Legal Service Expense Plans

TITLE 41 INSURANCE CHAPTER 1 SCOPE OF INSURANCE CODE — GENERAL PROVISIONS 41-114B. Legal service expense plans. (1) The term "legal service expense plan," as used in this section, means a contract or agreement for a stated consideration between a plan administrator and a member or group of members, whereby the member pays the administrator, in advance or by installments, for the receipt of professional legal services, advice or representation. Such services in Idaho shall be provided by attorneys at law licensed in Idaho. The attorneys shall be prepaid under a contract or agreement with the administrator to provide specified legal services for the express benefit of the plan member and shall agree to render services to the member when required. (2)  The marketing, sale, contracting, issuance of a contract, plan administration and delivery of services under a legal service expense plan are exempt from all other provisions of title 41 , Idaho Code. In addition, such plans shall not be characterized as "insurance" when marketed in Idaho. (3)  Legal service expense plans, but not law firm retainer agreements, shall be subject to the provisions of the Idaho consumer protection act, chapter 6, title 48 , Idaho Code, and attorneys providing service shall be subject to the provisions relating to the regulation of the practice of law under title 3 , Idaho Code.