to Nampa via Meridian. The tracks down Broadway were not used after 1912. The Interurban Company entered into receivership and closed in 1928 after 20 years of providing continuous transportation to neighboring towns. It was Meridian's main connection to the area outside the local community. The Union Pacific Railroad spur opened in 1900 and is currently operated by the Boise Valley Railroad. Many industrial customers continue to ship forest, agricultural, and chemical products along this corridor. Creamery (1929–70) The city's official website describes the history of the Ada County Dairymen's cooperative creamery as follows:The lowest days of the Great Depression brightened for area dairymen when the Ada County Dairymen's cooperative creamery began operation in 1929. It provided milk checks to those who were members of the cooperative, enabling them to pay their taxes and provide food for their families. Other community members hauled milk to the creamery and were employed by the creamery, whose product was Challenge Butter. The creamery ran seven days a week for 40 years. Additions and improvements were made while the plant was in full operation. Later years saw the Wyeth Laboratories affiliate with the creamery to manufacture SMA baby formula.
Creamery (1929–70) The city's official website describes the history of the Ada County Dairymen's cooperative creamery as follows:The lowest days of the Great Depression brightened for area dairymen when the Ada County Dairymen's cooperative creamery began operation in 1929. It provided milk checks to those who were members of the cooperative, enabling them to pay their taxes and provide food for their families. Other community members hauled milk to the creamery and were employed by the creamery, whose product was Challenge Butter. The creamery ran seven days a week for 40 years. Additions and improvements were made while the plant was in full operation. Later years saw the Wyeth Laboratories affiliate with the creamery to manufacture SMA baby formula.
◈ Cross-Vertical Edge Ledger
All Additional Edges — Deterministic Matching
244 EDGES
◈ ADDITIONAL CROSS EDGES · NON-OVERLAP244 edges
🌿 BRANCH195 edges
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SHARED TOKENS (12): "acts", "agency", "compensation", "decisions", "department", "established", "idaho", "industrial", "insurance", "labor", "system", "workers". | URL->A (1): https://iic.idaho.gov/. | EXACT TITLE in employment_workforce: "Idaho Industrial Commission".
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Well ↗ Q43483 EXACT TITLE
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Accountant ↗ Q326653 EXACT TITLE
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AFL-CIO ↗ Q464271 EXACT TITLE
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Commuting ↗ Q48442 EXACT TITLE
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Zoning ↗ Q702232 EXACT TITLE
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LinkedIn ↗ Q213660 EXACT TITLE
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Yelp ↗ Q2299611 EXACT TITLE
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SHARED TOKENS (18): "added", "american", "around", "billion", "certificates", "commercial", "corporate", "credit", "equivalent", "financial", "institution", "institutions", "nonprofit", "operations", "public", "retail", "systems", "unions". | EXACT TITLE in mortgage_lending: "Credit union".
0.500
alteralternativeanotherconditionscorporatecreditdifferentexistingfinancefinancialhomemakesmanagementobligationsparticularlypersonalprimaryprojectedraterates
SHARED TOKENS (25): "alter", "alternative", "another", "conditions", "corporate", "credit", "different", "existing", "finance", "financial", "home", "makes", "management", "obligations", "particularly", "personal", "primary", "projected", "rate", "rates".... | EXACT TITLE in mortgage_lending: "Refinancing".
0.500
Foreclosure ↗ Q231710 EXACT TITLE
appliedassociationcannotcompletecostsdefaultequityexistinglawlegalmakingoperationprincipalprocedureproceedspropertyrealresidentialsalesecure
SHARED TOKENS (23): "applied", "association", "cannot", "complete", "costs", "default", "equity", "existing", "law", "legal", "making", "operation", "principal", "procedure", "proceeds", "property", "real", "residential", "sale", "secure".... | EXACT TITLE in mortgage_lending: "Foreclosure".
0.500
abilityaccessaddressingamericanamongcapacitychangescommunitydevelopmenteducationemployeesemployersequalequityformgovernmenthistoricallyhistoryhomeincrease
SHARED TOKENS (44): "ability", "access", "addressing", "american", "among", "capacity", "changes", "community", "development", "education", "employees", "employers", "equal", "equity", "form", "government", "historically", "history", "home", "increase".... | EXACT TITLE in employment_workforce: "Workforce development".
0.500
boundariescompetenciescompleteemployerfieldlaborlicenseoccupationoutsidepracticepractitionersprofessionalreachregulatedrolesskilledstudysystemtradetraining
SHARED TOKENS (21): "boundaries", "competencies", "complete", "employer", "field", "labor", "license", "occupation", "outside", "practice", "practitioners", "professional", "reach", "regulated", "roles", "skilled", "study", "system", "trade", "training".... | EXACT TITLE in employment_workforce: "Apprenticeship".
0.500
actadministrationchaptercodeconditionsemployeesemployersfederalgoverninggovernmentlaborlawnationaloccupationalprivateprovidesectortitle
SHARED TOKENS (18): "act", "administration", "chapter", "code", "conditions", "employees", "employers", "federal", "governing", "government", "labor", "law", "national", "occupational", "private", "provide", "sector", "title". | EXACT TITLE in employment_workforce: "Occupational Safety and Health Act (United States)".
0.500
actchaptercodecodifiedcostsestatelawpracticepracticesproceduresproviderealrequiresthemtitle
SHARED TOKENS (15): "act", "chapter", "code", "codified", "costs", "estate", "law", "practice", "practices", "procedures", "provide", "real", "requires", "them", "title". | EXACT TITLE in mortgage_lending: "Real Estate Settlement Procedures Act".
0.500
Wells Fargo ↗ Q744149 EXACT TITLE
accordingaccountacquisitionadditionalalongsideamericanamongapplicantsapprovedbasebehaviorbranchesbusinessequipmentexistingfederalfinancialfinancingformhome
SHARED TOKENS (40): "according", "account", "acquisition", "additional", "alongside", "american", "among", "applicants", "approved", "base", "behavior", "branches", "business", "equipment", "existing", "federal", "financial", "financing", "form", "home".... | EXACT TITLE in employment_workforce: "Wells Fargo".
0.500
academicagriculturebillionbuildbusinesscombiningconstructioneducationeducationalequipmentfederalfinancegovernmentlawleadmedicalpreparationprogramssalessecondary
SHARED TOKENS (24): "academic", "agriculture", "billion", "build", "business", "combining", "construction", "education", "educational", "equipment", "federal", "finance", "government", "law", "lead", "medical", "preparation", "programs", "sales", "secondary".... | EXACT TITLE in employment_workforce: "Career and technical education".
0.500
academicagenciesbeyondcollegecontinuingcreditcurriculumdevelopmentdifferentdivisioneducationfeedfullygeneralgovernmentinitialinstitutionalintegratedintendedlearning
SHARED TOKENS (35): "academic", "agencies", "beyond", "college", "continuing", "credit", "curriculum", "development", "different", "division", "education", "feed", "fully", "general", "government", "initial", "institutional", "integrated", "intended", "learning".... | EXACT TITLE in employment_workforce: "Continuing education". | EXACT TITLE in mortgage_lending: "Continuing education".
0.500
abilityaffectaffectingamongcertaincomparisonexistingfaceformfundinggrouphousingleadmarketpersontreatment
SHARED TOKENS (16): "ability", "affect", "affecting", "among", "certain", "comparison", "existing", "face", "form", "funding", "group", "housing", "lead", "market", "person", "treatment". | EXACT TITLE in employment_workforce: "Housing discrimination".
0.500
Easement ↗ Q448405 EXACT TITLE
accessallowamonganotherenteritselflandlawpersonpropertypublicrealrightsroadsubstantiallytype
SHARED TOKENS (16): "access", "allow", "among", "another", "enter", "itself", "land", "law", "person", "property", "public", "real", "rights", "road", "substantially", "type". | EXACT TITLE in mortgage_lending: "Easement".
0.500
authorityestategoverninggovernmentjurisdictionlandnationalparticularlypropertyraterealregionrequiressystemtaxtransactionvaluewhose
SHARED TOKENS (18): "authority", "estate", "governing", "government", "jurisdiction", "land", "national", "particularly", "property", "rate", "real", "region", "requires", "system", "tax", "transaction", "value", "whose". | EXACT TITLE in mortgage_lending: "Property tax".
0.500
agenciesagencyamericanbureauconditionscurrentdatadepartmenteconomicsfederalfieldgovernmentlaborlocalmaintainmanagementofficeprincipalpublicquality
SHARED TOKENS (25): "agencies", "agency", "american", "bureau", "conditions", "current", "data", "department", "economics", "federal", "field", "government", "labor", "local", "maintain", "management", "office", "principal", "public", "quality".... | EXACT TITLE in employment_workforce: "Bureau of Labor Statistics".
0.500
businesscommercialcostscoveragecoveredestateevidencefinancedfinancialformgeneralgenerallyindependentinstitutionalinsuranceinsurerslandlargelawlegal
SHARED TOKENS (35): "business", "commercial", "costs", "coverage", "covered", "estate", "evidence", "financed", "financial", "form", "general", "generally", "independent", "institutional", "insurance", "insurers", "land", "large", "law", "legal".... | EXACT TITLE in mortgage_lending: "Title insurance".
0.500
Logistics ↗ Q177777 EXACT TITLE
accordinganothercollectioncomponentcostsequipmentfieldfieldsinformationlinesmaintainingmanagementmaterialsmilitarymodeloperationaloriginphysicalplanningpoint
SHARED TOKENS (31): "according", "another", "collection", "component", "costs", "equipment", "field", "fields", "information", "lines", "maintaining", "management", "materials", "military", "model", "operational", "origin", "physical", "planning", "point".... | EXACT TITLE in employment_workforce: "Logistics".
0.500
accordingagriculturalagriculturechangesclassificationcontainingdifferentenvironmentalformhomeindustriallittlemakingotherwisephysicalprimaryprocessingproductproductsrequired
SHARED TOKENS (22): "according", "agricultural", "agriculture", "changes", "classification", "containing", "different", "environmental", "form", "home", "industrial", "little", "making", "otherwise", "physical", "primary", "processing", "product", "products", "required".... | EXACT TITLE in employment_workforce: "Food processing".
0.500
Real estate ↗ Q684740 EXACT TITLE
acquisitionbusinesscommercialdifferentestategeneralgovernmenthousingintendedlandlawlegalnonprofitownershippersonpersonalprivatepropertypublicreal
SHARED TOKENS (24): "acquisition", "business", "commercial", "different", "estate", "general", "government", "housing", "intended", "land", "law", "legal", "nonprofit", "ownership", "person", "personal", "private", "property", "public", "real".... | EXACT TITLE in employment_workforce: "Real estate". | EXACT TITLE in mortgage_lending: "Real estate".
0.500
accessanotherapplicantsaroundassociatedcontrolscostsdevelopeddocumentedemployeesemployersenvironmentalevenfullyhomelargeleadlineslinkmaintaining
SHARED TOKENS (32): "access", "another", "applicants", "around", "associated", "controls", "costs", "developed", "documented", "employees", "employers", "environmental", "even", "fully", "home", "large", "lead", "lines", "link", "maintaining".... | EXACT TITLE in employment_workforce: "Remote work".
0.500
abilityactactivityagencyauthorizedbillionbureaucreditdataestablishedfederalfinancialfundinggovernmentindependentindustryinstitutionsjunejurisdictionlaw
SHARED TOKENS (39): "ability", "act", "activity", "agency", "authorized", "billion", "bureau", "credit", "data", "established", "federal", "financial", "funding", "government", "independent", "industry", "institutions", "june", "jurisdiction", "law".... | EXACT TITLE in mortgage_lending: "Consumer Financial Protection Bureau".
0.500
accountingbooksbusinesscreatecreditdocumentsemployedfinancialfunctionsgeneralindividualinformationoperationsorganizationpersonrealrecordedrecordsreportreports
SHARED TOKENS (23): "accounting", "books", "business", "create", "credit", "documents", "employed", "financial", "functions", "general", "individual", "information", "operations", "organization", "person", "real", "recorded", "records", "report", "reports".... | EXACT TITLE in mortgage_lending: "Bookkeeping".
0.500
Child care ↗ Q1455871 EXACT TITLE
accessaccessibleaffordableanotherbackgroundbenefitscarecommunitiescomponentcoredevelopmenteducationeducationalfamilyforceformhousingincreasedinstitutionslabor
SHARED TOKENS (39): "access", "accessible", "affordable", "another", "background", "benefits", "care", "communities", "component", "core", "development", "education", "educational", "family", "force", "form", "housing", "increased", "institutions", "labor".... | EXACT TITLE in employment_workforce: "Child care".
0.500
additionalaroundcertainclosedatediscoveryequalfinancefinancialhigherlatermarketmarketsmechanismotherwisepaidphysicalportfoliopositionpractice
SHARED TOKENS (27): "additional", "around", "certain", "close", "date", "discovery", "equal", "finance", "financial", "higher", "later", "market", "markets", "mechanism", "otherwise", "paid", "physical", "portfolio", "position", "practice".... | EXACT TITLE in employment_workforce: "Short (finance)". | EXACT TITLE in mortgage_lending: "Short (finance)".
0.500
accessairassociationcombinationcostsdefinitiondevelopmentestatefinancialfundinggeneralgeographicgovernmenthigherhistoricalindustryinfrastructureintegratedintendedinvestment
SHARED TOKENS (47): "access", "air", "association", "combination", "costs", "definition", "development", "estate", "financial", "funding", "general", "geographic", "government", "higher", "historical", "industry", "infrastructure", "integrated", "intended", "investment".... | EXACT TITLE in employment_workforce: "Public transport".
0.500
agriculturalagriculturebroaderbusinesscapitalcertaincostsfieldgrowthimproveindustrylaborlandmanagementmarketoperateoperationsperformanceprimaryprocessing
SHARED TOKENS (29): "agricultural", "agriculture", "broader", "business", "capital", "certain", "costs", "field", "growth", "improve", "industry", "labor", "land", "management", "market", "operate", "operations", "performance", "primary", "processing".... | EXACT TITLE in employment_workforce: "Agribusiness".
0.500
Freddie Mac ↗ Q935969 EXACT TITLE
agencyamericanannouncedassociationbilliondepartmentdescribedfederalfinancefinancialgovernmentheadquarteredhomehousingincreasedinvestmentjunemakingmanagementmarket
SHARED TOKENS (29): "agency", "american", "announced", "association", "billion", "department", "described", "federal", "finance", "financial", "government", "headquartered", "home", "housing", "increased", "investment", "june", "making", "management", "market".... | EXACT TITLE in mortgage_lending: "Freddie Mac".
0.500
Indeed ↗ Q1045367 EXACT TITLE
additionalamericanaroundbecomecentralcomdirectlyemployersemploymentheadquarteredhiringindependentlistingofficespagessearchsinglesite
SHARED TOKENS (18): "additional", "american", "around", "become", "central", "com", "directly", "employers", "employment", "headquartered", "hiring", "independent", "listing", "offices", "pages", "search", "single", "site". | EXACT TITLE in employment_workforce: "Indeed".
0.500
Mortgage ↗ Q1210094 EXACT TITLE
buildingbusinesscapitalcommercialcreditdemanddescribeddevelopeddirectlyestateeventexistingfinancialformhomeinstitutioninvestmentlawlegalmarkets
SHARED TOKENS (36): "building", "business", "capital", "commercial", "credit", "demand", "described", "developed", "directly", "estate", "event", "existing", "financial", "form", "home", "institution", "investment", "law", "legal", "markets".... | EXACT TITLE in mortgage_lending: "Mortgage".
0.500
Internship ↗ Q6500754 EXACT TITLE
abilityagenciesbuildcollegecurrentemployeesemployersemploymenteventexperiencefieldgovernmentindustryinterpretationinvestmentlacklargeleadlearninglittle
SHARED TOKENS (44): "ability", "agencies", "build", "college", "current", "employees", "employers", "employment", "event", "experience", "field", "government", "industry", "interpretation", "investment", "lack", "large", "lead", "learning", "little".... | EXACT TITLE in employment_workforce: "Internship".
0.500
additionalagenciesanotherbusinesscapitalcertaincommercialcreditdirectlydiscoveryeligibleenterequityfacefederalfederallyframeworkgenerallyinstitutionslarge
SHARED TOKENS (40): "additional", "agencies", "another", "business", "capital", "certain", "commercial", "credit", "directly", "discovery", "eligible", "enter", "equity", "face", "federal", "federally", "framework", "generally", "institutions", "large".... | EXACT TITLE in mortgage_lending: "Mortgage bank".
0.500
actactsbillingcertaincodifiedcompensationconnectedconnectioncreditfederallawmakingplanspracticesprincipalproceduresprohibitsratesregulatesregulation
SHARED TOKENS (24): "act", "acts", "billing", "certain", "codified", "compensation", "connected", "connection", "credit", "federal", "law", "making", "plans", "practices", "principal", "procedures", "prohibits", "rates", "regulates", "regulation".... | EXACT TITLE in mortgage_lending: "Truth in Lending Act".
0.500
becomecompletioncreatesdevelopeddocumentsemployeesemployerequipmentexistingexpectedexperiencefacefieldformgrowthindividualknowledgemanagementmaterialsorganization
SHARED TOKENS (28): "become", "completion", "creates", "developed", "documents", "employees", "employer", "equipment", "existing", "expected", "experience", "face", "field", "form", "growth", "individual", "knowledge", "management", "materials", "organization".... | EXACT TITLE in employment_workforce: "On-the-job training".
0.500
actadministrationagencyassistanceconditionscostscreditdepartmenteducationemploymentestablishedfederalfirmlaborlawmissionoccupationalratesreduceregulations
SHARED TOKENS (25): "act", "administration", "agency", "assistance", "conditions", "costs", "credit", "department", "education", "employment", "established", "federal", "firm", "labor", "law", "mission", "occupational", "rates", "reduce", "regulations".... | EXACT TITLE in employment_workforce: "Occupational Safety and Health Administration".
0.500
analysisbureauclassificationcorporatecreditemployedfinanciallabormanagementorganizationpersonpositionriskrolestatisticswage
SHARED TOKENS (16): "analysis", "bureau", "classification", "corporate", "credit", "employed", "financial", "labor", "management", "organization", "person", "position", "risk", "role", "statistics", "wage". | EXACT TITLE in mortgage_lending: "Credit analyst".
0.500
Nursing ↗ Q121176 EXACT TITLE
actcarecomponentcredentialsdemanddiversifiededucationhealthcareimproveindependentlypermittedpracticepractitionerspresenceproblemsprofessionalsprotectionproviderspublicquality
SHARED TOKENS (27): "act", "care", "component", "credentials", "demand", "diversified", "education", "healthcare", "improve", "independently", "permitted", "practice", "practitioners", "presence", "problems", "professionals", "protection", "providers", "public", "quality".... | EXACT TITLE in employment_workforce: "Nursing".
0.500
agriculturalagricultureannualapprovalcollectiondevelopmentevengenerallyirrigationlandorganizationparticularlypermittedpresentproduceproducingproductionrequirerequiresrequiring
SHARED TOKENS (21): "agricultural", "agriculture", "annual", "approval", "collection", "development", "even", "generally", "irrigation", "land", "organization", "particularly", "permitted", "present", "produce", "producing", "production", "require", "requires", "requiring".... | EXACT TITLE in employment_workforce: "Agricultural land".
0.500
additionalagenciescarecertaincontactdegreesdepartmentemergencyemployeesfacilitieshistoricallymedicalmodeloperatepersonnelplacespointpresentprimaryprovide
SHARED TOKENS (30): "additional", "agencies", "care", "certain", "contact", "degrees", "department", "emergency", "employees", "facilities", "historically", "medical", "model", "operate", "personnel", "places", "point", "present", "primary", "provide".... | EXACT TITLE in employment_workforce: "Emergency medical services".
0.500
agencyboisecapitalcodedepartmentdistrictseducationheadquarteredidahomattersofficialpublicschoolschoolssecondaryservesstudentssystemtitle
SHARED TOKENS (19): "agency", "boise", "capital", "code", "department", "districts", "education", "headquartered", "idaho", "matters", "official", "public", "school", "schools", "secondary", "serves", "students", "system", "title". | EXACT TITLE in employment_workforce: "Idaho State Department of Education".
0.500
Credit risk ↗ Q162714 EXACT TITLE
anotherassociatedbusinesscollectioncompletecostscreditfinancialflowsgeneralgovernmenthigherincreasedinsurancemarketobligationsparticipantspolicyprincipalprotection
SHARED TOKENS (26): "another", "associated", "business", "collection", "complete", "costs", "credit", "financial", "flows", "general", "government", "higher", "increased", "insurance", "market", "obligations", "participants", "policy", "principal", "protection".... | EXACT TITLE in mortgage_lending: "Credit risk".
0.500
academicsaccessaddedadditionaladvertisingallowapprovedbureauclaimscounselingdateequityestatefacefinancialgenerallyhomeindependentinsurancelegal
SHARED TOKENS (33): "academics", "access", "added", "additional", "advertising", "allow", "approved", "bureau", "claims", "counseling", "date", "equity", "estate", "face", "financial", "generally", "home", "independent", "insurance", "legal".... | EXACT TITLE in mortgage_lending: "Reverse mortgage".
0.500
Welding ↗ Q131172 EXACT TITLE
addedairallowalternativeamongbasedemanddevelopeddifferentdistinctendformindustrialjoiningmaterialsparentpressurequalityreliablerequire
SHARED TOKENS (25): "added", "air", "allow", "alternative", "among", "base", "demand", "developed", "different", "distinct", "end", "form", "industrial", "joining", "materials", "parent", "pressure", "quality", "reliable", "require".... | EXACT TITLE in employment_workforce: "Welding".
0.500
Reddit ↗ Q1136 EXACT TITLE
abilityaccordingacquiredadministratorsamericanamongappearbillioncommunitiescontentcreatecurrentdataindependentjulyjunelinksmarketmedianews
SHARED TOKENS (32): "ability", "according", "acquired", "administrators", "american", "among", "appear", "billion", "communities", "content", "create", "current", "data", "independent", "july", "june", "links", "market", "media", "news".... | EXACT TITLE in mortgage_lending: "Reddit".
0.480
Veteran ↗ Q193891 EXACT TITLE
carecommunitydepartmentgeneralmilitaryparticularlypersonpersonnelpopulationproblemsrealservingveteranveterans
SHARED TOKENS (14): "care", "community", "department", "general", "military", "particularly", "person", "personnel", "population", "problems", "real", "serving", "veteran", "veterans". | EXACT TITLE in employment_workforce: "Veteran". | EXACT TITLE in mortgage_lending: "Veteran".
0.480
alongsidebasecapitalcentraldefaulteventfederalfinancinginvestmentperiodspolicyprincipalraterates
SHARED TOKENS (14): "alongside", "base", "capital", "central", "default", "event", "federal", "financing", "investment", "periods", "policy", "principal", "rate", "rates". | EXACT TITLE in mortgage_lending: "Interest rate".
0.480
actamericanamongdevelopmentfederalincreasedinvestmentlawopportunityprimaryprogramspublicrelatedworkforce
SHARED TOKENS (14): "act", "american", "among", "development", "federal", "increased", "investment", "law", "opportunity", "primary", "programs", "public", "related", "workforce". | EXACT TITLE in employment_workforce: "Workforce Innovation and Opportunity Act".
0.460
Escrow ↗ Q338451 EXACT TITLE
accountcompletedconditionsestablishedinsurancemeaningnameobligationspersonprimaryprincipalpropertytransaction
SHARED TOKENS (13): "account", "completed", "conditions", "established", "insurance", "meaning", "name", "obligations", "person", "primary", "principal", "property", "transaction". | EXACT TITLE in mortgage_lending: "Escrow".
0.460
academicconnectsdepartmentemployeremployersindustrylaborlearningpaidprogramprovideregisteredworkers
SHARED TOKENS (13): "academic", "connects", "department", "employer", "employers", "industry", "labor", "learning", "paid", "program", "provide", "registered", "workers". | EXACT TITLE in employment_workforce: "Registered apprenticeship".
0.460
accountingacquisitionanalysisclassificationcompletionlawprincipalprohibitedpropertysystemtaxvaluezoning
SHARED TOKENS (13): "accounting", "acquisition", "analysis", "classification", "completion", "law", "principal", "prohibited", "property", "system", "tax", "value", "zoning". | EXACT TITLE in mortgage_lending: "Amortization".
0.460
documentationdocumentshistoricallawmaintainedofficeownershippresentpropertysequenceservestitletransfers
SHARED TOKENS (13): "documentation", "documents", "historical", "law", "maintained", "office", "ownership", "present", "property", "sequence", "serves", "title", "transfers". | EXACT TITLE in mortgage_lending: "Chain of title".
0.460
capacitycreatecreditdefaultevenfinallargermanagementmodelsprovidequalityriskterms
SHARED TOKENS (13): "capacity", "create", "credit", "default", "even", "final", "larger", "management", "models", "provide", "quality", "risk", "terms". | EXACT TITLE in mortgage_lending: "Mortgage underwriting".
0.460
Impact fee ↗ Q6005889 EXACT TITLE
capitalconstructioncostsdevelopmentexpansiongovernmentgrowthlocalneededpopulationprojectpublicreduce
SHARED TOKENS (13): "capital", "construction", "costs", "development", "expansion", "government", "growth", "local", "needed", "population", "project", "public", "reduce". | EXACT TITLE in mortgage_lending: "Impact fee".
0.460
Fannie Mae ↗ Q621096 EXACT TITLE
additionalassociationestablishedfederalfinancialhomelocalmakingmarketnationalorganizationsecondaryterms
SHARED TOKENS (13): "additional", "association", "established", "federal", "financial", "home", "local", "making", "market", "national", "organization", "secondary", "terms". | EXACT TITLE in mortgage_lending: "Fannie Mae".
0.440
americanboisebranddatademandidahomarketproductsreachsemiconductortechnologytogether
SHARED TOKENS (12): "american", "boise", "brand", "data", "demand", "idaho", "market", "products", "reach", "semiconductor", "technology", "together". | EXACT TITLE in employment_workforce: "Micron Technology".
0.420
Workforce ↗ Q13440398 EXACT TITLE
cannotemployedemploymentendforceotherwiseparticipationpopulationrateworkworkforce
SHARED TOKENS (11): "cannot", "employed", "employment", "end", "force", "otherwise", "participation", "population", "rate", "work", "workforce". | EXACT TITLE in employment_workforce: "Workforce". | EXACT TITLE in mortgage_lending: "Workforce".
0.420
businessdifferenteconomicsestatehousinglandmarketpersonrealresidentialsingle
SHARED TOKENS (11): "business", "different", "economics", "estate", "housing", "land", "market", "person", "real", "residential", "single". | EXACT TITLE in employment_workforce: "Housing market".
0.420
approvalcommercialcreditemployedevaluatefinancialinstitutionslicensedofficersrelatedunions
SHARED TOKENS (11): "approval", "commercial", "credit", "employed", "evaluate", "financial", "institutions", "licensed", "officers", "related", "unions". | EXACT TITLE in mortgage_lending: "Loan officer".
0.420
Recruitment ↗ Q899277 EXACT TITLE
agenciescommercialemploymenthiringidentifyingorganizationrecruitmentrolessearchspecialiststemporary
SHARED TOKENS (11): "agencies", "commercial", "employment", "hiring", "identifying", "organization", "recruitment", "roles", "search", "specialists", "temporary". | EXACT TITLE in employment_workforce: "Recruitment". | EXACT TITLE in mortgage_lending: "Recruitment".
0.400
codedefinitionfederalhomehousinginitiallawregulatedregulationstype
SHARED TOKENS (10): "code", "definition", "federal", "home", "housing", "initial", "law", "regulated", "regulations", "type". | EXACT TITLE in mortgage_lending: "Manufactured housing".
0.400
Lactalis ↗ Q1799825 EXACT TITLE
approximatelyaroundbillionbusinessfamilygroupmarketsnameproductssales
SHARED TOKENS (10): "approximately", "around", "billion", "business", "family", "group", "markets", "name", "products", "sales". | EXACT TITLE in employment_workforce: "Lactalis".
0.400
accessassistancechangeemploymentintendedlacklegaloriginpaidwork
SHARED TOKENS (10): "access", "assistance", "change", "employment", "intended", "lack", "legal", "origin", "paid", "work". | EXACT TITLE in employment_workforce: "Refugee employment".
0.400
activityamongidahomeridianpercentprogramspublicresearchstudentsuniversity
SHARED TOKENS (10): "activity", "among", "idaho", "meridian", "percent", "programs", "public", "research", "students", "university". | EXACT TITLE in employment_workforce: "Idaho State University".
0.400
combinationdefinitionfieldimproveintendednameproduceproductsystemstechnology
SHARED TOKENS (10): "combination", "definition", "field", "improve", "intended", "name", "produce", "product", "systems", "technology". | EXACT TITLE in employment_workforce: "Mechatronics".
0.400
Lien ↗ Q4469383 EXACT TITLE
applicationcertainformgenerallymeaningperformancepersonpropertysecuretype
SHARED TOKENS (10): "application", "certain", "form", "generally", "meaning", "performance", "person", "property", "secure", "type". | EXACT TITLE in employment_workforce: "Lien". | EXACT TITLE in mortgage_lending: "Lien".
0.380
becomeemploymentfinancialincreasedmaintainingoccupationoccupationsrehabilitationsupport
SHARED TOKENS (9): "become", "employment", "financial", "increased", "maintaining", "occupation", "occupations", "rehabilitation", "support". | EXACT TITLE in employment_workforce: "Vocational rehabilitation".
0.380
collegecommunitycountiesdistrictedgepublictreasurevalleywestern
SHARED TOKENS (9): "college", "community", "counties", "district", "edge", "public", "treasure", "valley", "western". | EXACT TITLE in employment_workforce: "Treasure Valley Community College".
0.380
aroundbusinessdistributiongenerallyidahooperatespurchaseregulatedsale
SHARED TOKENS (9): "around", "business", "distribution", "generally", "idaho", "operates", "purchase", "regulated", "sale". | EXACT TITLE in employment_workforce: "Idaho Power".
0.380
americanboisecomdistributionemployeesidaholowoperatedretail
SHARED TOKENS (9): "american", "boise", "com", "distribution", "employees", "idaho", "low", "operated", "retail". | EXACT TITLE in employment_workforce: "WinCo Foods".
0.380
Unemployment ↗ Q41171 EXACT TITLE
addedemployedemploymentforcepaidrateratherseekingwork
SHARED TOKENS (9): "added", "employed", "employment", "force", "paid", "rate", "rather", "seeking", "work". | EXACT TITLE in employment_workforce: "Unemployment".
0.360
Zillow ↗ Q8071921 EXACT TITLE
americancomcurrentestategroupleadershiprealtechnology
SHARED TOKENS (8): "american", "com", "current", "estate", "group", "leadership", "real", "technology". | EXACT TITLE in mortgage_lending: "Zillow".
0.360
activeassociationcommitteeemergencylabormedicalpaidpersonnel
SHARED TOKENS (8): "active", "association", "committee", "emergency", "labor", "medical", "paid", "personnel". | EXACT TITLE in employment_workforce: "International Association of Fire Fighters".
0.360
costsestatepaidpointpropertyrealtitletransaction
SHARED TOKENS (8): "costs", "estate", "paid", "point", "property", "real", "title", "transaction". | EXACT TITLE in mortgage_lending: "Closing costs".
0.360
differentgenerallyirrigationlawlegalphysicalsystemswater
SHARED TOKENS (8): "different", "generally", "irrigation", "law", "legal", "physical", "systems", "water". | EXACT TITLE in mortgage_lending: "Water right".
0.360
actshomeinsurancepolicypropertyprotectionrequirespecialized
SHARED TOKENS (8): "acts", "home", "insurance", "policy", "property", "protection", "require", "specialized". | EXACT TITLE in mortgage_lending: "Property insurance".
0.360
businesscapitalindustryknowledgeorganizationresourcessectorworkforce
SHARED TOKENS (8): "business", "capital", "industry", "knowledge", "organization", "resources", "sector", "workforce". | EXACT TITLE in employment_workforce: "Human resources".
0.340
divisionfinancialfirmreducesaletermsworks
SHARED TOKENS (7): "division", "financial", "firm", "reduce", "sale", "terms", "works". | EXACT TITLE in mortgage_lending: "Loss mitigation".
0.320
Trust deed ↗ Q7848150 EXACT TITLE
estategenerallawlegalrealsystems
SHARED TOKENS (6): "estate", "general", "law", "legal", "real", "systems". | EXACT TITLE in mortgage_lending: "Trust deed".
0.300
administrationaffectaffectingaloneamongassociationbillionbuilderscreditestateevenfederalgovernmenthistoryhomehousingincreasedincreasinginstitutionallarge
SHARED TOKENS (35): "administration", "affect", "affecting", "alone", "among", "association", "billion", "builders", "credit", "estate", "even", "federal", "government", "history", "home", "housing", "increased", "increasing", "institutional", "large"....
0.300
accordingannualassociationbilliondevelopmentexpectedforcegrowthindependentlyindustryintegratedlawlicensedmakingmarketnetworksproducingproductionprojectedreach
SHARED TOKENS (25): "according", "annual", "association", "billion", "development", "expected", "force", "growth", "independently", "industry", "integrated", "law", "licensed", "making", "market", "networks", "producing", "production", "projected", "reach"....
0.300
abilityaccordingbenefitsendequalgenerallyhigherlowpersonpresentrateratesrealremainsrisksingleunlessvalue
SHARED TOKENS (18): "ability", "according", "benefits", "end", "equal", "generally", "higher", "low", "person", "present", "rate", "rates", "real", "remains", "risk", "single", "unless", "value".
0.300
Urban sprawl ↗ Q192042 KW CROSS HIGH
agencyassociateassociatedbecomebuildingcommercialcorecostsdescribeddevelopmentenvironmentalexistingexpansionformgeographicgrowthhigherhousingincreasedindustrial
SHARED TOKENS (39): "agency", "associate", "associated", "become", "building", "commercial", "core", "costs", "described", "development", "environmental", "existing", "expansion", "form", "geographic", "growth", "higher", "housing", "increased", "industrial"....
0.300
academicallowalongsidecombiningcreditdistincteducationemployerexperienceinstitutionintendedlearningmakingoperatespracticalprogramprogramsschoolstructuredstudents
SHARED TOKENS (24): "academic", "allow", "alongside", "combining", "credit", "distinct", "education", "employer", "experience", "institution", "intended", "learning", "making", "operates", "practical", "program", "programs", "school", "structured", "students"....
0.300
accordingbenefitscertaincommunitydirectdistrictestatefinancialgeographicidentifiedprojectpublicratherrealtax
SHARED TOKENS (15): "according", "benefits", "certain", "community", "direct", "district", "estate", "financial", "geographic", "identified", "project", "public", "rather", "real", "tax".
0.300
americancommercialestateinvestmentlawpropertyprotectionprovisionsrateratherrealresidentialriskstructuretaxtype
SHARED TOKENS (16): "american", "commercial", "estate", "investment", "law", "property", "protection", "provisions", "rate", "rather", "real", "residential", "risk", "structure", "tax", "type".
0.300
Parcel ↗ Q7136418 EXACT TITLE
deliverygeographyindividuallandtype
SHARED TOKENS (5): "delivery", "geography", "individual", "land", "type". | EXACT TITLE in mortgage_lending: "Parcel".
0.300
accordingactsamongassociatedbecomebookscommercialdifferentdiversifiedestatefinancialfundinggeneralgenerallyindividualinvestmentlargemakingmarketobligations
SHARED TOKENS (38): "according", "acts", "among", "associated", "become", "books", "commercial", "different", "diversified", "estate", "financial", "funding", "general", "generally", "individual", "investment", "large", "making", "market", "obligations"....
0.300
accordingamongbasebenefitschangechangescreditdirectdistinctfederalfundinggenerallygovernmentimplieslegallylinklowmarketmarketsobtain
SHARED TOKENS (31): "according", "among", "base", "benefits", "change", "changes", "credit", "direct", "distinct", "federal", "funding", "generally", "government", "implies", "legally", "link", "low", "market", "markets", "obtain"....
0.300
actamericanapplicationauthoritydifferentemploymentequalfinalhistoryjulyjunelaborlaterlawlawsnationaloriginprincipallyprohibitsprotection
SHARED TOKENS (26): "act", "american", "application", "authority", "different", "employment", "equal", "final", "history", "july", "june", "labor", "later", "law", "laws", "national", "origin", "principally", "prohibits", "protection"....
0.300
accessactadministrationaffordableagencycarecommunitiesconstructioncreditdepartmentdevelopmentdifferentfacilitiesfederalfinancegovernmenthousinginsurancelowmarket
SHARED TOKENS (30): "access", "act", "administration", "affordable", "agency", "care", "communities", "construction", "credit", "department", "development", "different", "facilities", "federal", "finance", "government", "housing", "insurance", "low", "market"....
0.300
Groundwater ↗ Q161598 KW CROSS HIGH
agriculturalagriculturebecomebillioncapacitycentralchangecontainsdistributionenvironmentalfieldformformationindustrialinfluencelandlowmunicipaloperatingparticularly
SHARED TOKENS (37): "agricultural", "agriculture", "become", "billion", "capacity", "central", "change", "contains", "distribution", "environmental", "field", "form", "formation", "industrial", "influence", "land", "low", "municipal", "operating", "particularly"....
0.300
accessadditionalapplicationassociatedconventionalcostscreditequityestateeventgeneralhigherhomeinitiallineslittlepaidpermitpointposition
SHARED TOKENS (38): "access", "additional", "application", "associated", "conventional", "costs", "credit", "equity", "estate", "event", "general", "higher", "home", "initial", "lines", "little", "paid", "permit", "point", "position"....
0.300
actadministrationagenciesannouncedbilliondepartmentdistricteducationemployeesestablishedfederalgovernmentjulyjunelaterlawnameofficeofficialoperating
SHARED TOKENS (24): "act", "administration", "agencies", "announced", "billion", "department", "district", "education", "employees", "established", "federal", "government", "july", "june", "later", "law", "name", "office", "official", "operating"....
0.300
Firefighter ↗ Q107711 KW CROSS HIGH
acquiredadditionalagenciesaroundbecomecommunitiesdepartmentemergencyevidencefunctionsinitialjurisdictionlawlocalmedicaloperationspreservepropertyprovidepublic
SHARED TOKENS (30): "acquired", "additional", "agencies", "around", "become", "communities", "department", "emergency", "evidence", "functions", "initial", "jurisdiction", "law", "local", "medical", "operations", "preserve", "property", "provide", "public"....
0.300
agencyamericanassistsbillionbuildbureaubusinesscensuscommunitiescommunitycurrentdatadecisionsdepartmentdepartmentsfederalgovernmentinformationinfrastructurelocal
SHARED TOKENS (32): "agency", "american", "assists", "billion", "build", "bureau", "business", "census", "communities", "community", "current", "data", "decisions", "department", "departments", "federal", "government", "information", "infrastructure", "local"....
0.300
actagenciesagencybranchesbureaudepartmentestablishedfederalfederallyindependentinstitutionsjulylicensednationalofficeregulatoryserves
SHARED TOKENS (17): "act", "agencies", "agency", "branches", "bureau", "department", "established", "federal", "federally", "independent", "institutions", "july", "licensed", "national", "office", "regulatory", "serves".
0.300
approvalbuildbuildingcannotcodecompletioncomplianceconstructiondevelopmentemployedemploymentexpansionfinancinggenerallygovernmentlawlocalnationalneededobtain
SHARED TOKENS (27): "approval", "build", "building", "cannot", "code", "completion", "compliance", "construction", "development", "employed", "employment", "expansion", "financing", "generally", "government", "law", "local", "national", "needed", "obtain"....
0.300
Simplot ↗ Q3484788 EXACT TITLE
agricultureamericanboiseheadquarteredidaho
SHARED TOKENS (5): "agriculture", "american", "boise", "headquartered", "idaho". | EXACT TITLE in employment_workforce: "Simplot".
0.300
Trade union ↗ Q178790 KW CROSS HIGH
americanbenefitscommitteeconditionscontractsemployeesemployeremployersemploymentfunctionsgeneralgoverninggovernmentimproveincreasingindividualindustrialindustrylaborleadership
SHARED TOKENS (42): "american", "benefits", "committee", "conditions", "contracts", "employees", "employer", "employers", "employment", "functions", "general", "governing", "government", "improve", "increasing", "individual", "industrial", "industry", "labor", "leadership"....
0.300
authorityboundariesdistrictdistrictsgeographicgovernmentirrigationlargelocalobtainorganizedpublicstatutetaxwater
SHARED TOKENS (15): "authority", "boundaries", "district", "districts", "geographic", "government", "irrigation", "large", "local", "obtain", "organized", "public", "statute", "tax", "water".
0.300
Federal Reserve ↗ Q53536 KW CROSS HIGH
accountactactivityamongannualapprovedapproximatelybillionbranchescapitalcentralcommercialcommitteedecisionsdepartmentemploymentestablishedexpandedexpansionfederal
SHARED TOKENS (52): "account", "act", "activity", "among", "annual", "approved", "approximately", "billion", "branches", "capital", "central", "commercial", "committee", "decisions", "department", "employment", "established", "expanded", "expansion", "federal"....
0.300
administrationcommercialdepartmententitiesestatefederalfirmgenerallygovernmenthousinginsuranceprincipalprivatepurchaseraterealreportingrequiredrequirementsresidential
SHARED TOKENS (26): "administration", "commercial", "department", "entities", "estate", "federal", "firm", "generally", "government", "housing", "insurance", "principal", "private", "purchase", "rate", "real", "reporting", "required", "requirements", "residential"....
0.300
americanemployersemploymentheadquarteredoffices
SHARED TOKENS (5): "american", "employers", "employment", "headquartered", "offices". | EXACT TITLE in employment_workforce: "ZipRecruiter".
0.300
actaffordableamericanaroundbillioncapitalcentralcommercialcreatecreditdemanddepartmentdevelopmentemergencyestateestimatesexistingfederalfinancialfinancing
SHARED TOKENS (57): "act", "affordable", "american", "around", "billion", "capital", "central", "commercial", "create", "credit", "demand", "department", "development", "emergency", "estate", "estimates", "existing", "federal", "financial", "financing"....
0.300
actadministrationagenciesauthoritybillionbureaubusinesscertainchangescollectioncompliancecostscreditdataendestablishedfederalfinancialgrowthinstitutions
SHARED TOKENS (38): "act", "administration", "agencies", "authority", "billion", "bureau", "business", "certain", "changes", "collection", "compliance", "costs", "credit", "data", "end", "established", "federal", "financial", "growth", "institutions"....
0.300
actagriculturalcentralcertainemployeesemployersestablishedfederalformationfoundationalgovernmentindependentlaborlawlawsnationalorganizationpracticesprivaterules
SHARED TOKENS (25): "act", "agricultural", "central", "certain", "employees", "employers", "established", "federal", "formation", "foundational", "government", "independent", "labor", "law", "laws", "national", "organization", "practices", "private", "rules"....
0.300
aloneapproximatelyassistancebenefitsbillioncompensationcompliancecoveragedevelopmentemployeremployersestimatedfirmindustryinsurancelegalmanagementnumbersoperatingorganization
SHARED TOKENS (32): "alone", "approximately", "assistance", "benefits", "billion", "compensation", "compliance", "coverage", "development", "employer", "employers", "estimated", "firm", "industry", "insurance", "legal", "management", "numbers", "operating", "organization"....
0.300
Health care ↗ Q31207 KW CROSS HIGH
abilityaccessaccordingadditionalaffectaroundbasecarecommunitiesconditionscostscoveragedecisionsdevelopmentestablishedfacilitiesfieldsfinancialfinancinggeneral
SHARED TOKENS (51): "ability", "access", "according", "additional", "affect", "around", "base", "care", "communities", "conditions", "costs", "coverage", "decisions", "development", "established", "facilities", "fields", "financial", "financing", "general"....
0.300
actamericanamongapproximatelybilliondatadistrictemployedemployersemploymentestablishedestimatedexpectedfairfederalincreaseincreasedindustrialindustriesjuly
SHARED TOKENS (37): "act", "american", "among", "approximately", "billion", "data", "district", "employed", "employers", "employment", "established", "estimated", "expected", "fair", "federal", "increase", "increased", "industrial", "industries", "july"....
0.300
collegecommunityeducationeducationalgeneralhigherindividualinstitutionknowledgelearningoccupationoccupationspersonpreparesproviderelatedschoolschoolsskilledspecialized
SHARED TOKENS (24): "college", "community", "education", "educational", "general", "higher", "individual", "institution", "knowledge", "learning", "occupation", "occupations", "person", "prepares", "provide", "related", "school", "schools", "skilled", "specialized"....
0.300
abilityavailabilitycentralcombinationcreditdescribedestatehousinglocalmarketmarketsnationalpolicypropertypublicrealregionalrisktype
SHARED TOKENS (19): "ability", "availability", "central", "combination", "credit", "described", "estate", "housing", "local", "market", "markets", "national", "policy", "property", "public", "real", "regional", "risk", "type".
0.300
accessanotherapplicationapprovedassociatedcapitalchangesclassificationdescribeddevelopmentdifferentdirectfamilyformgeographichomeimproveindividuallargelegal
SHARED TOKENS (26): "access", "another", "application", "approved", "associated", "capital", "changes", "classification", "described", "development", "different", "direct", "family", "form", "geographic", "home", "improve", "individual", "large", "legal"....
0.300
certaincreditdirectlyeducationequityfinancialgenerallyhomeindustryinvestmentitselfmaintainmedicalproductspropertyratesrequirerequirementstermsthem
SHARED TOKENS (21): "certain", "credit", "directly", "education", "equity", "financial", "generally", "home", "industry", "investment", "itself", "maintain", "medical", "products", "property", "rates", "require", "requirements", "terms", "them"....
0.300
actamericanapplicableappliedassociationauthoritybehaviorcentralchangechangescommunitiescommunitycomparableconditionscostscreatingdefinitiondependdependsdevelopment
SHARED TOKENS (41): "act", "american", "applicable", "applied", "association", "authority", "behavior", "central", "change", "changes", "communities", "community", "comparable", "conditions", "costs", "creating", "definition", "depend", "depends", "development"....
0.300
actagenciesbureaucollectioncreditdataendfairfederalfilesfinancialinformationintendedprivateprotectionregulatesreportingreportstrade
SHARED TOKENS (19): "act", "agencies", "bureau", "collection", "credit", "data", "end", "fair", "federal", "files", "financial", "information", "intended", "private", "protection", "regulates", "reporting", "reports", "trade".
0.300
Labor mobility ↗ Q282773 KW CROSS HIGH
abilitydistincteducationalevenhistoricalincreasinglaborlawsmaintainingmobilityoccupationalpersonalphysicalresourcesworkers
SHARED TOKENS (15): "ability", "distinct", "educational", "even", "historical", "increasing", "labor", "laws", "maintaining", "mobility", "occupational", "personal", "physical", "resources", "workers".
0.300
applicationapprovalcertainchapterclaimscodeconsolidationcreditfinancialformgeneralgoverningindividualopportunitypartiallypersonpersonalplansplatformproperty
SHARED TOKENS (27): "application", "approval", "certain", "chapter", "claims", "code", "consolidation", "credit", "financial", "form", "general", "governing", "individual", "opportunity", "partially", "person", "personal", "plans", "platform", "property"....
0.300
actadditionalcarecertaincovereddepartmentdivisioneligibleemployeesemployeremployersfacefamilyhourslaborlawlawsmedicalprotectionsprovide
SHARED TOKENS (25): "act", "additional", "care", "certain", "covered", "department", "division", "eligible", "employees", "employer", "employers", "face", "family", "hours", "labor", "law", "laws", "medical", "protections", "provide"....
0.300
Google Maps ↗ Q12013 KW CROSS HIGH
accordingaccuratelyacquiredadditionalannouncedapplicationaroundassistancebillionconditionsdatadevelopedendlocalplanningplatformpreviouslyprogrampublicreport
SHARED TOKENS (22): "according", "accurately", "acquired", "additional", "announced", "application", "around", "assistance", "billion", "conditions", "data", "developed", "end", "local", "planning", "platform", "previously", "program", "public", "report"....
0.300
accountamericanapplicationappliescertaincreditdifferentfacefinancialfullygenerallyhigherhomeindustrymarketmarketsnetworkofficerspaidplanning
SHARED TOKENS (25): "account", "american", "application", "applies", "certain", "credit", "different", "face", "financial", "fully", "generally", "higher", "home", "industry", "market", "markets", "network", "officers", "paid", "planning"....
0.300
benefitscapitalcarechangedecisionsdemanddifferenteconomicseducationemployerslabormarketsownershipproductionpublicstudysupplytradeunionswage
SHARED TOKENS (22): "benefits", "capital", "care", "change", "decisions", "demand", "different", "economics", "education", "employers", "labor", "markets", "ownership", "production", "public", "study", "supply", "trade", "unions", "wage"....
0.300
accordingaccountactagencyamericanbillioncapitalcertaincommercialconditionscoveragecreditfederalfinancialfinancingfunctionsfundinggovernmentincreasedinstitutions
SHARED TOKENS (34): "according", "account", "act", "agency", "american", "billion", "capital", "certain", "commercial", "conditions", "coverage", "credit", "federal", "financial", "financing", "functions", "funding", "government", "increased", "institutions"....
0.300
actagencyamongauthoritycombinationcombiningcommercialfederalfinancialfirmformgroupinstitutioninsuranceinvestmentlargelaterlawmarketpdf
SHARED TOKENS (23): "act", "agency", "among", "authority", "combination", "combining", "commercial", "federal", "financial", "firm", "form", "group", "institution", "insurance", "investment", "large", "later", "law", "market", "pdf"....
0.300
agencyanotherbillioncollectioncommercialdifferentestatefacegenerallygovernmentgroupinvestmentmarketobligationsofficepaidperiodsprincipalratherreal
SHARED TOKENS (33): "agency", "another", "billion", "collection", "commercial", "different", "estate", "face", "generally", "government", "group", "investment", "market", "obligations", "office", "paid", "periods", "principal", "rather", "real"....
0.300
establishestateformhomelandlivingmarketpropertyrealreportreportsrolesalevaluationvalue
SHARED TOKENS (15): "establish", "estate", "form", "home", "land", "living", "market", "property", "real", "report", "reports", "role", "sale", "valuation", "value".
0.300
anotherconditionsfinanciallegalterms
SHARED TOKENS (5): "another", "conditions", "financial", "legal", "terms". | EXACT TITLE in mortgage_lending: "Promissory note".
0.300
actallowcommunitiesemployeesemployersemploymententerintendedlaborlawlocalmarketnoticeobtainofficialprogramsproviderequiresrequiringtraining
SHARED TOKENS (22): "act", "allow", "communities", "employees", "employers", "employment", "enter", "intended", "labor", "law", "local", "market", "notice", "obtain", "official", "programs", "provide", "requires", "requiring", "training"....
0.300
commercialcurrentdescribingendestateexpectedfinalfullylargemarketperiodsprincipalpropertyprovisionsrateratesrealresidentialresourcesrisk
SHARED TOKENS (22): "commercial", "current", "describing", "end", "estate", "expected", "final", "fully", "large", "market", "periods", "principal", "property", "provisions", "rate", "rates", "real", "residential", "resources", "risk"....
0.300
Prisoner reentry ↗ KW CROSS HIGH
approximatelycommunitiescommunityconditionseducationaleffectiveendfederalfundinggovernmentlacknonprofitpolicyprogramspublicrehabilitationrequireresearchresourcesscale
SHARED TOKENS (24): "approximately", "communities", "community", "conditions", "educational", "effective", "end", "federal", "funding", "government", "lack", "nonprofit", "policy", "programs", "public", "rehabilitation", "require", "research", "resources", "scale"....
0.300
affectinganalysisapplicationbusinesschangesdemandeconomicsestatefieldfinancehousingindustrymarketsrealrelatedresearchresidentialscopesupplyurban
SHARED TOKENS (20): "affecting", "analysis", "application", "business", "changes", "demand", "economics", "estate", "field", "finance", "housing", "industry", "markets", "real", "related", "research", "residential", "scope", "supply", "urban".
0.300
amongbenefitscompensationcoursecoveragedisabilityemployeesemployeremployersemploymentformgeneralgenerallyinsurancelackmedicaloutsideplansproblemssystem
SHARED TOKENS (23): "among", "benefits", "compensation", "course", "coverage", "disability", "employees", "employer", "employers", "employment", "form", "general", "generally", "insurance", "lack", "medical", "outside", "plans", "problems", "system"....
0.300
administersaffordableassistancebusinesscommunitiescommunitycounselingdevelopmentdistrictfundinghousingindependentleadershiplearninglocalnationalnetworknonprofitorganizationpreserve
SHARED TOKENS (30): "administers", "affordable", "assistance", "business", "communities", "community", "counseling", "development", "district", "funding", "housing", "independent", "leadership", "learning", "local", "national", "network", "nonprofit", "organization", "preserve"....
0.300
VA loan ↗ Q7906577 KW CROSS HIGH
additionalallowamericanapplicationapprovedconstructioncreditdepartmentdirectlyeligiblefinancedfinancingfundinghomeinsurancelargerlawslowmilitarypaid
SHARED TOKENS (36): "additional", "allow", "american", "application", "approved", "construction", "credit", "department", "directly", "eligible", "financed", "financing", "funding", "home", "insurance", "larger", "laws", "low", "military", "paid"....
0.300
actagencycontractscostsdefinitionemployeesemployersemploymentfederalgeneralgoverninggovernmentindividualjoininglaborlawlawslocalprivateprohibits
SHARED TOKENS (31): "act", "agency", "contracts", "costs", "definition", "employees", "employers", "employment", "federal", "general", "governing", "government", "individual", "joining", "labor", "law", "laws", "local", "private", "prohibits"....
0.300
analysiscommercialcostsdefinitiondependsdevelopeddevelopmentdifferentincreaseindustriallandleadpolicypresencepresentpreviouslyrequirerequiresrisksite
SHARED TOKENS (22): "analysis", "commercial", "costs", "definition", "depends", "developed", "development", "different", "increase", "industrial", "land", "lead", "policy", "presence", "present", "previously", "require", "requires", "risk", "site"....
0.300
accordingactbecomebenefitscodecompensationdefinitiondistricteligibilityeligibleemployeesemployersfederalgenerallyinsurancelargemediaoutsideoverviewpaid
SHARED TOKENS (28): "according", "act", "become", "benefits", "code", "compensation", "definition", "district", "eligibility", "eligible", "employees", "employers", "federal", "generally", "insurance", "large", "media", "outside", "overview", "paid"....
0.300
actappliesbenefitsconditionscoveredemployersemploymentequalgeneralinformationlaborlawopportunitypublicrequiresrightsstandardstitleworkers
SHARED TOKENS (19): "act", "applies", "benefits", "conditions", "covered", "employers", "employment", "equal", "general", "information", "labor", "law", "opportunity", "public", "requires", "rights", "standards", "title", "workers".
0.300
acquisitionallowavailabilitycenterclaimsdependsinstitutionsinsurerslargelawlegalnationalperiodsprincipalproceduresproducepropertypublicpurchaserequire
SHARED TOKENS (25): "acquisition", "allow", "availability", "center", "claims", "depends", "institutions", "insurers", "large", "law", "legal", "national", "periods", "principal", "procedures", "produce", "property", "public", "purchase", "require"....
0.300
G.I. Bill ↗ Q1484269 KW CROSS HIGH
actactiveamericanassistancebenefitsbusinesscollegecommitteecompensationcoveragecoverededucationeducationalfinancialfundinghomeinsurancejunelawliving
SHARED TOKENS (29): "act", "active", "american", "assistance", "benefits", "business", "college", "committee", "compensation", "coverage", "covered", "education", "educational", "financial", "funding", "home", "insurance", "june", "law", "living"....
0.300
datadependenceexpandedfieldfinancefunctionsincreasinginformationinfrastructureleadnetworknetworksparticularlyphysicalprotectionprovidestandardssystemstechnologytherefore
SHARED TOKENS (20): "data", "dependence", "expanded", "field", "finance", "functions", "increasing", "information", "infrastructure", "lead", "network", "networks", "particularly", "physical", "protection", "provide", "standards", "systems", "technology", "therefore".
0.300
addressingboundariesbroaderchangecounselingdevelopeddevelopmenteducationeducationalemploymentfieldgeneralguidancehistoricallyindividualinformationinstitutionslearningmanagementmarkets
SHARED TOKENS (36): "addressing", "boundaries", "broader", "change", "counseling", "developed", "development", "education", "educational", "employment", "field", "general", "guidance", "historically", "individual", "information", "institutions", "learning", "management", "markets"....
0.300
administersagencydepartmentdepartmentsdevelopmentdirectlyfederalfinancinggovernmenthomehousinglawsprogramreportsurban
SHARED TOKENS (15): "administers", "agency", "department", "departments", "development", "directly", "federal", "financing", "government", "home", "housing", "laws", "program", "reports", "urban".
0.300
abilityadministrationagencyauthoritydepartmentdevelopmententitiesexpandedfederalfinancehomehousingindependentinsurancelegalmissionofficeregulatesregulatoryrole
SHARED TOKENS (24): "ability", "administration", "agency", "authority", "department", "development", "entities", "expanded", "federal", "finance", "home", "housing", "independent", "insurance", "legal", "mission", "office", "regulates", "regulatory", "role"....
0.300
actactsamericanapplicableappliescodedevelopmentdifferentexpandedfairfamilyfederalfinancingforcefundinghousinglawmakesnationalorganized
SHARED TOKENS (31): "act", "acts", "american", "applicable", "applies", "code", "development", "different", "expanded", "fair", "family", "federal", "financing", "force", "funding", "housing", "law", "makes", "national", "organized"....
0.300
Credit score ↗ Q1787103 KW CROSS HIGH
alternativeanalysiscreditdatadepartmentsevaluatefilesfinancegovernmentindividualinformationinsurancepersonratereportrepresentrisksources
SHARED TOKENS (18): "alternative", "analysis", "credit", "data", "departments", "evaluate", "files", "finance", "government", "individual", "information", "insurance", "person", "rate", "report", "represent", "risk", "sources".
0.300
actadministrationagenciesassistancecodifieddepartmentdisabilityeducationemploymentestablishfederalfinancialgovernmentlawlawspracticesprincipalprogramsprohibitsrehabilitation
SHARED TOKENS (25): "act", "administration", "agencies", "assistance", "codified", "department", "disability", "education", "employment", "establish", "federal", "financial", "government", "law", "laws", "practices", "principal", "programs", "prohibits", "rehabilitation"....
0.300
actadabusinesschangescostscovereddisabilityeffectiveemployeesemployersfinaljulylaterlawnationaloriginprohibitsprotectionprotectionsprovide
SHARED TOKENS (24): "act", "ada", "business", "changes", "costs", "covered", "disability", "effective", "employees", "employers", "final", "july", "later", "law", "national", "origin", "prohibits", "protection", "protections", "provide"....
0.300
Digital divide ↗ Q244752 KW CROSS HIGH
accessaccordinganotherbureaucensuscommunitiesconnectcontentdataeducationalfacehousinginformationlivingmediareliableresourcesruralstudentsstudy
SHARED TOKENS (22): "access", "according", "another", "bureau", "census", "communities", "connect", "content", "data", "educational", "face", "housing", "information", "living", "media", "reliable", "resources", "rural", "students", "study"....
0.300
airbuildingcertainconditionscontainingcreatesevengenerallymaterialspersonnelphysicalpropertypublicregulationsrisksystemteamsthem
SHARED TOKENS (18): "air", "building", "certain", "conditions", "containing", "creates", "even", "generally", "materials", "personnel", "physical", "property", "public", "regulations", "risk", "system", "teams", "them".
0.300
accountadministrationagenciesagencyamericancentralcommercialcommunitycreditdevelopmentfederalfederallygovernmentindependentinstitutionsinsurancenationaloperatesoperatingoperations
SHARED TOKENS (22): "account", "administration", "agencies", "agency", "american", "central", "commercial", "community", "credit", "development", "federal", "federally", "government", "independent", "institutions", "insurance", "national", "operates", "operating", "operations"....
0.300
accesscreditextendsfinancefinancialhighermaintainmaintainingmarketotherwisepracticequalityratesriskscheduletermsuniversity
SHARED TOKENS (17): "access", "credit", "extends", "finance", "financial", "higher", "maintain", "maintaining", "market", "otherwise", "practice", "quality", "rates", "risk", "schedule", "terms", "university".
0.300
actagencycannotclaimscomplaintsdisabilityemployersemploymentequalestablishedfederalgovernmentindividualinformationlawsnationalopportunityoriginpracticerights
SHARED TOKENS (20): "act", "agency", "cannot", "claims", "complaints", "disability", "employers", "employment", "equal", "established", "federal", "government", "individual", "information", "laws", "national", "opportunity", "origin", "practice", "rights".
0.300
Financial literacy ↗ KW CROSS HIGH
abilityagenciesallowalternativeauthoritybehaviorcannotcostsdecisionsdevelopmenteducationestablishedfinancefinancialgovernmentimproveindividualinformationknowledgeliteracy
SHARED TOKENS (32): "ability", "agencies", "allow", "alternative", "authority", "behavior", "cannot", "costs", "decisions", "development", "education", "established", "finance", "financial", "government", "improve", "individual", "information", "knowledge", "literacy"....
0.300
actappliescoveragecreatesemployedemployeesemployeremploymentfairhourslaborlawproductionprohibitsstandardsunlesswagework
SHARED TOKENS (18): "act", "applies", "coverage", "creates", "employed", "employees", "employer", "employment", "fair", "hours", "labor", "law", "production", "prohibits", "standards", "unless", "wage", "work".
0.300
Home equity loan ↗ KW CROSS HIGH
cannotcollegecreatescrediteducationendequalequityfinancehistoryhomeinitialinstitutionlawlineslowmedicalpersonpersonalproperty
SHARED TOKENS (26): "cannot", "college", "creates", "credit", "education", "end", "equal", "equity", "finance", "history", "home", "initial", "institution", "law", "lines", "low", "medical", "person", "personal", "property"....
0.300
Bridge loan ↗ Q2079582 KW CROSS HIGH
additionalbusinessconventionalcostsdocumentationequityfinancefinancinggenerallyhigherindividuallargerlittleparticipationpendingraterequireriskshort-termtype
SHARED TOKENS (20): "additional", "business", "conventional", "costs", "documentation", "equity", "finance", "financing", "generally", "higher", "individual", "larger", "little", "participation", "pending", "rate", "require", "risk", "short-term", "type".
0.300
Pollution ↗ Q58734 KW CROSS HIGH
agenciesagriculturalagricultureairalongsideapproximatelyaroundboundariescommunitiesconcentratedconstructioncoredevelopmentenvironmentalformformationgenerallyhistoricallyimpliesincreasing
SHARED TOKENS (38): "agencies", "agricultural", "agriculture", "air", "alongside", "approximately", "around", "boundaries", "communities", "concentrated", "construction", "core", "development", "environmental", "form", "formation", "generally", "historically", "implies", "increasing"....
0.300
administrationaffordableagenciesagricultureassociationcostscreditdefaultdepartmentdevelopmenteffectiveevenfederalfederallyfinancialfinancinggovernmenthomehousingnational
SHARED TOKENS (29): "administration", "affordable", "agencies", "agriculture", "association", "costs", "credit", "default", "department", "development", "effective", "even", "federal", "federally", "financial", "financing", "government", "home", "housing", "national"....
0.300
advertisingassociationbusinesseducationeducationalgovernedgroupindustrymaterialsofficersoperateorganizationproducingpublicsectorstandardstrade
SHARED TOKENS (17): "advertising", "association", "business", "education", "educational", "governed", "group", "industry", "materials", "officers", "operate", "organization", "producing", "public", "sector", "standards", "trade".
0.300
Shortage ↗ Q2184645 EXACT TITLE
demandeconomicsmarketproductsupply
SHARED TOKENS (5): "demand", "economics", "market", "product", "supply". | EXACT TITLE in employment_workforce: "Shortage".
0.300
Hewlett-Packard ↗ Q80978 KW CROSS HIGH
americanaroundbecomebillionbusinesschangecomdatadevelopeddirectlydistributionemployedequipmentestablishformgovernmenthistoryindustryinformationjuly
SHARED TOKENS (37): "american", "around", "become", "billion", "business", "change", "com", "data", "developed", "directly", "distribution", "employed", "equipment", "establish", "form", "government", "history", "industry", "information", "july"....
0.300
adaboisecensuscentercentralconnectedcontainsidahoitselfmetropolitanmountainnamenationalpopulationruralsectionvalleywestern
SHARED TOKENS (18): "ada", "boise", "census", "center", "central", "connected", "contains", "idaho", "itself", "metropolitan", "mountain", "name", "national", "population", "rural", "section", "valley", "western".
0.300
actagenciesamericanamonganotherapproximatelybillionbroaderchangescreditdefaultdifferentestimatedevenfinancedfinancialfullygovernmenthigherhousing
SHARED TOKENS (34): "act", "agencies", "american", "among", "another", "approximately", "billion", "broader", "changes", "credit", "default", "different", "estimated", "even", "financed", "financial", "fully", "government", "higher", "housing"....
0.300
H-1B visa ↗ Q974595 KW CROSS HIGH
additionaladministrationagencyagricultureapplicantsapplicationapprovedbeyondcertainchangeclassificationcodifiedconditionsdefinesdepartmentemployeremployersemploymentequivalentestimated
SHARED TOKENS (48): "additional", "administration", "agency", "agriculture", "applicants", "application", "approved", "beyond", "certain", "change", "classification", "codified", "conditions", "defines", "department", "employer", "employers", "employment", "equivalent", "estimated"....
0.300
activityaroundassociatedbeyondcredentialsdevelopeddifferentdistincteconomicseducationemploymentexperiencefullyhourslaborlacklegallowmanagementmedical
SHARED TOKENS (41): "activity", "around", "associated", "beyond", "credentials", "developed", "different", "distinct", "economics", "education", "employment", "experience", "fully", "hours", "labor", "lack", "legal", "low", "management", "medical"....
0.300
abilityalternativeassociatedcommercialdatedefaultequityestateexpectedfinancialhomeimprovelatermakingmarketparticularlypropertyrealremainresidential
SHARED TOKENS (22): "ability", "alternative", "associated", "commercial", "date", "default", "equity", "estate", "expected", "financial", "home", "improve", "later", "making", "market", "particularly", "property", "real", "remain", "residential"....
0.300
Bankruptcy ↗ Q152074 EXACT TITLE
cannotentitieslegalmeaningperson
SHARED TOKENS (5): "cannot", "entities", "legal", "meaning", "person". | EXACT TITLE in mortgage_lending: "Bankruptcy".
0.300
actaffectingcodeconditionsemployedemployeesemployerequalfairjunelaborlawlivingperformanceproductionprogramprovisionsqualityraterequires
SHARED TOKENS (28): "act", "affecting", "code", "conditions", "employed", "employees", "employer", "equal", "fair", "june", "labor", "law", "living", "performance", "production", "program", "provisions", "quality", "rate", "requires"....
0.300
administersadministrationbenefitsbuildingconditionsdepartmentdepartmentsdirectlyemployersemploymentfederalgoverninggovernmenthistoryimprovelaborlawsmissionoccupationalregulations
SHARED TOKENS (27): "administers", "administration", "benefits", "building", "conditions", "department", "departments", "directly", "employers", "employment", "federal", "governing", "government", "history", "improve", "labor", "laws", "mission", "occupational", "regulations"....
0.300
Law enforcement ↗ Q44554 KW CROSS HIGH
actactivityassociatedauthoritygoverninggovernmentindependentlyinstitutionslawlegaloperateorganizedpersonpropertypublicrulessystem
SHARED TOKENS (17): "act", "activity", "associated", "authority", "governing", "government", "independently", "institutions", "law", "legal", "operate", "organized", "person", "property", "public", "rules", "system".
0.300
actapprovalapprovalsapprovedbuildbuildingcommercialconstructioncostscreatesdevelopmentdifferentengineersenvironmentalestateexistingfinancialfinancinggrowthhousing
SHARED TOKENS (39): "act", "approval", "approvals", "approved", "build", "building", "commercial", "construction", "costs", "creates", "development", "different", "engineers", "environmental", "estate", "existing", "financial", "financing", "growth", "housing"....
🫐 BERRY49 edges
0.290
branchcurrentgovernmentidahoofficeofficersposition
SHARED TOKENS (7): "branch", "current", "government", "idaho", "office", "officers", "position". | URL->B (1): https://sos.idaho.gov/.
0.280
administersadministrationcodedevelopmenteducationestablishedindependentlymedicalpracticeproceduresprofessionalprovideregisteredstandards
SHARED TOKENS (14): "administers", "administration", "code", "development", "education", "established", "independently", "medical", "practice", "procedures", "professional", "provide", "registered", "standards".
0.280
agenciesconventionalcredithigherincreasingindividuallargelargerpurchasequalityratesresidentialthemvalue
SHARED TOKENS (14): "agencies", "conventional", "credit", "higher", "increasing", "individual", "large", "larger", "purchase", "quality", "rates", "residential", "them", "value".
0.280
allowbroadercreditdocumentationfinancialfundinghigherinstitutionslacklargeprivatepropertyrequiretype
SHARED TOKENS (14): "allow", "broader", "credit", "documentation", "financial", "funding", "higher", "institutions", "lack", "large", "private", "property", "require", "type".
0.280
capitalcommercialconventionalestatefinancinghigherprivatepropertyratesrealresidentialriskshort-termtype
SHARED TOKENS (14): "capital", "commercial", "conventional", "estate", "financing", "higher", "private", "property", "rates", "real", "residential", "risk", "short-term", "type".
0.280
Plumber ↗ Q252924 EXACT TITLE
maintainingproductionsystemswater
SHARED TOKENS (4): "maintaining", "production", "systems", "water". | EXACT TITLE in employment_workforce: "Plumber".
0.280
airbuildingcostsengineersenvironmentalevaluateoperatingparticularlyperformanceprovidequalitysystemstechnologywater
SHARED TOKENS (14): "air", "building", "costs", "engineers", "environmental", "evaluate", "operating", "particularly", "performance", "provide", "quality", "systems", "technology", "water".
0.280
annualappliedcrediteffectivefinanceformintendedlegalprotectionrateratherrequiredstandardizedterms
SHARED TOKENS (14): "annual", "applied", "credit", "effective", "finance", "form", "intended", "legal", "protection", "rate", "rather", "required", "standardized", "terms".
0.260
additionalfamilyflathomeobtainpersonalprincipalpropertyprovideresidentialsecondaryseparatesupport
SHARED TOKENS (13): "additional", "family", "flat", "home", "obtain", "personal", "principal", "property", "provide", "residential", "secondary", "separate", "support".
0.260
Idacorp ↗ Q5987232 EXACT TITLE
boisefinancialidaho
SHARED TOKENS (3): "boise", "financial", "idaho". | EXACT TITLE in employment_workforce: "Idacorp".
0.260
activitycommunityeducationknowledgeproceduresprofessionalprofessionalsprogramsrequireroleschoolstafftraining
SHARED TOKENS (13): "activity", "community", "education", "knowledge", "procedures", "professional", "professionals", "programs", "require", "role", "school", "staff", "training".
0.260
actauthorizedcapitalfundinggovernmenthousingincreasingintendedlargemarketpracticespressureregulations
SHARED TOKENS (13): "act", "authorized", "capital", "funding", "government", "housing", "increasing", "intended", "large", "market", "practices", "pressure", "regulations".
0.260
buildingcoveredequityestatefinancialhigherpropertypurchaserealrepresenttransactionvaluationvalue
SHARED TOKENS (13): "building", "covered", "equity", "estate", "financial", "higher", "property", "purchase", "real", "represent", "transaction", "valuation", "value".
0.260
affordableamongdrivenestatefinancialhousingincreaselargelargermakingmarketparticipatereal
SHARED TOKENS (13): "affordable", "among", "driven", "estate", "financial", "housing", "increase", "large", "larger", "making", "market", "participate", "real".
0.260
americancarecontinuingfacilitieshealthcarehomeidaholivingnetworkoperatesoperatingsupportsystem
SHARED TOKENS (13): "american", "care", "continuing", "facilities", "healthcare", "home", "idaho", "living", "network", "operates", "operating", "support", "system".
0.240
approximatelyboisebranchcensusdatadistrictdistrictsevengovernmentidahopopulationsingle
SHARED TOKENS (12): "approximately", "boise", "branch", "census", "data", "district", "districts", "even", "government", "idaho", "population", "single".
0.240
businesscompetenciescontractscorecostsformincreasedoperationsproviderprovidersrequirementsspecialized
SHARED TOKENS (12): "business", "competencies", "contracts", "core", "costs", "form", "increased", "operations", "provider", "providers", "requirements", "specialized".
0.240
associatedboisecensuscentercontainsextendsfederallyidahometropolitanpopulationsidevalley
SHARED TOKENS (12): "associated", "boise", "census", "center", "contains", "extends", "federally", "idaho", "metropolitan", "population", "side", "valley".
0.240
Trailer park ↗ Q1426493 KW CROSS HIGH
americancommunityconstructioncoursehomehousinglivinglowparksstructurestechnologytemporary
SHARED TOKENS (12): "american", "community", "construction", "course", "home", "housing", "living", "low", "parks", "structures", "technology", "temporary".
0.240
constructiondateimproveitselflaborlinkmaterialsmeaningpersonalpropertyrealtitle
SHARED TOKENS (12): "construction", "date", "improve", "itself", "labor", "link", "materials", "meaning", "personal", "property", "real", "title".
0.220
agencyairboisebureaudepartmentgovernmentguardidahomilitarynationalstaff
SHARED TOKENS (11): "agency", "air", "boise", "bureau", "department", "government", "guard", "idaho", "military", "national", "staff".
0.220
advertisedallowapplicationemployeremployersemploymentinformationpositionrequirementsreviewsroles
SHARED TOKENS (11): "advertised", "allow", "application", "employer", "employers", "employment", "information", "position", "requirements", "reviews", "roles".
0.200
adaboisecensusgovernmentidahometropolitanmunicipalnamepopulationseparate
SHARED TOKENS (10): "ada", "boise", "census", "government", "idaho", "metropolitan", "municipal", "name", "population", "separate".
0.200
EXACT TITLE in mortgage_lending: "Subdivision".
0.200
Appraisal ↗ Q4781689 EXACT TITLE
EXACT TITLE in mortgage_lending: "Appraisal".
0.200
Mobile home ↗ Q1434998 KW CROSS HIGH
basedifferenthomelegalmoverequiredsitestructuretemporarywork
SHARED TOKENS (10): "base", "different", "home", "legal", "move", "required", "site", "structure", "temporary", "work".
0.200
boisedistrictsgoverningidaholargelawrequiringsingletermswork
SHARED TOKENS (10): "boise", "districts", "governing", "idaho", "large", "law", "requiring", "single", "terms", "work".
0.200
actamericanamongchangeschaptercodelawpdfprotectionprovisions
SHARED TOKENS (10): "act", "american", "among", "changes", "chapter", "code", "law", "pdf", "protection", "provisions".
0.180
actagenciesagencydevelopedemployeesemployersemploymentorganizationprivate
SHARED TOKENS (9): "act", "agencies", "agency", "developed", "employees", "employers", "employment", "organization", "private".
0.180
boundariesdescribeddescriptionlandlawlegalpropertyrealrequired
SHARED TOKENS (9): "boundaries", "described", "description", "land", "law", "legal", "property", "real", "required".
0.160
USDA home loan ↗ KW CROSS HIGH
agriculturedepartmentdevelopmenthomehousingprogrampropertyrural
SHARED TOKENS (8): "agriculture", "department", "development", "home", "housing", "program", "property", "rural".
0.160
estateformfunctionshomehousinginvestmentpersonreal
SHARED TOKENS (8): "estate", "form", "functions", "home", "housing", "investment", "person", "real".
0.160
Job hunting ↗ Q629194 KW CROSS HIGH
actcurrentemployeremploymentleadobtainpositionseeking
SHARED TOKENS (8): "act", "current", "employer", "employment", "lead", "obtain", "position", "seeking".
0.160
chaptercodefederalformlawssectionstatutetitle
SHARED TOKENS (8): "chapter", "code", "federal", "form", "laws", "section", "statute", "title".
0.140
americanassociatedassociationconstructiongeneralindustrytrade
SHARED TOKENS (7): "american", "associated", "association", "construction", "general", "industry", "trade".
0.140
changesemployersformlong-termmigrationrequiresworkers
SHARED TOKENS (7): "changes", "employers", "form", "long-term", "migration", "requires", "workers".
0.140
americanassociationindustriesindustrylaborrepresentsworkers
SHARED TOKENS (7): "american", "association", "industries", "industry", "labor", "represents", "workers".
0.140
Electrician ↗ Q165029 KW CROSS HIGH
dataemployedequipmentexistinginfrastructurelinesrelated
SHARED TOKENS (7): "data", "employed", "equipment", "existing", "infrastructure", "lines", "related".
0.140
agencyeducationalpersonprofessionalpublicqualificationtrade
SHARED TOKENS (7): "agency", "educational", "person", "professional", "public", "qualification", "trade".
0.140
Job fair ↗ Q446643 KW CROSS HIGH
contactemployeesemployerseventfairinformationschools
SHARED TOKENS (7): "contact", "employees", "employers", "event", "fair", "information", "schools".
0.140
costsinsuranceprivatepropertyrequiredsaletype
SHARED TOKENS (7): "costs", "insurance", "private", "property", "required", "sale", "type".
0.140
Negative equity ↗ KW CROSS HIGH
equityestateparticularlyrealsecurevaluewhose
SHARED TOKENS (7): "equity", "estate", "particularly", "real", "secure", "value", "whose".
0.120
boisecensushomeidahometropolitanpopulation
SHARED TOKENS (6): "boise", "census", "home", "idaho", "metropolitan", "population".
0.120
appliesbranchdevelopmentmaintainmaintainingsystems
SHARED TOKENS (6): "applies", "branch", "development", "maintain", "maintaining", "systems".
0.120
Boise River ↗ Q891080 KW CROSS HIGH
agriculturalapproximatelyboiseidahourbanwestern
SHARED TOKENS (6): "agricultural", "approximately", "boise", "idaho", "urban", "western".
0.100
affectinggenerallegaloutsideterms
SHARED TOKENS (5): "affecting", "general", "legal", "outside", "terms".
0.100
coverageinsuranceinsurerspropertyrisk
SHARED TOKENS (5): "coverage", "insurance", "insurers", "property", "risk".
0.100
americanbrandidahomarketsnampa
SHARED TOKENS (5): "american", "brand", "idaho", "markets", "nampa".
0.100
anotherendpreviouslyprincipaltype
SHARED TOKENS (5): "another", "end", "previously", "principal", "type".
◈ Frequently Asked Questions
Employment Workforce × Mortgage Lending — Treasure Valley
HAIKU · HIGH GATE
How do construction jobs in the Treasure Valley affect mortgage lending approval rates?
Construction employment in Ada County directly influences lender confidence in borrower debt-to-income ratios, particularly in Boise and Eagle where residential development is concentrated. Mortgage lenders in the Treasure Valley monitor construction payroll data because project-based income affects loan qualification, especially for workers employed by franchised and independent builders throughout the metropolitan area.
What role does Boise State University employment play in Treasure Valley mortgage lending?
Boise State University employees represent a stable income demographic that mortgage lenders in Ada County prioritize, given the institution's role as the region's largest employer and its location in Boise's central business district. Lending institutions factor university employment status when underwriting mortgages for faculty, staff, and contractor families seeking homes in Nampa, Caldwell, and Eagle.
How do merger and acquisition activities in the Treasure Valley affect employment-based mortgage lending?
Private equity and M&A transactions across Boise's business sector create employment uncertainty that mortgage lenders in Ada County assess through borrower job stability reviews. Lenders monitor whether workers affected by business consolidations at Treasure Valley companies maintain sufficient income documentation under standard underwriting guidelines for the metropolitan area.
Why do mortgage lenders in the Treasure Valley track College of Western Idaho graduate employment outcomes?
Mortgage lenders serving Nampa and Ada County use College of Western Idaho employment data to identify emerging workforce trends in healthcare, skilled trades, and technical fields that affect borrower creditworthiness. Graduates from CWID programs entering the Treasure Valley workforce represent new mortgage-eligible populations as their incomes stabilize in the region's growing job market.
◈ Provenance Chain · refinery-treasurevalley-v1.0.0
Employment Workforce × Mortgage Lending 19 QID bridges 263 edges 6,512 ext links 2026-07-17 20:35:14 UTC 29aae2a99ae1a1b5
Employment Workforce corridor ↗ Mortgage Lending corridor ↗ Mortgage Lending × Employment Workforce ↗ boisestandard.org/standard ↗
Parent Corridors
Employment Workforce × All Other Verticals